ST JEANS CREDIT UNION
EIN 04-1801520 · Telecommunications (W50)
What they do
ST. JEANS CREDIT UNION (THE "CREDIT UNION") is A STATE-CHARTERED CREDIT UNION. ITS PRIMARY BUSINESS is THE ACCEPTANCE of DEPOSITS and THE MAKING of LOANS to MEMBERS WHO LIVE or WORK IN IN THE ESSEX, MIDDLESEX, and SUFFOLK COUNTIES of THE COMMONWEALTH of MASSACHUSETTS, RETIREES of THE CITY of REVERE & THE TOWN of WINTHROP, MASSACHUSETTS, THE EMPLOYEES of H.P. HOOD LLC, and MEMBERS IMMEDIATE FAMILY, DEFINED AS SPOUSE, SON, DAUGHTER, MOTHER, FATHER, SISTER, or BROTHER.
Should I give to this charity?
Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.
Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.
Basic facts we verified
IRS warning checkNo IRS revocation warning appears in this data.
Money report from 2025The charity has a recent tax report to read.
They explain their jobThe charity tells us what it is trying to do.
They name their leaders17 people are listed in the latest report.
You can reach themThey list contact information, so you can ask questions.
Money made simple
Ask these three easy questions
- Who did you help? Ask for a recent story or report that shows real results.
- What will my money do? Ask exactly what your gift will pay for.
- Is this really the charity? Give only through its official website or confirmed phone number.
Pay context: The highest compensation shown in this filing is $925,393 for C DAVID SURFACE (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.
Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.
Financial picture
A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.
Money in and money out
See all reported dollar amounts
Leadership and board
Names, titles, time, and compensation below are reported by the organization on its Form 990.
People reported as paid
Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.
See everyone listed on the board or leadership roster (17)
C DAVID SURFACEPRESIDENT/CEO
KATHLEEN DONAHUEEXECUTIVE VICE PRESIDENT
CHRISTOPHER NARDONECHIEF LENDING OFFICER
STEPHEN PEDROCFO
KATHRYN MACDONALDVP OF COMPLIANCE
NICOLE COKOROGIANISVP IT
ALINE PAVAODIR OF HUMAN RESOURCES
JOHN KINGSTONVP OF BUSINESS DEVELOPMENT
JOY LIVRAMENTO-BRYANTDIRECTOR
IRA NOVOSELSKYTREASURER/CLERK/DIRECTOR
LAWRENCE RAUSCHDIRECTOR
GEORGE ANZUONIDIRECTOR
PAUL AMIRAULT1ST VICE CHAIRMAN
ALEJANDRA KOUGHDIRECTOR
STEPHEN SALVODIRECTOR
STEVEN WALSHCHAIRMAN
TIMOTHY SHEA2ND VICE CHAIRMAN
About this charity
- Recognized since
- January 1935
- Location
- 370 HIGHLAND AVENUE, SALEM, MA 01970
- County
- Essex
- In care of
- C DAVID SURFACE
- Primary officer
- C DAVID SURFACE, PRESIDENT & CEO
How to reach them
Filing and classification
- Latest tax year
- 2025
- Tax period began
- January 1, 2025
- Return type
- 990
- Tax preparer
- WOLF & COMPANY PC
- NTEE classification
- Telecommunications (W50)
- IRS tax category
- Telecommunications
- Grant-giving organization
- Yes