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TREMONT CREDIT UNION

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Public IRS 990 nonprofit record

TREMONT CREDIT UNION

EIN 04-3414490 · Financial Institutions (W60)

What they do

STATE CHARTERED CREDIT UNION

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe explanation is very short. Ask what work they really do.

They name their leaders18 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$104.51spent for every $100 of revenueSpending was higher than revenue this year.
$17.46in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $642,931 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $500,968 for GEORGE HARDIMAN (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$14,269,021
Expenses$14,911,952
Annual shortfall $642,931 Expenses were higher than revenue for this filing year.
See all reported dollar amounts
Revenue$14,269,021
Expenses$14,911,952
Assets$260,416,544
Income$14,269,021
Stocks and bonds$23,706,612
Accounting fees$282,839
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
GEORGE HARDIMANCEO · 40 hrs/week $500,968Base $437,520 · Other $63,448
BRYAN GREENBAUMCOO · 40 hrs/week $177,487Base $161,044 · Other $16,443
BONNIE PIETRAGALLOVP LENDING OPERATIONS · 40 hrs/week $159,211Base $129,091 · Other $30,120
KENNETH PROVOSTCONTROLLER · 40 hrs/week $139,839Base $101,398 · Other $38,441
DENNIS WALKERVP OPERATIONS · 40 hrs/week $104,220Base $104,158 · Other $62
JAMES ROYFORMER CFO · 20 hrs/week $86,351Base $78,878 · Other $7,473
KEVIN MADDENCFO · 40 hrs/week $77,875Base $76,144 · Other $1,731
MICHAEL LEMELINFORMER CLO · 20 hrs/week $46,667Base $44,201 · Other $2,466
KEVIN MULLENCHAIR · 4 hrs/week $16,000

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (18)

GEORGE HARDIMANCEO

BRYAN GREENBAUMCOO

BONNIE PIETRAGALLOVP LENDING OPERATIONS

KENNETH PROVOSTCONTROLLER

DENNIS WALKERVP OPERATIONS

JAMES ROYFORMER CFO

KEVIN MADDENCFO

MICHAEL LEMELINFORMER CLO

KEVIN MULLENCHAIR

BRIAN GOLDENDIRECTOR

DARRELL ELOWDIRECTOR

DAWN MARIE DURANTDIRECTOR

DONALD SMITHDIRECTOR

EDWARD KENNEDYDIRECTOR

AMY DONOVANDIRECTOR

JAMES NEEDIRECTOR

MARTIN CONNOLLYDIRECTOR

MICHAEL CONNOLLYDIRECTOR

About this charity

Recognized since
January 1999
Location
2 GRANITE AVENUE 101, MILTON, MA 02186
County
Norfolk
In care of
KEVIN MADDEN
Primary officer
KEVIN MADDEN, CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
GERALD T REILLY & COMPANY
NTEE classification
Financial Institutions (W60)
IRS tax category
Financial Institutions

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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