Powered by CharityEZ

Charity report ready

ALLTRUST CREDIT UNION

We found this organization. Review its mission, finances, leadership, and ways to help below.

Back to search results

This report opened in a new tab, so your results are still waiting for you.

Public IRS 990 nonprofit record

ALLTRUST CREDIT UNION

EIN 04-1853650 · Mutual & Membership Benefit (Y)

What they do

CREDIT UNION - THRIFT SERVICES

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe explanation is very short. Ask what work they really do.

They name their leaders17 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$127.71spent for every $100 of revenueSpending was higher than revenue this year.
$16.80in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $3,789,818 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $374,067 for CARMEN F SYLVESTER (PRESIDENT & CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$13,675,131
Expenses$17,464,949
Annual shortfall $3,789,818 Expenses were higher than revenue for this filing year.
See all reported dollar amounts
Revenue$13,675,131
Expenses$17,464,949
Assets$293,497,499
Income$13,675,131
Stocks and bonds$5,485,296
Accounting fees$132,714
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
CARMEN F SYLVESTERPRESIDENT & CEO · 40 hrs/week $374,067Base $337,831 · Other $36,236
SHARON MEDEIROSCHIEF FINANCIAL OFFICER · 40 hrs/week $217,790Base $186,015 · Other $31,775
KIMBERLY TRAHANSR. VICE PRESIDENT HR · 40 hrs/week $163,393Base $156,555 · Other $6,838
SUSAN ST PIERREVICE PRESIDENT IT · 40 hrs/week $160,364Base $140,001 · Other $20,363
STEPHANIE MEDEIROSVICE PRESIDENT OPERATIONS · 40 hrs/week $155,555Base $126,135 · Other $29,420
SHANON DUBOISVP, RETAIL LENDING OPERATI · 40 hrs/week $152,941Base $123,449 · Other $29,492
SUZANNE CATRAIOVICE PRESIDENT OF MARKETIN · 40 hrs/week $130,490Base $117,275 · Other $13,215
MICHAEL S GAGOFORMER CHIEF LENDING OFFICER · 40 hrs/week $82,434Base $80,142 · Other $2,292
KRISTEN SNIEZEKCHAIR · 3 hrs/week $11,500
RICHARD ELLISCLERK/TREASURER · 3 hrs/week $5,000

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (17)

CARMEN F SYLVESTERPRESIDENT & CEO

SHARON MEDEIROSCHIEF FINANCIAL OFFICER

KIMBERLY TRAHANSR. VICE PRESIDENT HR

SUSAN ST PIERREVICE PRESIDENT IT

STEPHANIE MEDEIROSVICE PRESIDENT OPERATIONS

SHANON DUBOISVP, RETAIL LENDING OPERATI

SUZANNE CATRAIOVICE PRESIDENT OF MARKETIN

MICHAEL S GAGOFORMER CHIEF LENDING OFFICER

KRISTEN SNIEZEKCHAIR

RICHARD ELLISCLERK/TREASURER

MARK SYLVIADIRECTOR

PAMELA BOURGAULT1ST VICE CHAIR

PAUL SYLVIADIRECTOR

JUSTIN BOULEYDIRECTOR

DAVID S DARMOFALDIRECTOR

CHRISTOPHER HILLERASST. CLERK/TREASURER

CHARLES MURPHY2ND VICE CHAIR

About this charity

Recognized since
January 1934
Location
123 ALDEN ROAD, FAIRHAVEN, MA 02719
County
Bristol
In care of
SHARON MEDEIROS
Primary officer
SHARON MEDEIROS, CFO

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990
Tax preparer
GERALD T REILLY & COMPANY
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

Thanks for caring! Learning about a charity is a great first step toward giving back.

About this report: Information comes from public nonprofit records and may show the latest filing available.

Close & return to results
Want to go deeper?

Full charity research is waiting at CharityEZ

Explore complete charity searches, information, reports, and research tools.

For Full Charity Searches and Information — Try CharityEZ
Are you this charity?Keep your current needs updated free with CharityEZ.
Post your needs free