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MISSOURI CREDIT UNION

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Public IRS 990 nonprofit record

MISSOURI CREDIT UNION

EIN 23-7024415

What they do

WE BELIEVE THAT MISSOURI CREDIT UNION: -STRIVES to EXTEND to OUR FIELD of MEMBERSHIP THE OPPORTUNITY to PARTICIPATE IN SERVICES and BENEFITS WHICH MEMBERSHIP PROVIDES; -ENCOURAGE SOUND FINANCIAL MANAGEMENT THROUGH SAVINGS, THE WISE USE of CREDIT and CONSUMER EDUCATION; -FOSTERS and PRACTICES THE PRINCIPLES of COOPERATIVE POOLING and UTILIZATION of RESOURCES for THE ULTIMATE BENEFIT of OUR MEMBER/OWNERS; -MAINTAINS and ENHANCES PARTICIPATION of THE DEMOCRATIC PROCESS AT ALL LEVELS; -ATTRACTS and DEVELOPS THE BEST POSSIBLE HUMAN RESOURCES AT ALL LEVELS to SERVICE OUR MEMBER/OWNER; and -STRIVES to MAINTAIN MEMBER/OWNER CONFIDENCE THROUGH PRUDENT FINANCIAL MANAGEMENT and QUALITY SERVICE.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders19 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$113.42spent for every $100 of revenueSpending was higher than revenue this year.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $924,987 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $228,022 for HAROLD JAMES (PRESIDENT). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$6,893,258
Expenses$7,818,245
Annual shortfall $924,987 Expenses were higher than revenue for this filing year.
See all reported dollar amounts
Revenue$6,893,258
Expenses$7,818,245
Grants given$151,328
Average grant$11,641
Accounting fees$264,884
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
HAROLD JAMESPRESIDENT · 40 hrs/week $228,022Base $212,673 · Other $15,349
LORI RHOADESVICE PRESIDENT · 40 hrs/week $168,050Base $121,468 · Other $46,582
KRISTY BRYANTVICE PRESIDENT · 40 hrs/week $167,973Base $142,631 · Other $25,342
CHENGFAN XUSR VICE PRESIDENT UNTIL 4/5/2024 · 40 hrs/week $158,559Base $150,381 · Other $8,178
DAVID MORROWVICE PRESIDENT · 40 hrs/week $156,948Base $143,129 · Other $13,819
DENISE HUDDLESTONVICE PRESIDENT · 40 hrs/week $144,878Base $123,366 · Other $21,512
MARGIE BRAMONVICE PRESIDENT · 40 hrs/week $141,410Base $118,129 · Other $23,281
ROBERT PERKINSCFO · 40 hrs/week $80,228Base $73,331 · Other $6,897
DEANN BARTONCOO · 40 hrs/week $78,872Base $71,368 · Other $7,504

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (19)

HAROLD JAMESPRESIDENT

LORI RHOADESVICE PRESIDENT

KRISTY BRYANTVICE PRESIDENT

CHENGFAN XUSR VICE PRESIDENT UNTIL 4/5/2024

DAVID MORROWVICE PRESIDENT

DENISE HUDDLESTONVICE PRESIDENT

MARGIE BRAMONVICE PRESIDENT

ROBERT PERKINSCFO

DEANN BARTONCOO

HOWARD PYRONTREASURER

STEPHEN PRICEDIRECTOR

RICHARD OTTOSECRETARY

RANDY MORROWDIRECTOR

MARK KAISERVICE CHAIR

KEE GROSHONGCHAIR

ANDY BONDERERDIRECTOR

DON GREERDIRECTOR

BETHANY ABELNDIRECTOR

ANNE ROBINSONDIRECTOR

About this charity

Location
111 E Broadway, Columbia, MO 65203
County
Boone
In care of
ROBERT P PERKINS
Primary officer
ROBERT P PERKINS, CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2025
Return type
990
Tax preparer
FORVIS MAZARS LLP
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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