GREATER HAVERHILL CHAMBER OF COMMERCE Charity Report

Public IRS 990 nonprofit record

GREATER HAVERHILL CHAMBER OF COMMERCE

EIN 04-1426880 · Mutual & Membership Benefit (Y)

What they do

to DEVELOP, ENCOURAGE, PROMOTE, and PROTECT THE COMMERCIAL, PROFESSIONAL, FINANCIAL, and GENERAL BUSINESS INTEREST of THE GREATER HAVERHILL AREA; to PROMOTE THE CIVIC INTEREST and GENERAL WELFARE of THE COMMUNITY; to EXTEND and PROMOTE COMMERCE, and FOSTER, and PROTECT THE INDUSTRY of THE GREATER HAVERHILL AREA; to ENCOURAGE THE DEVELOPMENT of THE TRANSPORTATION and COMMUNICATION FACILITIES and THE VARIOUS RESOURCES of THE CITY and AREA; and to PROCURE LAWS and REGULATIONS DESIREABLE for THE BENEFIT of BUSINESS REGARDING MATTERS AFFECTING ITS INTEREST.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $46.90 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders25 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

47.46%of revenue went to mission work46.9% of expenses · Program services

$101.10spent for every $100 of revenueSpending was higher than revenue this year.

53.63%of revenue went to management and office costs53.1% of expenses

$0.33in assets for every $1 spent this yearSome assets cannot be spent right away.

65.8%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $2,733 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $103,735 for ALEX EBERHARDT (PRESIDENT AND CEO THOUGH SEPT 2024). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$248,956

Mission workProgram services$118,16547.46% of revenue46.9% of expenses

ManagementOffice and general costs$133,52453.63% of revenue53.1% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Total expenses$251,689101.10% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 46.9% mission · 53.1% management · 0.0% fundraisingTotal expenses: 101.10% of revenue

2023Expense mix: 0.0% mission · 36.7% management · 0.0% fundraisingTotal expenses: 97.24% of revenue

2022Expense mix: 0.0% mission · 34.9% management · 0.0% fundraisingTotal expenses: 100.29% of revenue

2021Expense mix: 0.0% mission · 46.4% management · 0.0% fundraisingTotal expenses: 134.23% of revenue

2020Expense mix: 0.0% mission · 42.1% management · 0.0% fundraisingTotal expenses: 95.72% of revenue

2019Expense mix: 0.0% mission · 39.3% management · 0.0% fundraisingTotal expenses: 89.60% of revenue

2018Expense mix: 64.7% mission · 35.3% management · 0.0% fundraisingTotal expenses: 94.82% of revenue

2017Expense mix: 50.1% mission · 49.9% management · 0.0% fundraisingTotal expenses: 95.49% of revenue

Money in and money out

Revenue$248,956

Expenses$251,689

Annual shortfall $2,733 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$118,165 · 46.9% of expenses

Management and office costs$133,524 · 53.1% of expenses

See all reported dollar amounts

Revenue$248,956

Expenses$251,689

Assets$82,536

Income$255,543

Contributions$163,836

Mission work (program services)$118,165

Management and general$133,524

Accounting fees$8,575

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

ALEX EBERHARDTPRESIDENT AND CEO THOUGH SEPT 2024 · 40 hrs/week $103,735

KATHERINE MARTININTERIM PRES. AND CEO THROUGH MARCH · 40 hrs/week $27,191

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (25)

ALEX EBERHARDTPRESIDENT AND CEO THOUGH SEPT 2024

KATHERINE MARTININTERIM PRES. AND CEO THROUGH MARCH

SHAW ROSENIMMEDIATE PAST CHAIR

AIMEE TSAKIRELLISDIRECTOR

SETH CORDESSECRETARY

PENELOPE GUERRERO-PEREZDIRECTOR

NOMSA NCUBEDIRECTOR

NANCY GARDELLADIRECTOR

MICHAEL TRAVERSODIRECTOR

MICHAEL CONNEELYDIRECTOR

MATTHEW JUROSDIRECTOR

MARK VAN WEELDENDIRECTOR

MARIA CUNHADIRECTOR

MANAL CHAKARDIRECTOR

LYGIA SOARESDIRECTOR

LINDSAY PARISDIRECTOR

KAVITA GOYALDIRECTOR

KATE COOKPRESIDENT AND CEO

JIM HENEBRYTREASURER

JENNIFER MATTHEWSDIRECTOR

FRAN BEVILACQUA IIIDIRECTOR

CAROL WILSONDIRECTOR

BEN CONSOLIDIRECTOR

ALISON HEARTQUISTDIRECTOR

ALISON DOLAN-WILSONCHAIR

About this charity

Recognized since: January 1943
Location: 29 WASHINGTON ST STE 101, HAVERHILL, MA 01832-5874
County: Essex
In care of: % GREATER HAVERHILL CHAMBER OF COMM
Primary officer: JAMES HENEBRY, TREASURER

How to reach them

WebsiteVisit the charity’s website Emailinfo@haverhillchamber.com Phone(978) 373-5663

Filing and classification

Latest tax year: 2024
Tax period began: July 1, 2024
Return type: 990
Tax preparer: GRASSI & CO CPAS PC
NTEE classification: Mutual & Membership Benefit (Y)
IRS tax category: Mutual & Membership Benefit