CAPITAL DISTRICT PHYSICIANS HEALTH PLAN INC Charity Report

Public IRS 990 nonprofit record

CAPITAL DISTRICT PHYSICIANS HEALTH PLAN INC

EIN 14-1641028 · Health (General & Financing) (E80)

What they do

CDPHP PROVIDES QUALITY HEALTH CARE AT A REASONABLE COST for CDPHP MEMBERS and OPERATES AS A MODEL for THE DELIVERY, FINANCING, and ADMINISTRATION of HEALTH CARE SERVICES.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $95.80 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders36 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

99.50%of revenue went to mission work95.8% of expenses · Program services

$103.86spent for every $100 of revenueSpending was higher than revenue this year.

4.36%of revenue went to management and office costs4.2% of expenses

$0.24in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $80,601,230 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $1,506,978 for JOHN D BENNETT MD (CEO/PRESIDENT (FORMER)). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$2,087,598,226

Mission workProgram services$2,077,135,03099.50% of revenue95.8% of expenses

ManagementOffice and general costs$91,064,4264.36% of revenue4.2% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Total expenses$2,168,199,456103.86% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 95.8% mission · 4.2% management · 0.0% fundraisingTotal expenses: 103.86% of revenue

2023Expense mix: 96.0% mission · 4.0% management · 0.0% fundraisingTotal expenses: 97.33% of revenue

2022Expense mix: 96.5% mission · 3.5% management · 0.0% fundraisingTotal expenses: 101.23% of revenue

2021Expense mix: 95.8% mission · 4.2% management · 0.0% fundraisingTotal expenses: 102.02% of revenue

2020Expense mix: 96.3% mission · 3.7% management · 0.0% fundraisingTotal expenses: 101.63% of revenue

2019Expense mix: 96.9% mission · 3.1% management · 0.0% fundraisingTotal expenses: 98.89% of revenue

2018Expense mix: 96.9% mission · 3.1% management · 0.0% fundraisingTotal expenses: 97.17% of revenue

2016Expense mix: 96.6% mission · 3.4% management · 0.0% fundraisingTotal expenses: 97.67% of revenue

Money in and money out

Revenue$2,087,598,226

Expenses$2,168,199,456

Annual shortfall $80,601,230 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$2,077,135,030 · 95.8% of expenses

Management and office costs$91,064,426 · 4.2% of expenses

See all reported dollar amounts

Revenue$2,087,598,226

Expenses$2,168,199,456

Assets$530,312,235

Income$2,122,506,540

Mission work (program services)$2,077,135,030

Grants given$14,014,900

Average grant$56,971

Management and general$91,064,426

Stocks and bonds$176,887,697

Accounting fees$563,939

Investing fees$304,009

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

JOHN D BENNETT MDCEO/PRESIDENT (FORMER) · 40 hrs/week $1,506,978Base $1,478,272 · Other $28,706

BRIAN OGRADYCEO/PRESIDENT · 40 hrs/week $1,030,502Base $988,118 · Other $42,384

JOHN LUTZEVP/INTEGRATED DEL SYS (FORMER) · 40 hrs/week $988,125Base $968,623 · Other $19,502

MARY JANE BENDON COUCHEVP GENERAL COUNSEL (FORMER) · 40 hrs/week $962,783Base $917,739 · Other $45,044

KATHRYN DECKEREVP/PEOPLE AND CULTURE/CHRO · 40 hrs/week $873,192Base $824,825 · Other $48,367

PAUL KAHLONEVP FINANCE AND CFO · 40 hrs/week $770,381Base $725,622 · Other $44,759

PETER DIFONDISVP/INFORMATION TECHNOLOGY CIO · 40 hrs/week $731,297Base $682,730 · Other $48,567

ELIZABETH WARNEREVP CHIEF MEDICAL OFFICER (FORMER) · 40 hrs/week $711,912Base $663,345 · Other $48,567

EILEEN WOODEVP PHARMACY SERVICES/CPO (FORMER) · 40 hrs/week $679,083Base $636,103 · Other $42,980

NICHOLAS KRAFTSVP CHIEF GROWTH OFFICER · 40 hrs/week $616,459Base $564,692 · Other $51,767

PATRICIA LUSHKEVICHSVP INTERNAL OPERATIONS · 40 hrs/week $578,824Base $529,257 · Other $49,567

BRUCE E COPLIN MDEVP CHIEF MEDICAL OFFICER · 40 hrs/week $564,309Base $526,175 · Other $38,134

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (36)

JOHN D BENNETT MDCEO/PRESIDENT (FORMER)

BRIAN OGRADYCEO/PRESIDENT

JOHN LUTZEVP/INTEGRATED DEL SYS (FORMER)

MARY JANE BENDON COUCHEVP GENERAL COUNSEL (FORMER)

KATHRYN DECKEREVP/PEOPLE AND CULTURE/CHRO

PAUL KAHLONEVP FINANCE AND CFO

PETER DIFONDISVP/INFORMATION TECHNOLOGY CIO

ELIZABETH WARNEREVP CHIEF MEDICAL OFFICER (FORMER)

EILEEN WOODEVP PHARMACY SERVICES/CPO (FORMER)

NICHOLAS KRAFTSVP CHIEF GROWTH OFFICER

PATRICIA LUSHKEVICHSVP INTERNAL OPERATIONS

BRUCE E COPLIN MDEVP CHIEF MEDICAL OFFICER

NED JALEELVP MEMBER HEALTH SENIOR MEDICAL

ROBERT LITTLEVP UNDERWRITING

SHEILA NELSONCHIEF COMPLIANCE OFFICER (FORMER)

TANVIR KHANSVP/TECHNOLOGY DATA AND AN

BARBARA DOWNSEVP CORPORATE ADMINISTRATION (FORMER)

AMY JOHNSONDIRECTOR

MICHAEL DEVITO MDCHAIRMAN OF THE BOARD

GERALD JENNINGSDIRECTOR

MICHAEL CASTELLANADIRECTOR

GREGORY SERIODIRECTOR

CARMEN MAZZOTTATREASURER OF THE BOARD

BRIAN SHERIDAN MDDIRECTOR

TODD DOYLE MDDIRECTOR

PATRICK TIMMINS III MDDIRECTOR

LEE MCELROYSECRETARY

ADETUTU ADETONA MDDIRECTOR

CINDY CHAN MDCMDIRECTOR

JOSEPH POLITO II MDVICE CHAIRMAN OF THE BOARD

JANINE JURKOWSKIDIRECTOR

VINCENT CARSILLO II DODIRECTOR

MANISH MEHTADIRECTOR

JAMES REEDDIRECTOR

LISA ANNE WHITEDIRECTOR

BARRY JAMES THORNTON IIDIRECTOR

About this charity

Recognized since: January 1985
Location: 6 WELLNESS WAY, LATHAM, NY 12110-2156
County: Albany
In care of: % KATHRYN DECKER
Primary officer: PAUL KAHLON, EVP FINANCE AND CFO

How to reach them

WebsiteVisit the charity’s website Phone(518) 641-4085 Officer phone(518) 641-3000

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
Tax preparer: BONADIO & CO LLP
NTEE classification: Health (General & Financing) (E80)
IRS tax category: Health (General & Financing)
Grant-giving organization: Yes