DELTA DENTAL PLAN OF VERMONT INC Charity Report

Public IRS 990 nonprofit record

DELTA DENTAL PLAN OF VERMONT INC

EIN 03-0219391 · Arts, Culture & Humanities (A)

What they do

It is Our Mission to Advance The Oral Health and Overall Wellness of Our Customers and The General Public By Providing Innovative Benefits and Professional Partnerships Through Diversified Strategic Business and Philanthropic Initiatives.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $92.70 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders17 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

91.58%of revenue went to mission work92.7% of expenses · Program services

$98.75spent for every $100 of revenueRevenue covered expenses this year.

7.17%of revenue went to management and office costs7.3% of expenses

$0.38in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,185,129 for THOMAS RAFFIO (DDPNH PRESIDENT & CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$115,997,067

Mission workProgram services$106,227,01291.58% of revenue92.7% of expenses

ManagementOffice and general costs$8,320,5947.17% of revenue7.3% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$1,449,4611.25% of revenueShown in gray on the chart

Total expenses$114,547,60698.75% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 92.7% mission · 7.3% management · 0.0% fundraisingTotal expenses: 98.75% of revenue

2023Expense mix: 93.1% mission · 6.9% management · 0.0% fundraisingTotal expenses: 98.17% of revenue

2022Expense mix: 92.6% mission · 7.4% management · 0.0% fundraisingTotal expenses: 98.11% of revenue

2021Expense mix: 92.5% mission · 7.5% management · 0.0% fundraisingTotal expenses: 96.41% of revenue

2020Expense mix: 89.7% mission · 10.3% management · 0.0% fundraisingTotal expenses: 96.43% of revenue

2019Expense mix: 91.9% mission · 8.1% management · 0.0% fundraisingTotal expenses: 101.34% of revenue

2018Expense mix: 91.9% mission · 8.1% management · 0.0% fundraisingTotal expenses: 97.44% of revenue

2017Expense mix: 92.3% mission · 7.7% management · 0.0% fundraisingTotal expenses: 97.50% of revenue

Money in and money out

Revenue$115,997,067

Expenses$114,547,606

Annual surplus $1,449,461 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$106,227,012 · 92.7% of expenses

Management and office costs$8,320,594 · 7.3% of expenses

See all reported dollar amounts

Revenue$115,997,067

Expenses$114,547,606

Assets$43,989,635

Income$126,896,429

Mission work (program services)$106,227,012

Grants given$1,844,107

Average grant$263,444

Management and general$8,320,594

Stocks and bonds$31,059,065

Accounting fees$39,065

Investing fees$113,627

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

THOMAS RAFFIODDPNH PRESIDENT & CEO · 10 hrs/week $1,185,129Base $1,112,510 · Other $72,619

WILLIAM H LAMBRUKOSDDPNH SR. VICE PRESIDENT · 10 hrs/week $416,088Base $352,772 · Other $63,316

BRIAN TOWNSENDTRUSTEE & CHAIR · 3 hrs/week $37,436

RACHEL RIVARD DDSTRUSTEE & SECETARY · 3 hrs/week $17,725

DAVID SOLOMON DDSTRUSTEE & CHAIR (END 4/2024) · 3 hrs/week $17,143

NANCY ROWDEN-BROCKTRUSTEE & TREASURER · 3 hrs/week $17,000

JENNIFER NILES DMDTRUSTEE & VICE CHAIR · 3 hrs/week $15,550

TYLER ATEN DMDTRUSTEE · 3 hrs/week $10,700

JILL MAZZA OLSON MPATRUSTEE · 3 hrs/week $9,975

RILEY BALDWIN CASELLA DMDTRUSTEE (START 4/2024) · 3 hrs/week $7,800

WANDA HEADING-GRANT EDDTRUSTEE · 3 hrs/week $7,250

JASON W WILLIAMSTRUSTEE · 3 hrs/week $7,075

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (17)

THOMAS RAFFIODDPNH PRESIDENT & CEO

WILLIAM H LAMBRUKOSDDPNH SR. VICE PRESIDENT

BRIAN TOWNSENDTRUSTEE & CHAIR

RACHEL RIVARD DDSTRUSTEE & SECETARY

DAVID SOLOMON DDSTRUSTEE & CHAIR (END 4/2024)

NANCY ROWDEN-BROCKTRUSTEE & TREASURER

JENNIFER NILES DMDTRUSTEE & VICE CHAIR

TYLER ATEN DMDTRUSTEE

JILL MAZZA OLSON MPATRUSTEE

RILEY BALDWIN CASELLA DMDTRUSTEE (START 4/2024)

WANDA HEADING-GRANT EDDTRUSTEE

JASON W WILLIAMSTRUSTEE

KATHERINE MEYERS CPATRUSTEE

ADAM FASOLI DMDTRUSTEE (END 4/2024)

ROBERT BOYD DDSTRUSTEE (START 4/2024)

ELICIA NICOLE THOMPSON DDSTRUSTEE (START 4/2024)

ELIZABETH CARMACK DMDTRUSTEE (END 4/2024)

About this charity

Recognized since: January 1969
Location: PO BOX 2002, CONCORD, NH 03302-2002
County: Merrimack
In care of: THOMAS RAFFIO
Primary officer: THOMAS RAFFIO, President & CEO

How to reach them

WebsiteVisit the charity’s website Phone(603) 223-1000

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
Tax preparer: BAKER NEWMAN & NOYES
NTEE classification: Arts, Culture & Humanities (A)
IRS tax category: Arts, Culture & Humanities
Grant-giving organization: Yes