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GOLD CREDIT UNION

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Public IRS 990 nonprofit record

GOLD CREDIT UNION

EIN 23-0937747 · Credit Unions (W61)

What they do

GOLDS MISSION is to EMPOWER OUR MEMBERS to ACHIEVE PERSONAL FINANCIAL SUCCESS, AS THEY DEFINE IT. WE LISTEN INTENTLY, ADVISE EARNESTLY, and ACT PURPOSEFULLY, ALWAYS WITH OUR MEMBERS BEST INTERESTS AT HEART. WE DEDICATE OURSELVES to SERVICE of THE INDIVIDUAL MEMBER, of OUR TRUSTED TEAM, and to THE COMMUNITY AROUND US.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders12 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$209.90spent for every $100 of revenueSpending was higher than revenue this year.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $1,772,847 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $795,180 for CHERYL BARTHOLOMEW (PRESIDENT & CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$1,613,084
Expenses$3,385,931
Annual shortfall $1,772,847 Expenses were higher than revenue for this filing year.
See all reported dollar amounts
Revenue$1,613,084
Expenses$3,385,931
Stocks and bonds$17,369,591
Accounting fees-$13,741
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
CHERYL BARTHOLOMEWPRESIDENT & CEO · 55 hrs/week $795,180Base $751,405 · Other $43,775
DONNA L FOGELCFO · 55 hrs/week $72,266Base $62,659 · Other $9,607
JENNIFER GORACCO · 50 hrs/week $55,733Base $41,928 · Other $13,805
BARRIE FORBESBOARD TREASURER · 1 hrs/week $1,605
DANIEL J MOFFITTBOARD SECRETARY · 2 hrs/week $60
ERIN HENRYBOARD CHAIR · 1 hrs/week $60

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (12)

CHERYL BARTHOLOMEWPRESIDENT & CEO

DONNA L FOGELCFO

JENNIFER GORACCO

BARRIE FORBESBOARD TREASURER

DANIEL J MOFFITTBOARD SECRETARY

ERIN HENRYBOARD CHAIR

BRENT SCHICKBOARD DIRECTOR

KHUE TRANBOARD DIRECTOR

MARCI HAYDTBOARD DIRECTOR

MARJORIE J SOLOMONBOARD DIRECTOR

MELISSA MICHAELBOARD DIRECTOR

WILLIAM J CAMPBELLBOARD DIRECTOR

About this charity

Recognized since
September 2010
Location
150 HILLTOP ROAD, SAINT JOSEPH, MI 49085
County
Berrien
In care of
TRACEY WELSH
Primary officer
TRACEY WELSH, DIRECTOR OF ACCOUNTING

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
RKL LLP
NTEE classification
Credit Unions (W61)
IRS tax category
Credit Unions

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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