SHORE BUILDERS ASSOCIATION OF CENTRAL NEW JERSEY INC Charity Report

Public IRS 990 nonprofit record

SHORE BUILDERS ASSOCIATION OF CENTRAL NEW JERSEY INC

EIN 21-0657209 · Unknown (Z99)

What they do

to BUILD THE MOST EFFECTIVE ORGANIZAITON POSSIBLE to PROTECT THE INTERESTS of EVERYONE CONNECTED WITH THE HOUSING INDUSTRY IN MONMOUTH, OCEAN, MIDDLESEX, MERCER, and FRANKLIN TOWNSHIP IN SOMERSET COUNTY and BORDENTOWN IN BURILINGTON COUNTY. THIS INCLUDES NOT ONLY BUILDERS, BUT TRADESEMEN, SUBCONTRACTORS, LABOR, FINANCIAL INSTITUTIONS, and ALL PEOPLE WHO MAKE THEIR LIVING FROM THE BUILDING and DEVELOPMENT BUSINESS. IT is THE OBJECTIVE of THIS ASSOCIATION to MAINTAIN A CONTINUING DIALOGUE WITH ALL LEVELS of GOVERNMENT, BOTH STATE and LOCAL, to EXCHANGE IDEAS, to HAVE A STRONG LIASON WITH ALL GOVERNMENTAL COMMITTEES AS WELL AS SUCH MUNICIPAL BODIES and THEIR SUPPORTING PLANNING BOARDS, BOARDS of ADJUSTMENT and OTHER AGENCIES. to ENLARGE THE SCOPE of THE ASSOCIATION SO AS to RENDER SERVICES to THE MEMBERSHIP THAT, INDIVIDUALLY, THE MEMBERS HAVE NEITHER TIME NOR RESOURCES to OBTAIN. to ASSIST IN THE ACCOMPLISHMENTS of THE MUTUAL OBJECTIVES of THE NATIONAL ASSOCIATION of HOME BUILDERS of THE

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $0.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders7 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$90.15spent for every $100 of revenueRevenue covered expenses this year.

90.15%of revenue went to management and office costs100.0% of expenses

$1.10in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $102,586 for GINA MCNAMARA (DIRECTOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$425,146

Mission workProgram services0.00% of revenue0.0% of expenses

ManagementOffice and general costs$383,27590.15% of revenue100.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$41,8719.85% of revenueShown in gray on the chart

Total expenses$383,27590.15% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 90.15% of revenue

2024Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 100.40% of revenue

2023Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 102.91% of revenue

2022Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 97.00% of revenue

2021Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 99.18% of revenue

2020Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 84.99% of revenue

2019Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 95.40% of revenue

2018Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 93.95% of revenue

Money in and money out

Revenue$425,146

Expenses$383,275

Annual surplus $41,871 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Management and office costs$383,275 · 100.0% of expenses

See all reported dollar amounts

Revenue$425,146

Expenses$383,275

Assets$420,800

Income$627,068

Management and general$383,275

Stocks and bonds$327,229

Accounting fees$3,500

Investing fees$5,000

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

GINA MCNAMARADIRECTOR · 40 hrs/week $102,586

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (7)

GINA MCNAMARADIRECTOR

ADAM LEPORESECRETARY

EDWARD WALTERSVICE PRESIDE

KEVIN KERNAHANPRESIDENT

KRISTIN AMATOVP OF ASSOCI

LOU PADULAPAST PRESIDE

MICHAEL BRICKTREASURER

About this charity

Recognized since: January 1960
Location: 190 OBERLIN AVE N, LAKEWOOD, NJ 08701-4266
County: Ocean
In care of: KEVIN KERNAHAN
Primary officer: KEVIN KERNAHAN, PRESIDENT

How to reach them

WebsiteVisit the charity’s website Phone(732) 364-2828

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: WOOLSTON JENSEN & MCNAMARA LLC
NTEE classification: Unknown (Z99)
IRS tax category: Unknown