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1381 RIVER VALLEY CREDIT UNION INC

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Public IRS 990 nonprofit record

1381 RIVER VALLEY CREDIT UNION INC

EIN 31-0547898

What they do

A NON-PROFIT FINANCIAL INSTITUTION THAT is OWNED and OPERATED ENTIRELY BY ITS MEMBERS.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders17 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$87.39spent for every $100 of revenueRevenue covered expenses this year.
$19.38in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $316,839 for LEE SPIVEY (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$28,126,038
Expenses$24,578,258
Annual surplus $3,547,780 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$28,126,038
Expenses$24,578,258
Assets$476,344,301
Income$28,126,038
Stocks and bonds$55,937,012
Accounting fees$1,672
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
LEE SPIVEYPRESIDENT/CEO · 40 hrs/week $316,839Base $288,035 · Other $28,804
SUZANNE ROUSHSVP OPERATIONS · 40 hrs/week $211,000Base $191,818 · Other $19,182
PEGGY MOWRYSVP, CAO · 40 hrs/week $202,881Base $184,437 · Other $18,444
JONATHAN HEBRANKSVP, CLO · 40 hrs/week $181,363Base $164,876 · Other $16,487
JOHN E BOWENRETIRED - FORMER PRESIDENT/CEO · 40 hrs/week $179,836Base $163,487 · Other $16,349
JAMES MCCONNELLSVP, CXO · 40 hrs/week $136,294Base $123,904 · Other $12,390
CARRIE POYNTERVP COMPLIANCE · 40 hrs/week $134,848Base $122,589 · Other $12,259
DONALD CARRUTHBUSINESS SERVICES DIRECTOR · 40 hrs/week $121,109Base $110,099 · Other $11,010

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (17)

LEE SPIVEYPRESIDENT/CEO

SUZANNE ROUSHSVP OPERATIONS

PEGGY MOWRYSVP, CAO

JONATHAN HEBRANKSVP, CLO

JOHN E BOWENRETIRED - FORMER PRESIDENT/CEO

JAMES MCCONNELLSVP, CXO

CARRIE POYNTERVP COMPLIANCE

DONALD CARRUTHBUSINESS SERVICES DIRECTOR

VIRGINIA MATISVICE-CHAIRMAN

AARON BURKESECRETARY

VELMA AMOSDIRECTOR

STEPHEN HALLDIRECTOR

LYNDA BROWN WALKERTREASURER

JEFF STAPLETONDIRECTOR

ERIC HORSTMANDIRECTOR

DANIEL J GORMANCHAIRMAN

ANNE BURKEDIRECTOR

About this charity

Recognized since
January 1969
Location
505 EARL BLVD, MIAMISBURG, OH 45342-6411
County
Montgomery
In care of
% JAMES A ROBERSON JR
Primary officer
STEPHANIE ENTIENNE, CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
GBQ PARTNERS LLC

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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