CHALLENGE UNLIMITED INC Charity Report

Public IRS 990 nonprofit record

CHALLENGE UNLIMITED INC

EIN 22-2478997 · Centers to Support the Independence of Specific Populations (P80)

What they do

to PROVIDE THERAPEUTIC, EDUCATIONAL, and RECREATIONAL OPPORTUNITIES USING HORSES and THE WORKING FARM ENVIRONMENT to HELP PEOPLE ACHIEVE OPTIMUM QUALITY of LIFE. CHALLENGE UNLIMITED ALSO ENCOURAGES VOLUNTEER SERVICES for PEOPLE of ALL ABILITIES, THUS BRINGING TOGETHER A DIVERSE POPULATION IN A WHOLESOME VENUE THAT ENCOURAGES SELF-CONFIDENCE and WELLBEING. SERVICES INCLUDE "HIPPO THERAPY" (OR THERAPY USING THE MOVEMENT of THE HORSE) THAT ENCOMPASSES PHYSICAL and OCCUPATIONAL THERAPY, RECREATIONAL THERAPY, HORSEMANSHIP, EDUCATIONAL CLASSES, SUMMER CAMP ACTIVITIES, MENTAL HEALTH and LEARNING for PEOPLE WITH CANCER, VETERANS and PEOPLE IN RECOVERY FROM ADDICTION, LIFE-SKILLS BUILDING PROGRAMS for INDIVIDUALS WITH DISABILITIES, BEHAVIOR DISORDERS and CHILDREN and TEENS FROM THE INNER CITIES, and "TOUCH THERAPY" for SENIORS WITH MEMORY IMPAIRMENT.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $72.80 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders20 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

70.71%of revenue went to mission work72.8% of expenses · Program services

10.00%of revenue went to fundraising10.3% of expenses

$97.19spent for every $100 of revenueRevenue covered expenses this year.

16.48%of revenue went to management and office costs17.0% of expenses

$3.28in assets for every $1 spent this yearSome assets cannot be spent right away.

48.7%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $90,357 for KERRI WHALEN (EXECUTIVE DIRECTOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$1,950,885

Mission workProgram services$1,379,40570.71% of revenue72.8% of expenses

ManagementOffice and general costs$321,45916.48% of revenue17.0% of expenses

FundraisingAsking for donations$195,12610.00% of revenue10.3% of expenses

Revenue left after expensesReported annual surplus$54,8952.81% of revenueShown in gray on the chart

Total expenses$1,895,99097.19% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 72.8% mission · 17.0% management · 10.3% fundraisingTotal expenses: 97.19% of revenue

2023Expense mix: 75.2% mission · 16.5% management · 8.3% fundraisingTotal expenses: 87.30% of revenue

2022Expense mix: 77.9% mission · 16.5% management · 5.6% fundraisingTotal expenses: 92.77% of revenue

2021Expense mix: 72.8% mission · 16.5% management · 10.7% fundraisingTotal expenses: 94.93% of revenue

2020Expense mix: 70.5% mission · 20.2% management · 9.3% fundraisingTotal expenses: 107.21% of revenue

2019Expense mix: 70.9% mission · 22.8% management · 6.3% fundraisingTotal expenses: 81.71% of revenue

2018Expense mix: 72.5% mission · 21.7% management · 5.8% fundraisingTotal expenses: 75.71% of revenue

2017Expense mix: 75.5% mission · 17.2% management · 7.3% fundraisingTotal expenses: 96.49% of revenue

Money in and money out

Revenue$1,950,885

Expenses$1,895,990

Annual surplus $54,895 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$1,379,405 · 72.8% of expenses

Management and office costs$321,459 · 17.0% of expenses

Fundraising$195,126 · 10.3% of expenses

See all reported dollar amounts

Revenue$1,950,885

Expenses$1,895,990

Assets$6,212,904

Income$2,066,628

Contributions$949,164

Mission work (program services)$1,379,405

Fundraising$195,126

Grants given$320,978

Average grant$45,854

Management and general$321,459

Executive compensation (total)$1,575,698

Stocks and bonds$1,084

Accounting fees$61,631

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

KERRI WHALENEXECUTIVE DIRECTOR · 40 hrs/week $90,357

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (20)

KERRI WHALENEXECUTIVE DIRECTOR

MICHAEL BREDADIRECTOR

VICTORIA BERNARDDIRECTOR

SHARON MASONDIRECTOR

ROBIN GORSKI-ROUTHIERVICE PRESIDENT

REBECCA KAHLER-REISSDIRECTOR

RALPH ACABAPRESIDENT

PAUL SALAFIACLERK

PATRICK LAWLORDIRECTOR

NANCY GREELEYDIRECTOR

MILISSA MOYNIHANDIRECTOR

BRENDAN HAMMDIRECTOR

LINDA BEYERSDIRECTOR

JUSTIN BISHOPDIRECTOR

JOE LUSSIERTREASURER

ERNEST COUNTERMARSHDIRECTOR

DIPTI SHAHDIRECTOR

CLAUDIA SOO HOODIRECTOR

CHRISTOPHER BLADEDIRECTOR

CHRIS VACCARODIRECTOR

About this charity

Recognized since: January 1985
Location: 450 LOWELL STREET, ANDOVER, MA 01810
County: Essex
In care of: JOE LUSSIER
Primary officer: JOE LUSSIER, TREASURER

How to reach them

WebsiteVisit the charity’s website Phone(978) 475-4056

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
Tax preparer: GRASSI & CO CPAS PC
NTEE classification: Centers to Support the Independence of Specific Populations (P80)
IRS tax category: Centers to Support the Independence of Specific Populations
Grant-giving organization: Yes