MOUNT CARMEL HEALTH INSURANCE COMPANY Charity Report

Public IRS 990 nonprofit record

MOUNT CARMEL HEALTH INSURANCE COMPANY

EIN 25-1912781 · Health (General & Financing) (E80)

What they do

WE, MOUNT CARMEL and TRINITY HEALTH, SERVE TOGETHER IN THE SPIRIT of THE GOSPEL AS A COMPASSIONATE and TRANSFORMING HEALING PRESENCE WITHIN OUR COMMUNITIES.MOUNT CARMEL HEALTH INSURANCE COMPANY (MCHIC) is A MEMBER of MOUNT CARMEL and TRINITY HEALTH.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $90.70 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders16 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

96.74%of revenue went to mission work90.7% of expenses · Program services

$106.69spent for every $100 of revenueSpending was higher than revenue this year.

9.94%of revenue went to management and office costs9.3% of expenses

$0.86in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $1,141,079 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $310,232 for LORRAINE LUTTON (DIRECTOR & MOUNT CARMEL CEO THR 6/24). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$17,068,702

Mission workProgram services$16,512,40496.74% of revenue90.7% of expenses

ManagementOffice and general costs$1,697,3779.94% of revenue9.3% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Total expenses$18,209,781106.69% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 90.7% mission · 9.3% management · 0.0% fundraisingTotal expenses: 106.69% of revenue

2023Expense mix: 89.7% mission · 10.3% management · 0.0% fundraisingTotal expenses: 110.33% of revenue

2022Expense mix: 87.5% mission · 12.5% management · 0.0% fundraisingTotal expenses: 111.54% of revenue

2021Expense mix: 92.2% mission · 7.8% management · 0.0% fundraisingTotal expenses: 101.78% of revenue

2020Expense mix: 87.6% mission · 12.4% management · 0.0% fundraisingTotal expenses: 97.54% of revenue

2019Expense mix: 90.3% mission · 9.7% management · 0.0% fundraisingTotal expenses: 104.17% of revenue

2018Expense mix: 89.4% mission · 10.6% management · 0.0% fundraisingTotal expenses: 98.23% of revenue

2017Expense mix: 91.3% mission · 8.7% management · 0.0% fundraisingTotal expenses: 113.98% of revenue

Money in and money out

Revenue$17,068,702

Expenses$18,209,781

Annual shortfall $1,141,079 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$16,512,404 · 90.7% of expenses

Management and office costs$1,697,377 · 9.3% of expenses

See all reported dollar amounts

Revenue$17,068,702

Expenses$18,209,781

Assets$15,688,684

Income$17,068,702

Mission work (program services)$16,512,404

Grants given$5,696

Average grant$5,696

Management and general$1,697,377

Stocks and bonds$6,123,830

Accounting fees$59,231

Investing fees$1,217

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

LORRAINE LUTTONDIRECTOR & MOUNT CARMEL CEO THR 6/24 · 2 hrs/week $310,232Base · Other $310,232

JACK RANDOLPHDIRECTOR; PRESIDENT & CEO · 2 hrs/week $198,404Base · Other $198,404

TAUANA MCDONALDDIRECTOR & MOUNT CARMEL CEO AT 7/24 · 2 hrs/week $66,881Base · Other $66,881

CARLOS ALVARADOCHIEF ADMINISTRATIVE OFFICER MCHP · 2 hrs/week $54,963Base · Other $54,963

DANIEL WENDORFF MDFRMR OFF;PRES,MC HLTH PTNRS THR11/24 $51,714Base · Other $51,714

TRISHA WHETSTONEASST SECRETARY; MCHS ASSOC COUNSEL · 2 hrs/week $44,947Base · Other $44,947

DAVID VISASST TREASURER;VP FINANCE OPERATIONS · 2 hrs/week $44,341Base · Other $44,341

ANDY PRIDAYMOUNT CARMEL CFO · 2 hrs/week $35,089Base · Other $35,089

GREG WISE MDMEDICAL DIRECTOR MCHP · 2 hrs/week $32,473Base · Other $32,473

MEREDITH MUCHADIR AT 3/24; MCHS DIR MEDICAL EDUC · 2 hrs/week $22,330Base · Other $22,330

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (16)

LORRAINE LUTTONDIRECTOR & MOUNT CARMEL CEO THR 6/24

JACK RANDOLPHDIRECTOR; PRESIDENT & CEO

TAUANA MCDONALDDIRECTOR & MOUNT CARMEL CEO AT 7/24

CARLOS ALVARADOCHIEF ADMINISTRATIVE OFFICER MCHP

DANIEL WENDORFF MDFRMR OFF;PRES,MC HLTH PTNRS THR11/24

TRISHA WHETSTONEASST SECRETARY; MCHS ASSOC COUNSEL

DAVID VISASST TREASURER;VP FINANCE OPERATIONS

ANDY PRIDAYMOUNT CARMEL CFO

GREG WISE MDMEDICAL DIRECTOR MCHP

MEREDITH MUCHADIR AT 3/24; MCHS DIR MEDICAL EDUC

CATHY EDDYDIRECTOR

CHARLES HICKEYDIRECTOR AS OF 3/24

JILL PHLEGARDIRECTOR

JOSEPH PATRICK JRDIRECTOR; TREASURER; SECRETARY

STEVE LUNDREGANDIRECTOR; CHAIR

TODD FOXDIRECTOR

About this charity

Recognized since: January 2013
Location: 3100 EASTON SQUARE PL STE 300, COLUMBUS, OH 43219-6290
County: Franklin
In care of: % JACQUELINE PRIMEAU
Primary officer: BRIAN ZIMMERMAN, VP FINANCE AND CFO

How to reach them

WebsiteVisit the charity’s website Phone(614) 546-4000

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
NTEE classification: Health (General & Financing) (E80)
IRS tax category: Health (General & Financing)
Grant-giving organization: Yes