UNITED TEACHERS OF LOWELL LOCAL 495 Charity Report

Public IRS 990 nonprofit record

UNITED TEACHERS OF LOWELL LOCAL 495

EIN 22-2542221 · Labor Unions (J40)

What they do

UNITED TEACHERS of LOWELL, LOCAL 495 is A NONPROFIT ORGANIZATION WHOSE PURPOSE is to BRING ALL MEMBERS INTO RELATIONS of MUTUAL ASSISTANCE and to RAISE THE STANDARDS of THE TEACHING PROFESSION BY SECURING THE CONDITIONS ESSENTIAL to THE BEST PROFESSIONAL SERVICE

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $47.30 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders18 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

54.64%of revenue went to mission work47.3% of expenses · Program services

$115.40spent for every $100 of revenueSpending was higher than revenue this year.

$0.34in assets for every $1 spent this yearSome assets cannot be spent right away.

98.4%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $271,813 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $111,221 for JOHN M EARLE (STAFF REPRESENTATIVE). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$1,764,752

Mission workProgram services$964,19954.64% of revenue47.3% of expenses

ManagementOffice and general costs0.00% of revenue0.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Total expenses$2,036,565115.40% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 47.3% mission · 0.0% management · 0.0% fundraisingTotal expenses: 115.40% of revenue

2023Expense mix: 35.3% mission · 0.0% management · 0.0% fundraisingTotal expenses: 83.53% of revenue

2022Expense mix: 34.1% mission · 0.0% management · 0.0% fundraisingTotal expenses: 93.89% of revenue

2021Expense mix: 29.9% mission · 0.0% management · 0.0% fundraisingTotal expenses: 99.82% of revenue

2020Expense mix: 37.4% mission · 0.0% management · 0.0% fundraisingTotal expenses: 85.78% of revenue

2019Expense mix: 32.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 93.57% of revenue

Money in and money out

Revenue$1,764,752

Expenses$2,036,565

Annual shortfall $271,813 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$964,199 · 47.3% of expenses

See all reported dollar amounts

Revenue$1,764,752

Expenses$2,036,565

Assets$683,393

Income$1,764,752

Contributions$1,736,062

Mission work (program services)$964,199

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

JOHN M EARLESTAFF REPRESENTATIVE · 40 hrs/week $111,221

NANCY GIBLINOFFICE MANAGER · 40 hrs/week $84,191

GUISEPPINA MAGGIO PINAEXECUTIVE VP · 15 hrs/week $71,608

KEVIN FREEEMANTREASURER · 15 hrs/week $54,491

MARIANNE DUMONTED. ISSUES · 15 hrs/week $42,910

THOMAS RAICHEOFFICE ASSISTANT · 40 hrs/week $36,814

SUSAN UVANNIELEMENTARY SCHOOL VP · 15 hrs/week $25,027

ROSE MARIE BERGERONPARAPROFESSIONAL CHAIR · 15 hrs/week $25,027

MARY ANN DYSONSECONDARY SCHOOL VP · 15 hrs/week $25,027

MICHAEL SHEEHANCUSTODIANS/SECURITY GUARDS CHAIR · 15 hrs/week $25,027

COLLEEN DORRISCAFETERIA WORKERS CHAIR · 15 hrs/week $20,209

BARBARD FAUVEL-CAMPBELLMIDDLE SCHOOL VP · 15 hrs/week $12,891

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (18)

JOHN M EARLESTAFF REPRESENTATIVE

NANCY GIBLINOFFICE MANAGER

GUISEPPINA MAGGIO PINAEXECUTIVE VP

KEVIN FREEEMANTREASURER

MARIANNE DUMONTED. ISSUES

THOMAS RAICHEOFFICE ASSISTANT

SUSAN UVANNIELEMENTARY SCHOOL VP

ROSE MARIE BERGERONPARAPROFESSIONAL CHAIR

MARY ANN DYSONSECONDARY SCHOOL VP

MICHAEL SHEEHANCUSTODIANS/SECURITY GUARDS CHAIR

COLLEEN DORRISCAFETERIA WORKERS CHAIR

BARBARD FAUVEL-CAMPBELLMIDDLE SCHOOL VP

DIANE MACLEANRECORDING SECRETARY

LISA ROWSELLSOCIAL CHAIR

MARGARET C FARRELLRETIREE ISSUES

MICHELLE RHOADSMIDDLE SCHOOL VP

PATRICIA MYERSPROFESSIONAL DEVELOPMENT

WILLIAM DONAGHEYMEMBERSHIP CHAIR

About this charity

Recognized since: January 1945
Location: 169 MERRIMACK ST, LOWELL, MA 01852-1701
County: Middlesex
In care of: % PAUL GEORGES PRESIDENT
Primary officer: PAUL GEORGES, PRESIDENT

How to reach them

Phone(978) 937-9039

Filing and classification

Latest tax year: 2024
Tax period began: July 1, 2024
Return type: 990
Tax preparer: GRASSI & CO CPAS PC
NTEE classification: Labor Unions (J40)
IRS tax category: Labor Unions