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MEMBERS CHOICE FINANCIAL CREDIT UNION

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Tax-exempt status may be revoked

MEMBERS CHOICE FINANCIAL CREDIT UNION

EIN 24-0823199 · Credit Unions (W61)

What they do

OUR CREDIT UNION is A MEMBER OWNED NOT for PROFIT FINANCIAL COOPERATIVE WITH THE MISSION of PROMOTING THRIFT and PROVIDING ACCESS to CREDIT. SPECIFICALLY WE HAVE UNDERSERVED DESIGNATIONS WITHIN OUR CHARTER to EXTEND OUR SERVICES to THE UNDERBANKED.

Before you give

Should I give to this charity?

Easy charity check
Stop and check first

This record may have an IRS status problem. Do not give until you verify it.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkThere may be a problem with its nonprofit status. Check before giving.

Money report from 2020The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders11 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$83.54spent for every $100 of revenueRevenue covered expenses this year.
$29.29in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $233,206 for JAMES M BARBARICH (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2020

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$7,482,196
Expenses$6,250,676
Annual surplus $1,231,520 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$7,482,196
Expenses$6,250,676
Assets$183,106,209
Stocks and bonds$37,795,144
Accounting fees$48,000
People

Leadership and board

Tax year 2020

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
JAMES M BARBARICHCEO · 40 hrs/week $233,206Base $203,089 · Other $30,117
JEAN D MILLERCFO · 40 hrs/week $122,951Base $90,560 · Other $32,391
ELBA ARENASCHIEF MEMBER EXPERIENCE OF · 40 hrs/week $106,895Base $101,933 · Other $4,962
BRIAN W WIKTORCLO · 40 hrs/week $103,603Base $86,614 · Other $16,989

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (11)

JAMES M BARBARICHCEO

JEAN D MILLERCFO

ELBA ARENASCHIEF MEMBER EXPERIENCE OF

BRIAN W WIKTORCLO

BRIAN ULMERBOARD MEMBER

DAN ANGELBOARD MEMBER

DOUGLAS BASTIANSRETARY/TREASURER

MARY FASANOBOARD CHAIRPERSON

MATTHEW HOEGERBOARD VICE-CHAIR/TREASURER

RICHARD KNOUSEBOARD MEMBER

WILLIAM ANDERSONBOARD MEMBER

About this charity

Recognized since
November 2015
Location
390 WALNUT STREET, DANVILLE, PA 17821
County
Montour
In care of
JAMES M BARBARICH
Primary officer
JAMES M BARBARICH, CEO

How to reach them

Filing and classification

Latest tax year
2020
Tax period began
January 1, 2020
Return type
990
Tax preparer
RKL LLP
NTEE classification
Credit Unions (W61)
IRS tax category
Credit Unions
Revocation date
May 15, 2015

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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