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CFCU COMMUNITY CREDIT UNION

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Public IRS 990 nonprofit record

CFCU COMMUNITY CREDIT UNION

EIN 15-0574036

What they do

WE ARE A FULL SERVICE FINANCIAL INSTITUTION PROVIDING FINANCIAL and BANKING SERVICES to OUR MEMBERS. THE CREDIT UNION OFFERS SAVINGS, CHECKING, MONEY MARKET and CERTIFICATE SHARE ACCOUNTS AS WELL AS 1ST and 2ND MORTGAGES, AUTO, UNSECURED, and MEMBER BUSINESS LOANS.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders21 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$95.85spent for every $100 of revenueRevenue covered expenses this year.
$20.55in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $11,429,939 for LISA WHITAKER (PRESIDENT/CEO, BOARD MEMBE). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$72,880,426
Expenses$69,852,594
Annual surplus $3,027,832 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$72,880,426
Expenses$69,852,594
Assets$1,435,561,618
Stocks and bonds$193,523,679
Accounting fees$298,532
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
LISA WHITAKERPRESIDENT/CEO, BOARD MEMBE · 40 hrs/week $11,429,939Base $11,380,370 · Other $49,569
PAUL KIRKCOO/CFO · 40 hrs/week $1,132,148Base $553,825 · Other $578,323
WILLIAM CRANECHIEF PRODUCTION OFFICER · 40 hrs/week $491,731Base $432,852 · Other $58,879
CATHERINE ALOICHIEF LENDING OFFICER · 40 hrs/week $440,329Base $389,795 · Other $50,534
ELIZA MULHERNCHIEF RISK OFFICER · 40 hrs/week $434,220Base $370,122 · Other $64,098
SARAH TOMEIVP FINANCE/CONTROLLER · 40 hrs/week $351,754Base $298,099 · Other $53,655
MALLORIE DAVIDCHIEF PEOPLE OFFICER · 40 hrs/week $339,570Base $300,218 · Other $39,352
CHRISTINE WERNERVP MORTGAGE OPERATIONS · 40 hrs/week $303,077Base $266,679 · Other $36,398
JENNIFER CARLTON-COOPERVP ELECTRONIC SERVICES · 40 hrs/week $299,455Base $261,713 · Other $37,742
MATTHEW DUSOVP INFORMATION TECHNOLOGY · 40 hrs/week $293,759Base $257,327 · Other $36,432
FRANK TORELLIWEALTH ADVISOR · 40 hrs/week $289,851Base $252,241 · Other $37,610

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (21)

LISA WHITAKERPRESIDENT/CEO, BOARD MEMBE

PAUL KIRKCOO/CFO

WILLIAM CRANECHIEF PRODUCTION OFFICER

CATHERINE ALOICHIEF LENDING OFFICER

ELIZA MULHERNCHIEF RISK OFFICER

SARAH TOMEIVP FINANCE/CONTROLLER

MALLORIE DAVIDCHIEF PEOPLE OFFICER

CHRISTINE WERNERVP MORTGAGE OPERATIONS

JENNIFER CARLTON-COOPERVP ELECTRONIC SERVICES

MATTHEW DUSOVP INFORMATION TECHNOLOGY

FRANK TORELLIWEALTH ADVISOR

GREG MEZEYSUPERVISORY COMMITTEE- MEMBER

KATIE G FOLEYBOARD CHAIRPERSON

DOUGLAS NORTHSUPERVISORY COMMITTEE- MEMBER

DEBBIE JORDANSUPERVISORY COMMITTEE- SECRETARY

MICHELLE MINERBOARD SECRETARY

DANA DECKERBOARD MEMBER

ROBERT CREEBOARD TREASURER

BLIXY TAETZSCHBOARD VICE CHAIRPERSON

SUSAN SCHATTSCHNEIDERSUPERVISORY COMMITTEE- CHAIRPERSON

AMY L WOOD GONZALEZBOARD MEMBER

About this charity

Location
1030 CRAFT ROAD, ITHACA, NY 14850
County
Tompkins
In care of
PAUL KIRK
Primary officer
PAUL KIRK, CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
DOEREN MAYHEW

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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