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CREDIT UNION OF THE BERKSHIRES

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Public IRS 990 nonprofit record

CREDIT UNION OF THE BERKSHIRES

EIN 04-2264442

What they do

CREDIT UNION - THRIFT SERVICES

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2021The report may be old. Ask for a newer one.

They explain their jobThe explanation is very short. Ask what work they really do.

They name their leaders9 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$155.39spent for every $100 of revenueSpending was higher than revenue this year.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $211,091 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $74,489 for MELISSA MORIN (CEO & TREASU). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2021

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$381,127
Expenses$592,218
Annual shortfall $211,091 Expenses were higher than revenue for this filing year.
See all reported dollar amounts
Revenue$381,127
Expenses$592,218
Stocks and bonds$250,000
Accounting fees$1,264
People

Leadership and board

Tax year 2021

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
MELISSA MORINCEO & TREASU · 40 hrs/week $74,489Base $71,026 · Other $3,463
KAREN MCHUGHSECRETARY · 1 hrs/week $1,430

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (9)

MELISSA MORINCEO & TREASU

KAREN MCHUGHSECRETARY

BETH WALLACECHAIRPERSON

DEBRA BELLANDDIRECTOR

JANICE BATESDIRECTOR

MATTHEW KERWOODVICE CHAIRPE

ROBERT MALNATIDIRECTOR

ROBERT MALOYDIRECTOR

STEPHEN JANKOWSKIDIRECTOR

About this charity

Location
744 WILLIAMS STREET, PITTSFIELD, MA 01201
County
Berkshire
In care of
MELISSA MORIN
Primary officer
MELISSA MORIN, CEO & TREASURER

How to reach them

Filing and classification

Latest tax year
2021
Tax period began
January 1, 2021
Return type
990
Tax preparer
GARVEY STEELE & BANCROFT LLP

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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