HABITAT FOR HUMANITY NORTH CENTRAL MASSACHUSETTS INC Charity Report

Public IRS 990 nonprofit record

HABITAT FOR HUMANITY NORTH CENTRAL MASSACHUSETTS INC

EIN 04-2999854 · Housing Support (L80)

What they do

HABITAT for HUMANITY is A NON-PROFIT HOUSING MINISTRY THAT SEEKS to BE A PARTNER and CATALYST IN BUILDING COMMUNITIES WHERE EVERYONE HAS THE OPPORTUNITY to THRIVE. WE BELIEVE OUR MODEL of SERVICE CAPITAL, NOT CHARITY, CO-WORKERS and NOT CASE WORKERS PROVIDES A STRENGTH-BASED APPROACH THAT ENHANCES THE CAPABILITIES of FAMILIES, ENCOURAGING THEM to DRAW ON THEIR OWN SELF DETERMINATION and STRENGTHS. WE BELIEVE THAT FAMILIES WHO INVEST IN THEMSELVES THROUGH FINANCIAL EDUCATION and SWEAT EQUITY IN THE CONSTRUCTION of THEIR OWN HOMES TRANSFORM THEIR LIVES and THE LIVES of THEIR CHILDREN for THE BETTER. OUR FAMILIES ARE REQUIRED to INVEST 200-350 HOURS of SWEAT EQUITY INTO HABITAT PROGRAMS. THE OWNER and FAMILIES ARE ALSO REQUIRED to COMPLETE CERTAIN HOMEOWNERSHIP READINESS CLASSES BEFORE PURCHASING THEIR HABITAT HOMES, AS THE MORTGAGE HOLDER HABITAT of NORTH CENTRAL MASSACHUSETTS is ABLE to PROVIDE A 0% INTEREST MORTGAGE LOAN.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $88.20 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders13 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

50.78%of revenue went to mission work88.2% of expenses · Program services

0.40%of revenue went to fundraising0.7% of expenses

$57.55spent for every $100 of revenueRevenue covered expenses this year.

6.38%of revenue went to management and office costs11.1% of expenses

$2.27in assets for every $1 spent this yearSome assets cannot be spent right away.

76.5%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $92,153 for CAROLYN READ (EXECUTIVE DI). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$3,178,757

Mission workProgram services$1,614,08450.78% of revenue88.2% of expenses

ManagementOffice and general costs$202,7906.38% of revenue11.1% of expenses

FundraisingAsking for donations$12,6480.40% of revenue0.7% of expenses

Revenue left after expensesReported annual surplus$1,349,23542.45% of revenueShown in gray on the chart

Total expenses$1,829,52257.55% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 88.2% mission · 11.1% management · 0.7% fundraisingTotal expenses: 57.55% of revenue

2023Expense mix: 86.5% mission · 12.0% management · 1.5% fundraisingTotal expenses: 71.08% of revenue

2022Expense mix: 93.5% mission · 6.3% management · 0.2% fundraisingTotal expenses: 112.65% of revenue

2021Expense mix: 89.7% mission · 9.6% management · 0.7% fundraisingTotal expenses: 78.92% of revenue

2020Expense mix: 87.0% mission · 12.6% management · 0.4% fundraisingTotal expenses: 69.64% of revenue

2019Expense mix: 83.8% mission · 15.5% management · 0.7% fundraisingTotal expenses: 100.12% of revenue

2018Expense mix: 90.2% mission · 9.3% management · 0.4% fundraisingTotal expenses: 102.68% of revenue

2017Expense mix: 90.4% mission · 7.6% management · 2.0% fundraisingTotal expenses: 60.93% of revenue

Money in and money out

Revenue$3,178,757

Expenses$1,829,522

Annual surplus $1,349,235 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$1,614,084 · 88.2% of expenses

Management and office costs$202,790 · 11.1% of expenses

Fundraising$12,648 · 0.7% of expenses

See all reported dollar amounts

Revenue$3,178,757

Expenses$1,829,522

Assets$4,161,037

Income$3,607,748

Contributions$2,433,246

Mission work (program services)$1,614,084

Fundraising$12,648

Management and general$202,790

Executive compensation (total)$74,889

Stocks and bonds$21,918

Accounting fees$21,951

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

CAROLYN READEXECUTIVE DI · 40 hrs/week $92,153

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (13)

CAROLYN READEXECUTIVE DI

BEA LEEDIRECTOR

BRIEANNA KELLEYVICE PRESIDE

CRAIG MADONIATREASURER

CURT LOGEEPRESIDENT

DAVID GENTLEMANDIRECTOR

JAMIE CONAGHANDIRECTOR

JEAN RUBINDIRECTOR

JIM DARCANGELODIRECTOR

LYNN DEVINSECRETARY/CL

PATRICK COCHRANDIRECTOR

STEVEN LEDOUXDIRECTOR

TIM SMITHTREASURER

About this charity

Recognized since: January 1987
Location: 201 GREAT RD STE 301, ACTON, MA 01720-5700
County: Worcester
In care of: % EXECUTIVE DIRECTOR
Primary officer: CURT LOGEE, PRESIDENT

How to reach them

WebsiteVisit the charity’s website Phone(978) 348-2749

Filing and classification

Latest tax year: 2024
Tax period began: July 1, 2024
Return type: 990
Tax preparer: CAIN BOURRET JARRY & CRESSMAN LLC
NTEE classification: Housing Support (L80)
IRS tax category: Housing Support