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GUARANTY FUND MANAGEMENT SERVICES INC

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Public IRS 990 nonprofit record

GUARANTY FUND MANAGEMENT SERVICES INC

EIN 04-2712442

What they do

Provides Management and Claims Supervisory Services to Its Member Associations to Assist Them In The Discharge of Their Respective Statutory Responsibilities to Handle Promptly and Efficiently Covered Claims Against Insolvent Property and Casualty Insurers. The Corporation Has Been Formed to Establish and Maintain A Single Efficient Management and Claims Service Organization for Its Member Guaranty Associations. The Objectives of The Corporation Include, But Are Not Limited To: (1) Providing Management and Claims Supervisory Services to Insurance Guaranty Funds or Associations Created By Statute; (2) Assisting Guaranty Associations In The Discharge of Their Statutory Responsibility to Handle Promptly and Efficiently Covered Claims Against Insolvent Insurers; (3) Furnishing Related or Compatible Services to Insurers and Insurer Organizations; and (4) Doing Any and All Things Appropriate to Accomplish The Foregoing Purposes.

Before you give

Should I give to this charity?

Easy charity check
Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders19 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

112.65%of revenue went to mission work100.0% of expenses · Program services
$112.65spent for every $100 of revenueSpending was higher than revenue this year.
$0.96in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $953,013 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $629,460 for BARBARA LAW (PRESIDENT & CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$7,535,338
Mission workProgram services$8,488,351112.65% of revenue100.0% of expenses
ManagementOffice and general costs0.00% of revenue0.0% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Total expenses$8,488,351112.65% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails
2024CurrentExpense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 112.65% of revenue
2023Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 88.72% of revenue
2022Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 68.42% of revenue
2021Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 77.88% of revenue

Money in and money out

Revenue$7,535,338
Expenses$8,488,351
Annual shortfall $953,013 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$8,488,351 · 100.0% of expenses
See all reported dollar amounts
Revenue$7,535,338
Expenses$8,488,351
Assets$8,107,923
Income$7,650,376
Mission work (program services)$8,488,351
Stocks and bonds$115,038
Accounting fees$96,794
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
BARBARA LAWPRESIDENT & CEO · 38 hrs/week $629,460Base $580,986 · Other $48,474
JEFFREY SCOTTVICE PRESIDENT CLAIMS · 38 hrs/week $332,977Base $294,305 · Other $38,672
LINDA ANGELONESENIOR VICE PRESIDENT HR AND COMPLIANCE · 38 hrs/week $285,926Base $257,947 · Other $27,979
DIMITAR KOTZEVVICE PRESIDENT IT · 38 hrs/week $257,304Base $202,021 · Other $55,283
ANDREA ROSSIVICE PRESIDENT OPERATIONS · 38 hrs/week $196,512Base $152,981 · Other $43,531
RAMZI BALLOUTSENIOR APPLICATIONS ARCHITECT · 38 hrs/week $177,514Base $169,418 · Other $8,096
SERGEY DMITRIEVLEAD APPLICATIONS DEVELOPER · 38 hrs/week $169,668Base $147,194 · Other $22,474
HEATHER HOLLANDTREASURER AND VP ACCOUNTING AND FINANCE · 30 hrs/week $169,079Base $123,034 · Other $46,045
KEITH LEGGETCLAIMS MANAGER · 38 hrs/week $166,205Base $130,748 · Other $35,457
MARJORIE CORBETCLAIMS MANAGER · 38 hrs/week $165,577Base $144,381 · Other $21,196
CRAIG COTESENIOR SYSTEMS ADMINISTRATOR · 38 hrs/week $149,536Base $138,807 · Other $10,729

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (19)

BARBARA LAWPRESIDENT & CEO

JEFFREY SCOTTVICE PRESIDENT CLAIMS

LINDA ANGELONESENIOR VICE PRESIDENT HR AND COMPLIANCE

DIMITAR KOTZEVVICE PRESIDENT IT

ANDREA ROSSIVICE PRESIDENT OPERATIONS

RAMZI BALLOUTSENIOR APPLICATIONS ARCHITECT

SERGEY DMITRIEVLEAD APPLICATIONS DEVELOPER

HEATHER HOLLANDTREASURER AND VP ACCOUNTING AND FINANCE

KEITH LEGGETCLAIMS MANAGER

MARJORIE CORBETCLAIMS MANAGER

CRAIG COTESENIOR SYSTEMS ADMINISTRATOR

WILLIAM CAHILLDIRECTOR

THERESA LEWISDIRECTOR

LINCOLN MERRILL JRDIRECTOR

L NOEL PATTERSON JRDIRECTOR

JOSEPH TORTI IIIDIRECTOR

HARRIS E BERENSONDIRECTOR

EARL COTTAMDIRECTOR

DONALD BALDINIDIRECTOR

About this charity

Location
One Bowdoin Square, Boston, MA 02114
County
Suffolk
In care of
Barbara Law
Primary officer
Barbara Law, President and CEO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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