NATL ASSOC OF LETTER CARRIERS BRANCH 46 Charity Report

Public IRS 990 nonprofit record

NATL ASSOC OF LETTER CARRIERS BRANCH 46

EIN 04-6188849 · Mutual & Membership Benefit (Y)

What they do

LABOR UNION

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $95.60 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe explanation is very short. Ask what work they really do.

They name their leaders11 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

69.35%of revenue went to mission work95.6% of expenses · Program services

$72.57spent for every $100 of revenueRevenue covered expenses this year.

3.22%of revenue went to management and office costs4.4% of expenses

$3.56in assets for every $1 spent this yearSome assets cannot be spent right away.

91.4%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $107,994 for MICHAEL HARAZMUS (PRESIDENT). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$346,413

Mission workProgram services$240,22569.35% of revenue95.6% of expenses

ManagementOffice and general costs$11,1633.22% of revenue4.4% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$95,02527.43% of revenueShown in gray on the chart

Total expenses$251,38872.57% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 95.6% mission · 4.4% management · 0.0% fundraisingTotal expenses: 72.57% of revenue

2024Expense mix: 97.2% mission · 2.8% management · 0.0% fundraisingTotal expenses: 72.40% of revenue

2023Expense mix: 99.4% mission · 0.6% management · 0.0% fundraisingTotal expenses: 72.08% of revenue

2022Expense mix: 99.4% mission · 0.6% management · 0.0% fundraisingTotal expenses: 84.09% of revenue

2021Expense mix: 96.6% mission · 3.4% management · 0.0% fundraisingTotal expenses: 72.51% of revenue

2020Expense mix: 96.7% mission · 3.3% management · 0.0% fundraisingTotal expenses: 61.92% of revenue

2019Expense mix: 96.1% mission · 3.9% management · 0.0% fundraisingTotal expenses: 88.02% of revenue

2018Expense mix: 95.7% mission · 4.3% management · 0.0% fundraisingTotal expenses: 73.06% of revenue

Money in and money out

Revenue$346,413

Expenses$251,388

Annual surplus $95,025 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$240,225 · 95.6% of expenses

Management and office costs$11,163 · 4.4% of expenses

See all reported dollar amounts

Revenue$346,413

Expenses$251,388

Assets$896,197

Income$346,413

Contributions$316,689

Mission work (program services)$240,225

Management and general$11,163

Accounting fees$1,697

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

MICHAEL HARAZMUSPRESIDENT · 40 hrs/week $107,994

LESLEY VITASECRETARY · 10 hrs/week $19,764

RICHARD BOWEVICE PRESIDENT · 6 hrs/week $6,522

KAREN SEIBERT-KERVICKTREASURER · 3 hrs/week $6,139

LAURA PARENTEAUTRUSTEE · 5 hrs/week $2,457

ANDREW MANDELLHLTH BENE REP · 1 hrs/week $2,072

RICHARD RIDENOURUPPER VALLEY VP · 1 hrs/week $1,520

PATRICIA ROGERSTRUSTEE · 1 hrs/week $1,216

DANIEL LEMIRETRUSTEE · 1 hrs/week $1,064

MARK IMBODYSARGEANT AT ARMS · 1 hrs/week $960

BARBARA ALDRICHSARGEANT AT ARMS $319

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (11)

MICHAEL HARAZMUSPRESIDENT

LESLEY VITASECRETARY

RICHARD BOWEVICE PRESIDENT

KAREN SEIBERT-KERVICKTREASURER

LAURA PARENTEAUTRUSTEE

ANDREW MANDELLHLTH BENE REP

RICHARD RIDENOURUPPER VALLEY VP

PATRICIA ROGERSTRUSTEE

DANIEL LEMIRETRUSTEE

MARK IMBODYSARGEANT AT ARMS

BARBARA ALDRICHSARGEANT AT ARMS

About this charity

Recognized since: January 1944
Location: 640 PAGE BLVD, SPRINGFIELD, MA 01104-3000
County: Hampden
In care of: % MICHAEL HARAZMUS
Primary officer: MICHAEL HARAZMUS, PRESIDENT

How to reach them

Phone(413) 737-0640

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: ACCOUNTAIDES INC
NTEE classification: Mutual & Membership Benefit (Y)
IRS tax category: Mutual & Membership Benefit