COMMUNITY LENDERS COMMUNITY DEVELOPMENT CORPORATION Charity Report

Public IRS 990 nonprofit record

COMMUNITY LENDERS COMMUNITY DEVELOPMENT CORPORATION

EIN 23-3002271 · Fund Raising & Fund Distribution - Housing & Shelter (L12)

What they do

COMMUNITY LENDERS COMMUNITY DEVELOPMENT CORPORATION is A MULTI-BANK LENDING CONSORTIUM THAT PROVIDES LONG-TERM FINANCING IN BERKS, BUCKS, CHESTER, DELAWARE, LEHIGH, MONTGOMERY, NORTHAMPTON, and PHILADELPHIA COUNTIES for PROJECTS THAT ADDRESS THE NEEDS of LOW and MODERATE-INCOME PERSONS and AREAS.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $96.80 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders33 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

92.51%of revenue went to mission work96.8% of expenses · Program services

$95.59spent for every $100 of revenueRevenue covered expenses this year.

3.08%of revenue went to management and office costs3.2% of expenses

$21.38in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $98,259 for AUDREY MCMICHAEL (EXECUTIVE DIRECTOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$3,030,403

Mission workProgram services$2,803,33292.51% of revenue96.8% of expenses

ManagementOffice and general costs$93,3113.08% of revenue3.2% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$133,7604.41% of revenueShown in gray on the chart

Total expenses$2,896,64395.59% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 96.8% mission · 3.2% management · 0.0% fundraisingTotal expenses: 95.59% of revenue

2023Expense mix: 96.1% mission · 3.9% management · 0.0% fundraisingTotal expenses: 96.56% of revenue

2022Expense mix: 96.2% mission · 3.8% management · 0.0% fundraisingTotal expenses: 95.98% of revenue

2021Expense mix: 96.6% mission · 3.4% management · 0.0% fundraisingTotal expenses: 96.41% of revenue

2020Expense mix: 96.1% mission · 3.9% management · 0.0% fundraisingTotal expenses: 96.77% of revenue

2019Expense mix: 95.5% mission · 4.5% management · 0.0% fundraisingTotal expenses: 94.07% of revenue

2018Expense mix: 95.4% mission · 4.6% management · 0.0% fundraisingTotal expenses: 97.03% of revenue

2017Expense mix: 95.6% mission · 4.4% management · 0.0% fundraisingTotal expenses: 98.28% of revenue

Money in and money out

Revenue$3,030,403

Expenses$2,896,643

Annual surplus $133,760 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$2,803,332 · 96.8% of expenses

Management and office costs$93,311 · 3.2% of expenses

See all reported dollar amounts

Revenue$3,030,403

Expenses$2,896,643

Assets$61,925,659

Income$3,030,403

Mission work (program services)$2,803,332

Management and general$93,311

Executive compensation (total)$67,371

Accounting fees$10,755

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

AUDREY MCMICHAELEXECUTIVE DIRECTOR · 40 hrs/week $98,259Base $95,397 · Other $2,862

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (33)

AUDREY MCMICHAELEXECUTIVE DIRECTOR

JUDITH MEMBERGASSISTANT TREASURER

STEVEN KISSDIRECTOR

KAREN PFEIFERDIRECTOR

KATHLEEN SHEPHERDTREASURER

LEO PEDROTTYDIRECTOR

LINDSAY LAMBERTDIRECTOR

LISA DONNONDIRECTOR

LOU CIARLANTEDIRECTOR

LYNDA HALEYDIRECTOR

MAREN COLONDIRECTOR

PATRICK RICEDIRECTOR

RANDY BROOKSDIRECTOR

SHERWOOD ROBBINSDIRECTOR

STEPHEN PERUNDIRECTOR

STEVE KOPENHAVERCHAIR

ANGELO RAMIREZDIRECTOR

JUDITH HUNSICKERSECRETARY

JOSH CLARKSONDIRECTOR

JOHN WEBERVICE CHAIR

JOE SCHUPPDIRECTOR

JENNIFER SCHELLDIRECTOR

JEANNE FIELDSDIRECTOR

JAMES WHITTONDIRECTOR

JAMES WESTGATEDIRECTOR

JAMES DANNADIRECTOR

ERIK CLAREDIRECTOR

DAVE WALBRANDTDIRECTOR

DAN SACHODIRECTOR

CLARENCE MARTINDELLDIRECTOR

CHRISTIAN LYTERDIRECTOR

BRUCE KNIPEASSISTANT SECRETARY

BRIAN SNYDERDIRECTOR

About this charity

Recognized since: January 1999
Location: 120 E BROAD ST STE 2, SOUDERTON, PA 18964-1239
County: Montgomery
In care of: AUDREY MCMICHAEL
Primary officer: AUDREY MCMICHAEL, EXECUTIVE DIRECTOR

How to reach them

WebsiteVisit the charity’s website Emailamcmichael@communitylenderspa.orgAddress Phone(215) 799-1340

Filing and classification

Latest tax year: 2024
Tax period began: July 1, 2024
Return type: 990
Tax preparer: BAUM SMITH & CLEMENS
NTEE classification: Fund Raising & Fund Distribution - Housing & Shelter (L12)
IRS tax category: Fund Raising & Fund Distribution