LIVING WATERS PUBLICATIONS Charity Report

Public IRS 990 nonprofit record

LIVING WATERS PUBLICATIONS

EIN 27-0094016 · Religious Media & Communications (X80)

What they do

to PUBLISH, PRODUCE, DISTRIBUTE, and SELL/DONATE RELIGIOUS BOOKS, TRACTS, PAMPHLETS, VIDEO and AUDIO TAPES AS WELL AS PROVIDE RADIO, WEB and T.V. PROGRAMMING to TEACH CHRISTIANS HOW to SHARE THEIR FAITH EFFECTIVELY.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $51.50 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders14 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

52.17%of revenue went to mission work51.5% of expenses · Program services

13.39%of revenue went to fundraising13.2% of expenses

$101.27spent for every $100 of revenueSpending was higher than revenue this year.

35.71%of revenue went to management and office costs35.3% of expenses

$1.24in assets for every $1 spent this yearSome assets cannot be spent right away.

78.4%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $78,391 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $228,008 for EMEAL ZWAYNE (PRESIDENT). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$6,183,897

Mission workProgram services$3,226,37952.17% of revenue51.5% of expenses

ManagementOffice and general costs$2,208,16535.71% of revenue35.3% of expenses

FundraisingAsking for donations$827,74413.39% of revenue13.2% of expenses

Total expenses$6,262,288101.27% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 51.5% mission · 35.3% management · 13.2% fundraisingTotal expenses: 101.27% of revenue

2023Expense mix: 60.8% mission · 31.0% management · 8.3% fundraisingTotal expenses: 105.60% of revenue

2022Expense mix: 54.4% mission · 36.6% management · 9.0% fundraisingTotal expenses: 84.62% of revenue

2021Expense mix: 51.9% mission · 34.6% management · 13.5% fundraisingTotal expenses: 61.62% of revenue

2020Expense mix: 40.0% mission · 46.5% management · 13.5% fundraisingTotal expenses: 73.36% of revenue

2019Expense mix: 42.6% mission · 42.4% management · 15.0% fundraisingTotal expenses: 86.72% of revenue

2018Expense mix: 38.3% mission · 49.6% management · 12.1% fundraisingTotal expenses: 94.37% of revenue

2017Expense mix: 42.2% mission · 44.4% management · 13.5% fundraisingTotal expenses: 95.58% of revenue

Money in and money out

Revenue$6,183,897

Expenses$6,262,288

Annual shortfall $78,391 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$3,226,379 · 51.5% of expenses

Management and office costs$2,208,165 · 35.3% of expenses

Fundraising$827,744 · 13.2% of expenses

See all reported dollar amounts

Revenue$6,183,897

Expenses$6,262,288

Assets$7,758,234

Income$7,957,528

Contributions$4,850,249

Mission work (program services)$3,226,379

Fundraising$827,744

Grants given$546,571

Average grant$15,616

Management and general$2,208,165

Accounting fees$37,574

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

EMEAL ZWAYNEPRESIDENT · 44 hrs/week $228,008Base $195,227 · Other $32,781

MARK SPENCESR. VICE PRESIDENT · 44 hrs/week $220,398Base $176,591 · Other $43,807

DANIEL COMFORTEXEC. VP/SECRETARY · 44 hrs/week $207,888Base $179,323 · Other $28,565

MIGUEL ESPARZAVP OF OPERATIONS & OUTREAC · 44 hrs/week $201,692Base $167,430 · Other $34,262

RAYMOND COMFORTCEO · 44 hrs/week $199,689

OSCAR NAVARROVP OF MINISTRY ADVANCEMENT · 44 hrs/week $194,467Base $167,896 · Other $26,571

RONALD URZIK LOVECFO, VP OF FINANCE & ADMIN · 44 hrs/week $191,989Base $169,136 · Other $22,853

EDWARD ROMANPRODUCTION DIRECTOR · 44 hrs/week $189,194Base $153,942 · Other $35,252

BRADLEY SNOWWEBMASTER · 44 hrs/week $166,486Base $127,431 · Other $39,055

DAVE MCNEALIT MANAGER · 44 hrs/week $166,206Base $138,802 · Other $27,404

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (14)

EMEAL ZWAYNEPRESIDENT

MARK SPENCESR. VICE PRESIDENT

DANIEL COMFORTEXEC. VP/SECRETARY

MIGUEL ESPARZAVP OF OPERATIONS & OUTREAC

RAYMOND COMFORTCEO

OSCAR NAVARROVP OF MINISTRY ADVANCEMENT

RONALD URZIK LOVECFO, VP OF FINANCE & ADMIN

EDWARD ROMANPRODUCTION DIRECTOR

BRADLEY SNOWWEBMASTER

DAVE MCNEALIT MANAGER

ALAN ANSDELLBOARD MEMBER

ALAN PEARSONBOARD MEMBER

FRANK SUTHERLINBOARD MEMBER

PASTOR BRUCE GARNERBOARD MEMBER

About this charity

Recognized since: January 2005
Location: 9818 ARKANSAS STREET, BELLFLOWER, CA 90706
County: Los Angeles
In care of: RON LOVE
Primary officer: RON LOVE, CFO

How to reach them

WebsiteVisit the charity’s website Phone(562) 207-9300

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
Tax preparer: BPM LLP
NTEE classification: Religious Media & Communications (X80)
IRS tax category: Religious Media & Communications
Grant-giving organization: Yes