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MUNICIPAL CREDIT UNION

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Public IRS 990 nonprofit record

MUNICIPAL CREDIT UNION

EIN 13-5261470 · Telecommunications (W50)

What they do

to HELP HARD WORKING NEW YORKERS BUILD BETTER TOMORROWS.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders32 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$82.25spent for every $100 of revenueRevenue covered expenses this year.
$18.56in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,698,182 for KYLE MARKLAND (CHIEF EXECUTIVE OFFICER). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$302,504,633
Expenses$248,802,764
Annual surplus $53,701,869 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$302,504,633
Expenses$248,802,764
Assets$4,618,601,809
Income$302,504,633
Grants given$135,000
Average grant$33,750
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
KYLE MARKLANDCHIEF EXECUTIVE OFFICER · 40 hrs/week $1,698,182Base $1,666,025 · Other $32,157
FRANCISCO MADEIRACHIEF FINANCIAL OFFICER · 40 hrs/week $475,875Base $435,896 · Other $39,979
TONI-ANN SFORZACHIEF OPERATING OFFICER · 40 hrs/week $441,529Base $424,000 · Other $17,529
JUAN LUNACHIEF OF STAFF INFORMATION TECHNOLOGY · 40 hrs/week $424,758Base $393,005 · Other $31,753
GEORGE CHACONPRESIDENT & EXEC DIRECTOR, MCU FOUNDATION · 40 hrs/week $413,608Base $396,079 · Other $17,529
JAMES L MILLCHIEF TECHNOLOGY OFFICER (AS OF 8/2024) · 40 hrs/week $403,722Base $371,466 · Other $32,256
CANIA S INFANTECHIEF MARKETING OFFICER · 40 hrs/week $373,357Base $354,794 · Other $18,563
MICHAEL SAVINOCHIEF LENDING OFFICER · 40 hrs/week $372,479Base $332,500 · Other $39,979
KELLY LEIGH GERBERCHIEF RISK OFFICER · 40 hrs/week $345,284Base $327,812 · Other $17,472
ANDREW DAVID WELTMANGENERAL COUNSEL · 40 hrs/week $340,250Base $323,178 · Other $17,072
TRACY LYNN HELMSVP, OPERATIONS & DIGITAL SERVICES · 40 hrs/week $319,603Base $291,200 · Other $28,403
ROBYN RUSSOVICE PRESIDENT, CONSUMER LENDING · 40 hrs/week $262,812Base $231,305 · Other $31,507

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (32)

KYLE MARKLANDCHIEF EXECUTIVE OFFICER

FRANCISCO MADEIRACHIEF FINANCIAL OFFICER

TONI-ANN SFORZACHIEF OPERATING OFFICER

JUAN LUNACHIEF OF STAFF INFORMATION TECHNOLOGY

GEORGE CHACONPRESIDENT & EXEC DIRECTOR, MCU FOUNDATION

JAMES L MILLCHIEF TECHNOLOGY OFFICER (AS OF 8/2024)

CANIA S INFANTECHIEF MARKETING OFFICER

MICHAEL SAVINOCHIEF LENDING OFFICER

KELLY LEIGH GERBERCHIEF RISK OFFICER

ANDREW DAVID WELTMANGENERAL COUNSEL

TRACY LYNN HELMSVP, OPERATIONS & DIGITAL SERVICES

ROBYN RUSSOVICE PRESIDENT, CONSUMER LENDING

HILARY GEWAINVICE PRESIDENT, ACCOUNTING

ITZCHACK ZAHAVIVICE PRESIDENT, INFORMATION SECURITY

STUART SALEMBIERSVP, MEMBER ENGAGEMENT & CHANNEL DELIVERY

LOUISE ANNE COGAN-RUPANIDIRECTOR, PROJECT MANAGEMENT

ANTHONY MARANOVICE PRESIDENT, HR & LABOR RELATIONS

SREENIVAS RAYADURGAMSENIOR SOFTWARE DEVELOPER

ALEKSANDER P POWIETRZYNSKIVICE PRESIDENT, LEGAL & COMPLIANCE

PETER SAMUEL NEIMANSVP, MARKETING

VISHNU KANDHAIDIRECTOR, INFORMATION SECURITY

DANA MARIE MARSALISIVICE PRESIDENT, FIN. CRIMES & INTELLIGENCE

LEKHANI SARKERVICE PRESIDENT, PRODUCT

SHARON FRANCES IMBRIALEDIRECTOR, INSURANCE & WEALTH MGT. PROGRAMS

JAMES GALLAGHERDIRECTOR, BSA OFFICER

MEISHA PORTERBOARD VICE CHAIRPERSON

JOSEPH GARBABOARD MEMBER

JIAN XIAOBOARD MEMBER

TERRY L BROWNBOARD MEMBER

THOMAS CANTYBOARD CHAIRMAN

JAHMILA EDWARDSBOARD MEMBER

JAMES SAUNDERSBOARD SECRETARY/TREASURER

About this charity

Recognized since
January 1980
Location
22 CORTLANDT ST 26TH FLR, NEW YORK, NY 10007
County
New York
In care of
FRANK MADEIRA
Primary officer
FRANK MADEIRA, Chief Financial Officer

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
July 1, 2024
Return type
990
Tax preparer
BDO USA
NTEE classification
Telecommunications (W50)
IRS tax category
Telecommunications
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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