YOUNG MENS CHRISTIAN ASSOCIATION RARITAN BAY AREA Charity Report

Public IRS 990 nonprofit record

YOUNG MENS CHRISTIAN ASSOCIATION RARITAN BAY AREA

EIN 22-1487390 · Young Mens or Womens Associations (P27)

What they do

THE YMCAS MISSION or MOST SIGNIFICANT ACTIVITIES: THE YMCA is DEDICATED to BUILDING STRONG KIDS, STRONG FAMILIES, and STRONG COMMUNITIES THROUGH PROGRAMS THAT DEVELOP THE VALUES of CARING, HONESTY,RESPECT, and RESPONSIBILITY. THE YMCA SERVES ALL PEOPLE REGARDLESS of AGE, RELIGION, SEX, or FINANCIAL MEANS and is COMMITTED to DEVELOPING A HEALTHY MIND, BODY and SPIRIT. THE RARITAN BAY AREA YMCA is COMMITTED to PROVIDING OUR LIFE-CHANGING SERVICES to ALL HEALTH SEEKERS WHO DESIRE to PARTICIPATE.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $97.40 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders24 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

83.01%of revenue went to mission work97.4% of expenses · Program services

0.44%of revenue went to fundraising0.5% of expenses

$85.24spent for every $100 of revenueRevenue covered expenses this year.

1.79%of revenue went to management and office costs2.1% of expenses

$2.03in assets for every $1 spent this yearSome assets cannot be spent right away.

18.6%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $245,867 for STEPHEN JOBIN (PRESIDENT & CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$8,920,629

Mission workProgram services$7,404,57283.01% of revenue97.4% of expenses

ManagementOffice and general costs$159,9821.79% of revenue2.1% of expenses

FundraisingAsking for donations$39,1880.44% of revenue0.5% of expenses

Revenue left after expensesReported annual surplus$1,316,88714.76% of revenueShown in gray on the chart

Total expenses$7,603,74285.24% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 97.4% mission · 2.1% management · 0.5% fundraisingTotal expenses: 85.24% of revenue

2024Expense mix: 97.4% mission · 2.3% management · 0.3% fundraisingTotal expenses: 89.27% of revenue

2023Expense mix: 97.5% mission · 2.2% management · 0.4% fundraisingTotal expenses: 83.27% of revenue

2022Expense mix: 97.4% mission · 2.2% management · 0.4% fundraisingTotal expenses: 91.66% of revenue

2021Expense mix: 97.6% mission · 2.0% management · 0.4% fundraisingTotal expenses: 74.84% of revenue

2020Expense mix: 96.8% mission · 2.6% management · 0.5% fundraisingTotal expenses: 80.18% of revenue

2019Expense mix: 96.7% mission · 2.3% management · 1.0% fundraisingTotal expenses: 99.58% of revenue

2018Expense mix: 94.2% mission · 4.9% management · 0.9% fundraisingTotal expenses: 97.22% of revenue

Money in and money out

Revenue$8,920,629

Expenses$7,603,742

Annual surplus $1,316,887 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$7,404,572 · 97.4% of expenses

Management and office costs$159,982 · 2.1% of expenses

Fundraising$39,188 · 0.5% of expenses

See all reported dollar amounts

Revenue$8,920,629

Expenses$7,603,742

Assets$15,414,630

Income$8,958,675

Contributions$1,655,174

Mission work (program services)$7,404,572

Fundraising$39,188

Management and general$159,982

Executive compensation (total)$330,689

Accounting fees$30,669

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

STEPHEN JOBINPRESIDENT & CEO · 40 hrs/week $245,867Base $205,662 · Other $40,205

NILDA S DELGADOCHIEF ADMINISTRATION OFFICER · 40 hrs/week $144,067Base $124,378 · Other $19,689

JENNIFER ROCHEDIRECTOR OF CENTER OPERATIONS · 40 hrs/week $125,725Base $102,114 · Other $23,611

KRYS JENSENBRANCH DIRECTOR · 40 hrs/week $121,360Base $103,282 · Other $18,078

LORY CATTANOCONTROLLER · 40 hrs/week $114,414Base $106,198 · Other $8,216

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (24)

STEPHEN JOBINPRESIDENT & CEO

NILDA S DELGADOCHIEF ADMINISTRATION OFFICER

JENNIFER ROCHEDIRECTOR OF CENTER OPERATIONS

KRYS JENSENBRANCH DIRECTOR

LORY CATTANOCONTROLLER

TINO FONTESDIRECTOR

ALLEN PAPPDIRECTOR

TARA ROBINSONDIRECTOR

SERGIO DIAZDIRECTOR

ROBERT MCCOYDIRECTOR

RAJ JUTTUKONDASECRETARY/DIRECTOR

PAUL PIRESTREASURER/DIRECTOR

MILTON HUBBARDDIRECTOR

MICHAEL WEINSTEINDIRECTOR

LOUIS SEMINSKICHAIR/DIRECTOR

LINDA MAZZELLAVICE CHAIR/DIRECTOR

KARREEN MANNDIRECTOR

JUANA BACCHUS-KEARNEYDIRECTOR

JOEL MARTINEZDIRECTOR

GREGORY FICARRADIRECTOR

FRANK TOBIASDIRECTOR

DAMARIS RAMIREZDIRECTOR

CATARINA MATOSDIRECTOR

ANA MARIA ZEVALLOSDIRECTOR

About this charity

Recognized since: January 1934
Location: 365 NEW BRUNSWICK AVE, PERTH AMBOY, NJ 08861-3979
County: Middlesex
In care of: % STEVE JOBIN
Primary officer: Mary Ann Lawrence, Senior Vice President

How to reach them

WebsiteVisit the charity’s website Phone(732) 442-3632

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: BEDERSON LLP
NTEE classification: Young Mens or Womens Associations (P27)
IRS tax category: Young Mens or Womens Associations