QUINCY CREDIT UNION Charity Report

Public IRS 990 nonprofit record

QUINCY CREDIT UNION

EIN 04-2314232 · Mutual & Membership Benefit (Y)

What they do

Provide Our Members The Best Financial Services Possible In Order to Successfully Satisfy Their Financial Needs and Requirements.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $52.10 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders19 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

46.42%of revenue went to mission work52.1% of expenses · Program services

$89.10spent for every $100 of revenueRevenue covered expenses this year.

$24.18in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $684,580 for JOHN MILLER (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$32,183,871

Mission workProgram services$14,940,52846.42% of revenue52.1% of expenses

ManagementOffice and general costs0.00% of revenue0.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Total expenses$28,674,66689.10% of revenue

The uncolored part of the ring is revenue above these reported expenses.

Has the pattern changed?

Each bar shows the share of annual spending reported for mission work, management, and fundraising.

202452.1% mission

202347.9% mission

202236.6% mission

202140.0% mission

202045.0% mission

201947.7% mission

201838.5% mission

201736.7% mission

Money in and money out

Revenue$32,183,871

Expenses$28,674,666

Annual surplus $3,509,205 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$14,940,528 · 52.1% of expenses

See all reported dollar amounts

Revenue$32,183,871

Expenses$28,674,666

Assets$693,345,692

Income$32,183,871

Mission work (program services)$14,940,528

Stocks and bonds$182,303,947

Accounting fees$115,472

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

JOHN MILLERCEO · 40 hrs/week $684,580Base $622,281 · Other $62,299

DENISE FILLISCFO / TREASURER · 40 hrs/week $322,293Base $258,005 · Other $64,288

STEVEN KUNKELCHIEF OPERATIONS OFFICER · 40 hrs/week $313,669Base $276,016 · Other $37,653

MATTHEW LINDBLOMCHIEF TECHNOLOGY OFFICER · 40 hrs/week $284,166Base $251,015 · Other $33,151

SEAN DUNNCLO · 40 hrs/week $270,796Base $224,137 · Other $46,659

PAUL KEENANCHAIRMAN · 5 hrs/week $12,337Base $10,008 · Other $2,329

MICHAEL CONNERSCLERK · 5 hrs/week $11,864Base $10,008 · Other $1,856

STEWART STEELEDIRECTOR · 2 hrs/week $8,955Base · Other $8,955

JOHN SCRIBIDIRECTOR · 2 hrs/week $3,939Base · Other $3,939

ERNEST ARIENTIVICE CHAIRMAN · 2 hrs/week $3,581Base · Other $3,581

WILLIAM BARRONDIRECTOR · 2 hrs/week $1,859Base · Other $1,859

WILLIAM PHELANDIRECTOR · 2 hrs/week $1,856Base · Other $1,856

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (19)

JOHN MILLERCEO

DENISE FILLISCFO / TREASURER

STEVEN KUNKELCHIEF OPERATIONS OFFICER

MATTHEW LINDBLOMCHIEF TECHNOLOGY OFFICER

SEAN DUNNCLO

PAUL KEENANCHAIRMAN

MICHAEL CONNERSCLERK

STEWART STEELEDIRECTOR

JOHN SCRIBIDIRECTOR

ERNEST ARIENTIVICE CHAIRMAN

WILLIAM BARRONDIRECTOR

WILLIAM PHELANDIRECTOR

ROBERT HANNADIRECTOR

PAUL OCONNELLASST TREASURER

PAUL DALEYDIRECTOR

MICHAEL HOBINDIRECTOR

MICHAEL GRANAHANDIRECTOR

JOHN BARBERDIRECTOR

HAROLD GOODWINDIRECTOR

About this charity

Recognized since: January 1941
Location: 100 Quincy Ave, Quincy, MA 02169
County: Norfolk
In care of: Denise Fillis
Primary officer: Denise Fillis, CFO

How to reach them

WebsiteVisit the charity’s website Phone(617) 479-5558 Officer phone(617) 804-4605

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
NTEE classification: Mutual & Membership Benefit (Y)
IRS tax category: Mutual & Membership Benefit