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MM&P HEALTH & BENEFIT FUND

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Public IRS 990 nonprofit record

MM&P HEALTH & BENEFIT FUND

EIN 13-5565128 · Mutual & Membership Benefit (Y)

What they do

to PROVIDE HEALTH BENEFITS to ELIGIBLE PARTICIPANTS and BENEFICIARIES AS SPECIFIED IN THE PLAN REGULATIONS

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders23 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$96.52spent for every $100 of revenueRevenue covered expenses this year.
$0.73in assets for every $1 spent this yearSome assets cannot be spent right away.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $244,524 for MR PATRICK MCCULLOUGH (ADMINISTRATOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$88,381,469
Expenses$85,303,873
Annual surplus $3,077,596 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$88,381,469
Expenses$85,303,873
Assets$62,673,873
Income$88,381,469
Stocks and bonds$42,044,565
Accounting fees$48,887
Investing fees$34,020
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
MR PATRICK MCCULLOUGHADMINISTRATOR · 24 hrs/week $244,524Base $178,532 · Other $65,992
MR KEN RYANDEPUTY DIRECTOR · 24 hrs/week $205,161Base $140,850 · Other $64,311
MR MICHAEL MCCULLOUGHLEAD OPERATIONS CLERK · 24 hrs/week $159,211Base $114,944 · Other $44,267
MR JOSEPH GIUSTOPROGRAMMER/ANALYST · 24 hrs/week $135,748Base $101,374 · Other $34,374
MR DAVID ROMANODIRECTOR-PENSION, IRAP AND · 24 hrs/week $126,134Base $77,074 · Other $49,060
MS PAULA PHILLIPSCONTROLLER THRU 6/24 · 24 hrs/week $124,335Base $88,811 · Other $35,524
MS ANN MARIE MCCULLOUGHDIRECTOR -HEATLH BENEFITS UNTIL 6/24 · 24 hrs/week $122,272Base $80,940 · Other $41,332
MS SHAWNA THORNTONDIRECTOR -HEATLH BENEFITS FROM 1/24 · 24 hrs/week $117,168Base $80,707 · Other $36,461
CAPT DONALD MARCUSTRUSTEE, CHAIRMAN · 2 hrs/week $72,156Base · Other $72,156
MR DONALD JOSBERGERTRUSTEE · 1 hrs/week $72,106Base · Other $72,106
MR JEREMY HOPETRUSTEE · 1 hrs/week $68,312Base · Other $68,312
MR ROMNEY PATTISONCONTROLLER FROM 6/24 · 24 hrs/week $66,695Base $45,630 · Other $21,065

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (23)

MR PATRICK MCCULLOUGHADMINISTRATOR

MR KEN RYANDEPUTY DIRECTOR

MR MICHAEL MCCULLOUGHLEAD OPERATIONS CLERK

MR JOSEPH GIUSTOPROGRAMMER/ANALYST

MR DAVID ROMANODIRECTOR-PENSION, IRAP AND

MS PAULA PHILLIPSCONTROLLER THRU 6/24

MS ANN MARIE MCCULLOUGHDIRECTOR -HEATLH BENEFITS UNTIL 6/24

MS SHAWNA THORNTONDIRECTOR -HEATLH BENEFITS FROM 1/24

CAPT DONALD MARCUSTRUSTEE, CHAIRMAN

MR DONALD JOSBERGERTRUSTEE

MR JEREMY HOPETRUSTEE

MR ROMNEY PATTISONCONTROLLER FROM 6/24

MR J LARS TURNERTRUSTEE

MR THOMAS LARKINTRUSTEE

MR DANIEL TWOHIGTRUSTEE

MR EDWARD WASHBURNTRUSTEE

MR EDWARD MORGANTRUSTEE, SECRETARY-TREASUR

MR MICHAEL LABONTETRUSTEE

MR ED HANLEYTRUSTEE

MR DANIEL DRISCOLLTRUSTEE

MR BORIANA FARRARTRUSTEE

CAPT KENNETH CARLSON JRTRUSTEE

CAPT JOHN W SULLIVANTRUSTEE

About this charity

Recognized since
January 1951
Location
700 MARITIME BLVD STE A, LINTHICUM HTS, MD 21090-1916
County
Anne Arundel
In care of
DONALD JOSBERGER
Primary officer
DONALD JOSBERGER, TRUSTEE

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
GORFINE SCHILLER & GARDYN PA
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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