UNITED WAY OF BERGEN COUNTY Charity Report

Public IRS 990 nonprofit record

UNITED WAY OF BERGEN COUNTY

EIN 22-6028959

What they do

WE ARE BUILDING. IN EVERY ASPECT of OUR WORK, WE ARE BUILDING BETTER LIVES, BETTER COMMUNITIES and BETTER FUTURES. WE ARE CHANGING LIVES - DIRECTLY and CONCRETELY. WE HAVE BUILT A STRONG FOUNDATION BUT THERE is MORE WORK THAT MUST BE DONE. OUR COMMITMENT is to ASSIST THE MOST VULNERABLE RESIDENTS IN OUR COMMUNITY BY DEVELOPING PROGRAMS and FINANCIAL RESOURCES to ADDRESS UNMET NEEDS. HELP STARTS WITH 2-1-1 OUR FREE and SIMPLE STATEWIDE SERVICE THAT ANSWERS EVERY CALL for HELP. WE HELP IN A CRISIS. WE ARE TURNING LIVES AROUND WITH INNOVATIVE SOLUTIONS to OUR COMMUNITYS MOST CRITICAL PROBLEMS LIKE HOUSING WORKS, OUR DEVELOPMENT EFFORT to INCREASE THE SUPPLY of HOMES THAT PEOPLE CAN AFFORD, and ENABLE SOME VERY SPECIAL PEOPLE to LIVE INDEPENDENTLY.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $93.40 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders14 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

93.96%of revenue went to mission work93.4% of expenses · Program services

2.41%of revenue went to fundraising2.4% of expenses

$100.62spent for every $100 of revenueSpending was higher than revenue this year.

4.25%of revenue went to management and office costs4.2% of expenses

$2.30in assets for every $1 spent this yearSome assets cannot be spent right away.

96.6%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $85,590 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $217,860 for THOMAS TORONTO (PRESIDENT & CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$13,776,032

Mission workProgram services$12,943,28693.96% of revenue93.4% of expenses

ManagementOffice and general costs$585,6664.25% of revenue4.2% of expenses

FundraisingAsking for donations$332,6702.41% of revenue2.4% of expenses

Total expenses$13,861,622100.62% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 93.4% mission · 4.2% management · 2.4% fundraisingTotal expenses: 100.62% of revenue

2023Expense mix: 94.6% mission · 3.8% management · 1.5% fundraisingTotal expenses: 100.00% of revenue

2022Expense mix: 94.8% mission · 3.9% management · 1.3% fundraisingTotal expenses: 104.67% of revenue

2021Expense mix: 95.4% mission · 3.6% management · 1.0% fundraisingTotal expenses: 99.15% of revenue

2020Expense mix: 95.8% mission · 3.3% management · 0.9% fundraisingTotal expenses: 102.02% of revenue

2019Expense mix: 95.2% mission · 3.4% management · 1.4% fundraisingTotal expenses: 100.12% of revenue

2018Expense mix: 93.7% mission · 4.0% management · 2.3% fundraisingTotal expenses: 100.81% of revenue

2017Expense mix: 95.4% mission · 2.9% management · 1.7% fundraisingTotal expenses: 99.99% of revenue

Money in and money out

Revenue$13,776,032

Expenses$13,861,622

Annual shortfall $85,590 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$12,943,286 · 93.4% of expenses

Management and office costs$585,666 · 4.2% of expenses

Fundraising$332,670 · 2.4% of expenses

See all reported dollar amounts

Revenue$13,776,032

Expenses$13,861,622

Assets$31,890,555

Income$13,901,526

Contributions$13,312,624

Mission work (program services)$12,943,286

Fundraising$332,670

Grants given$88,473,555

Average grant$20,609

Management and general$585,666

Accounting fees$30,250

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

THOMAS TORONTOPRESIDENT & CEO · 38 hrs/week $217,860Base $190,480 · Other $27,380

CAROL LOWDENCONTROLLER · 38 hrs/week $135,036Base $106,262 · Other $28,774

GINA NICOLETTI-GILSENANCHIEF DEVELOPMENT OFFICER · 38 hrs/week $124,415Base $102,001 · Other $22,414

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (14)

THOMAS TORONTOPRESIDENT & CEO

CAROL LOWDENCONTROLLER

GINA NICOLETTI-GILSENANCHIEF DEVELOPMENT OFFICER

ALLISON WINTERSBOARD MEMBER

AMERICO R LISBOANOBOARD MEMBER

GREGORY C DUNLAPBOARD MEMBER

JAMES E HEALEY CPABOARD MEMBER

JOSEPH M HEALYVICE CHAIR, THRU 12/24

KEN FINNERTYBOARD MEMBER

MICHAEL MOLINBOARD MEMBER

PETER J INGRASCICHAIR

REVEREND RICHARD S HONGBOARD MEMBER

ROBERT J IACULLOBOARD MEMBER

VALERIE A REARDONTREASURER

About this charity

Recognized since: January 1965
Location: 6 FOREST AVE STE 2, PARAMUS, NJ 07652-5245
County: Bergen
In care of: THOMAS TORONTO
Primary officer: THOMAS TORONTO, PRESIDENT/CEO

How to reach them

WebsiteVisit the charity’s website Emailinfo@bergenunitedway.org Phone(201) 291-4050 Officer phone(201) 291-4055

Filing and classification

Latest tax year: 2024
Tax period began: April 1, 2024
Return type: 990
Tax preparer: PKF OCONNOR DAVIES ADVISORY LLC
Grant-giving organization: Yes