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MASS BAY CREDIT UNION

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Public IRS 990 nonprofit record

MASS BAY CREDIT UNION

EIN 04-1104060

What they do

A FULL SERVICE FINANCIAL INSTITUTION THAT STRIVES to PROVIDE THE HIGHEST LEVEL of SERVICE and PERSONAL ATTENTION to ALL of THEIR MEMBERS, WHILE CONTINUALLY TRYING to EXPAND and REFINE THEIR PRODUCTS and SERVICE, OFFERING to BEST MEET THEIR NEEDS, AT HIGHLY COMPETITIVE RATES and UNSURPASSED VALUE.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders16 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$88.90spent for every $100 of revenueRevenue covered expenses this year.
$21.46in assets for every $1 spent this yearSome assets cannot be spent right away.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $420,926 for THERESA DORILAS (PRESIDENT & CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$19,241,311
Expenses$17,105,978
Annual surplus $2,135,333 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$19,241,311
Expenses$17,105,978
Assets$367,122,630
Income$19,241,311
Stocks and bonds$24,025,725
Accounting fees$135,050
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
THERESA DORILASPRESIDENT & CEO · 40 hrs/week $420,926Base $365,818 · Other $55,108
KELLI CULLENCOO · 40 hrs/week $266,707Base $204,027 · Other $62,680
ANTHONY BONOMOCFO · 40 hrs/week $236,502Base $197,581 · Other $38,921
BRIAN P DWYERTREASURER · 1 hrs/week $384Base · Other $384
JAMES G FLAHERTYDIRECTOR · 1 hrs/week $384Base · Other $384
JEREMIAH P AHERNCHAIRMAN OF BOARD · 1 hrs/week $384Base · Other $384
JOHN KINEAVYDIRECTOR · 1 hrs/week $384Base · Other $384
KELLEY DURGINDIRECTOR · 1 hrs/week $384Base · Other $384
KRISHAUNNA BAPTISTEDIRECTOR · 1 hrs/week $384Base · Other $384
MICHAEL T BUGGYCLERK · 1 hrs/week $384Base · Other $384
WILLIAM VIETZEFIRST VICE CHAIRPERSON · 1 hrs/week $384Base · Other $384
DARREN MCAULIFFEASSISTANT TREASURER · 1 hrs/week $362Base · Other $362

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (16)

THERESA DORILASPRESIDENT & CEO

KELLI CULLENCOO

ANTHONY BONOMOCFO

BRIAN P DWYERTREASURER

JAMES G FLAHERTYDIRECTOR

JEREMIAH P AHERNCHAIRMAN OF BOARD

JOHN KINEAVYDIRECTOR

KELLEY DURGINDIRECTOR

KRISHAUNNA BAPTISTEDIRECTOR

MICHAEL T BUGGYCLERK

WILLIAM VIETZEFIRST VICE CHAIRPERSON

DARREN MCAULIFFEASSISTANT TREASURER

KIMBERLY A KENNEDYSECOND VICE CHAIRPERSON

JOSEPH N MOSCADIRECTOR

MICHAEL E KEELEYDIRECTOR

MAUREEN A COLLINSDIRECTOR

About this charity

Location
147 WEST FOURTH STREET, SOUTH BOSTON, MA 02127
County
Suffolk
In care of
THERESA DORILAS
Primary officer
THERESA DORILAS, CEO

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990
Tax preparer
GERALD T REILLY & COMPANY

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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