YMCA OF THE NORTH SHORE INC Charity Report

Public IRS 990 nonprofit record

YMCA OF THE NORTH SHORE INC

EIN 04-2104913 · Human Services (P270)

What they do

Our YMCA Welcomes All. We Strengthen Communities, Educate and Nurture Children, and Promote Healthy Living In Spirit, Mind and Body. Our Strategic Goals Include Providing Youth and Teen Skill Development, Reversing The Obesity Epidemic, Improving Health Outcomes for All Community Members, Decreasing Social Isolation, and Supporting Basic Needs for Those With Financial Difficulties. Our Team of Over 2,400 Employees and 400 Volunteers Are Committed to Serving All In Our Communities. This Commitment Can Be Seen In The High Quality of Service We Provide and Our Strong Financial Assistance Program, Through Which Over $4,100,000 Was Distributed to Over 5,600 Children, Adults and Families Who Were Unable to Pay for Y Membership and Programs.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $89.50 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders50 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

81.18%of revenue went to mission work89.5% of expenses · Program services

1.65%of revenue went to fundraising1.8% of expenses

$90.71spent for every $100 of revenueRevenue covered expenses this year.

2.95%of revenue went to management and office costs3.2% of expenses

$2.03in assets for every $1 spent this yearSome assets cannot be spent right away.

29.7%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $568,227 for CHRISTOPHER LOVASCO (PRESIDENT & CHIEF EXECUTIVE OFFICER). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$83,799,802

Mission workProgram services$68,025,85781.18% of revenue89.5% of expenses

ManagementOffice and general costs$2,470,0152.95% of revenue3.2% of expenses

FundraisingAsking for donations$1,385,0371.65% of revenue1.8% of expenses

Revenue left after expensesReported annual surplus$7,784,3339.29% of revenueShown in gray on the chart

Total expenses$76,015,46990.71% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 89.5% mission · 3.2% management · 1.8% fundraisingTotal expenses: 90.71% of revenue

2024Expense mix: 89.0% mission · 3.3% management · 1.6% fundraisingTotal expenses: 94.19% of revenue

2023Expense mix: 88.2% mission · 3.1% management · 1.4% fundraisingTotal expenses: 92.09% of revenue

2022Expense mix: 88.8% mission · 2.9% management · 1.7% fundraisingTotal expenses: 86.48% of revenue

2021Expense mix: 94.2% mission · 3.8% management · 2.1% fundraisingTotal expenses: 88.24% of revenue

2020Expense mix: 93.2% mission · 3.6% management · 3.2% fundraisingTotal expenses: 95.64% of revenue

2019Expense mix: 95.4% mission · 1.9% management · 2.7% fundraisingTotal expenses: 90.35% of revenue

2018Expense mix: 94.9% mission · 2.4% management · 2.8% fundraisingTotal expenses: 93.42% of revenue

Money in and money out

Revenue$83,799,802

Expenses$76,015,469

Annual surplus $7,784,333 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$68,025,857 · 89.5% of expenses

Management and office costs$2,470,015 · 3.2% of expenses

Fundraising$1,385,037 · 1.8% of expenses

See all reported dollar amounts

Revenue$83,799,802

Expenses$76,015,469

Assets$154,177,899

Income$85,719,431

Contributions$24,890,480

Mission work (program services)$68,025,857

Fundraising$1,385,037

Management and general$2,470,015

Stocks and bonds$39,487,360

Accounting fees$86,660

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

CHRISTOPHER LOVASCOPRESIDENT & CHIEF EXECUTIVE OFFICER · 40 hrs/week $568,227Base $503,970 · Other $64,257

KEVIN MCCARTHYCHIEF FINANCIAL OFFICER / EXECUTIVE VICE PRESIDENT · 40 hrs/week $375,893Base $314,301 · Other $61,592

GERALD MACKILLOPCHIEF OPERATIONS OFFICER · 40 hrs/week $302,752Base $251,184 · Other $51,568

MARJORIE CREGGCHIEF ADVANCEMENT OFFICER · 40 hrs/week $229,742Base $204,869 · Other $24,873

ALYSHA MONFETTE-BRAGANCHIEF MARKETING OFFICER · 40 hrs/week $225,059Base $188,051 · Other $37,008

TRACY FULLER-SOUCYEXECUTIVE DIRECTOR · 40 hrs/week $204,527Base $182,539 · Other $21,988

CYNTHIA MARCHANDEXECUTIVE DIRECTOR OF EDUCATION · 40 hrs/week $200,526Base $171,597 · Other $28,929

BRIAN FLYNNEXECUTIVE DIRECTOR · 40 hrs/week $195,381Base $167,469 · Other $27,912

TIMOTHY FLAHERTYEXECUTIVE DIRECTOR · 40 hrs/week $190,687Base $170,125 · Other $20,562

CHARITY LEZAMAEXECUTIVE DIRECTOR · 40 hrs/week $186,428Base $166,384 · Other $20,044

MARI MATTCHIEF HUMAN RESOURCE OFFICER · 40 hrs/week $184,537Base $164,696 · Other $19,841

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (50)

CHRISTOPHER LOVASCOPRESIDENT & CHIEF EXECUTIVE OFFICER

KEVIN MCCARTHYCHIEF FINANCIAL OFFICER / EXECUTIVE VICE PRESIDENT

GERALD MACKILLOPCHIEF OPERATIONS OFFICER

MARJORIE CREGGCHIEF ADVANCEMENT OFFICER

ALYSHA MONFETTE-BRAGANCHIEF MARKETING OFFICER

TRACY FULLER-SOUCYEXECUTIVE DIRECTOR

CYNTHIA MARCHANDEXECUTIVE DIRECTOR OF EDUCATION

BRIAN FLYNNEXECUTIVE DIRECTOR

TIMOTHY FLAHERTYEXECUTIVE DIRECTOR

CHARITY LEZAMAEXECUTIVE DIRECTOR

MARI MATTCHIEF HUMAN RESOURCE OFFICER

KIMBERLY MARTIN-EPSTEINBOARD MEMBER

MARY HIGGINSBOARD MEMBER

MARTHA SUMNERBOARD MEMBER

KRISTEN EVANSBOARD MEMBER

KATRINA SANDERSBOARD MEMBER

KEVIN ROYBOARD MEMBER

JUDY GIMIKBOARD MEMBER

MIKE WHEELERTREASURER

PAT MILNERBOARD MEMBER

RICHARD CARLSONTRUSTEE MEMBER

ROBERT EASTMANSECRETARY / CLERK

ROBIN BROWNBOARD MEMBER

SHERI RUSSELLBOARD MEMBER

STEPHEN BARRANDBOARD MEMBER

TERESE BAROUSBOARD MEMBER

TERRY BEATONBOARD MEMBER

TRACY LLOYDBOARD MEMBER

GREG CHINBOARD MEMBER

BETSY SHIELDSBOARD MEMBER

BILL GAUSEBOARD MEMBER

BOB SCOTTTRUSTEE MEMBER

BRAD PAULBOARD MEMBER

BRANDON RUGGIERICHAIR

CHIP MCCONNELLTRUSTEE MEMBER

CHRISTOPHER HEMSEYBOARD MEMBER

COLLETTE FIDRYCHBOARD MEMBER

GEORGE MORIARTYBOARD MEMBER

GLEN MACLEODTRUSTEE MEMBER

KATE WALTERSBOARD MEMBER

HEATON ROBERTSONTRUSTEE MEMBER

JEANNE LAMBKINBOARD MEMBER

JEFF LOEBBOARD MEMBER

JENN MAYOTRUSTEE MEMBER

JENNA BUONFIGLIOBOARD MEMBER

JENNIFER BURASPAST CHAIR

JOE ANDERSONBOARD MEMBER

JOSH CAHILLTRUSTEE MEMBER

KAREN ABBOTTBOARD MEMBER

KAREN LUCASBOARD MEMBER

About this charity

Recognized since: January 1942
Location: PO BOX 7073, BEVERLY, MA 01915-0091
County: Essex
In care of: Kevin McCarthy
Primary officer: Kevin McCarthy, Chief Financial Officer

How to reach them

WebsiteVisit the charity’s website Phone(978) 922-0990 Officer phone(978) 564-3071

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: DANIEL DENNIS & COMPANY LLP
NTEE classification: Human Services (P270)