MARYLAND MORTGAGE BANKERS AND BROKER ASSOCIATION Charity Report

Public IRS 990 nonprofit record

MARYLAND MORTGAGE BANKERS AND BROKER ASSOCIATION

EIN 23-7321034 · Professional Athletic Leagues (N80)

What they do

PROMOTE and PROVIDE EDUCATIONAL OPPORTUNITIES for MEMBERS, WHO ARE PRIMARILY IN THE MORTGAGE BANKING INDUSTRY. THE ASSOCIATION ALSO PROVIDES SERVICES to EDUCATE LAWMAKERS ON MATTERS AFFECTING REAL ESTATE OWNERSHIP. THE ASSOCIATION ALSO PROVIDES A FORUM for INFORMATION EXCHANGE.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders24 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

104.58%of revenue went to mission work100.0% of expenses · Program services

$104.58spent for every $100 of revenueSpending was higher than revenue this year.

$1.94in assets for every $1 spent this yearSome assets cannot be spent right away.

24.1%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $9,151 this year. Ask whether that was planned or caused by a one-time event.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$199,842

Mission workProgram services$208,993104.58% of revenue100.0% of expenses

ManagementOffice and general costs0.00% of revenue0.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Total expenses$208,993104.58% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 104.58% of revenue

2023Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 116.24% of revenue

2022Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 86.84% of revenue

2021Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 113.69% of revenue

2020Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 118.90% of revenue

2019Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 84.10% of revenue

2018Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 88.19% of revenue

Money in and money out

Revenue$199,842

Expenses$208,993

Annual shortfall $9,151 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$208,993 · 100.0% of expenses

See all reported dollar amounts

Revenue$199,842

Expenses$208,993

Assets$404,780

Income$199,842

Contributions$48,260

Mission work (program services)$208,993

Stocks and bonds$350,937

Accounting fees$3,650

Investing fees$899

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

No compensation was reported for these leaders. The complete board and leadership roster is shown below.

Board and leadership roster (24)

EUGENE S FRAZIERBOARD MEMBER

TIMOTHY J GOUGHVICE PRESIDENT

SHAWN C WILLIAMSTREASURER

SEAN T HIGGINSBOARD MEMBER

NICHOLAS A FRAMARINIBOARD MEMBER

MALCOLM B HOLLENSTEINERPRESIDENT

JOSEPH G CASEBOARD MEMBER

JON R MULLINIXBOARD MEMBER

JAMIE E LENESBOARD MEMBER

JAMES P HUNTERBOARD MEMBER

HEIDI F FORDBOARD MEMBER

HAL J BLATTBOARD MEMBER

AMY L MOSESBOARD MEMBER

ELLEN S WILSONIMMEDIATE PAST PRESIDENT

DEBBIE POLCYNBOARD MEMBER

DAN S FITZGERALDBOARD MEMBER

COLLEEN A PALMERBOARD MEMBER

CHRISTOPHER J PALERMOSECRETARY

CHRISTINE M SUMMERSBOARD MEMBER

CHARLES E MILLERBOARD MEMBER

CHANIN S WISLERBOARD MEMBER

CATHERINE A KRAEMER-DALEBOARD MEMBER

BRIAN C MORLEYBOARD MEMBER

BRENDAN A MCKAYBOARD MEMBER

About this charity

Recognized since: January 1974
Location: 200 LITTLE FALLS ST STE 205, FALLS CHURCH, VA 22046-4302
County: Falls Church (city)
In care of: % TIMOTHY J GOUGH
Primary officer: TIMOTHY J GOUGH, PRESIDENT

How to reach them

WebsiteVisit the charity’s website Phone(443) 574-7786

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
Tax preparer: MARK D MYERS CPA
NTEE classification: Professional Athletic Leagues (N80)
IRS tax category: Professional Athletic Leagues