SAVVY LADIES INC Charity Report

Public IRS 990 nonprofit record

SAVVY LADIES INC

EIN 32-0153604 · Centers to Support the Independence of Specific Populations (P80)

What they do

THE ORGANIZATION HELPS WOMEN ACHIEVE FINANCIAL INDEPENDENCE THROUGH COUNSELING and EDUCATIONAL PRESENTATIONS.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $68.90 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders34 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

63.16%of revenue went to mission work68.9% of expenses · Program services

7.19%of revenue went to fundraising7.8% of expenses

$91.68spent for every $100 of revenueRevenue covered expenses this year.

21.32%of revenue went to management and office costs23.3% of expenses

$0.96in assets for every $1 spent this yearSome assets cannot be spent right away.

77.9%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $197,589 for JUDITH HERBST (EXECUTIVE DIRECTOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$649,218

Mission workProgram services$410,07163.16% of revenue68.9% of expenses

ManagementOffice and general costs$138,43521.32% of revenue23.3% of expenses

FundraisingAsking for donations$46,6767.19% of revenue7.8% of expenses

Revenue left after expensesReported annual surplus$54,0368.32% of revenueShown in gray on the chart

Total expenses$595,18291.68% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 68.9% mission · 23.3% management · 7.8% fundraisingTotal expenses: 91.68% of revenue

2023Expense mix: 64.1% mission · 24.8% management · 11.1% fundraisingTotal expenses: 80.44% of revenue

2022Expense mix: 66.8% mission · 23.6% management · 9.5% fundraisingTotal expenses: 74.81% of revenue

2021Expense mix: 51.2% mission · 38.7% management · 10.1% fundraisingTotal expenses: 88.76% of revenue

2020Expense mix: 56.1% mission · 12.9% management · 31.0% fundraisingTotal expenses: 83.86% of revenue

2019Expense mix: 55.3% mission · 12.5% management · 32.2% fundraisingTotal expenses: 74.72% of revenue

2018Expense mix: 72.5% mission · 27.5% management · 0.0% fundraisingTotal expenses: 94.14% of revenue

2017Expense mix: 68.8% mission · 31.2% management · 0.0% fundraisingTotal expenses: 93.66% of revenue

Money in and money out

Revenue$649,218

Expenses$595,182

Annual surplus $54,036 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$410,071 · 68.9% of expenses

Management and office costs$138,435 · 23.3% of expenses

Fundraising$46,676 · 7.8% of expenses

See all reported dollar amounts

Revenue$649,218

Expenses$595,182

Assets$568,997

Income$714,912

Contributions$505,592

Mission work (program services)$410,071

Fundraising$46,676

Management and general$138,435

Accounting fees$10,500

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

JUDITH HERBSTEXECUTIVE DIRECTOR · 40 hrs/week $197,589Base $183,626 · Other $13,963

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (34)

JUDITH HERBSTEXECUTIVE DIRECTOR

NICHOLE R SCHIERVICE PRESIDENT

MEI ARDITIJR. BOARD MEMBER COMMITTEE CO-CHAIR

NICKY AMOREJR. BOARD SPONSORSHIP/PROGRAM COMMITTEE CO-CHAIR

ONGELIQUE WINKFIELDJR. BOARD CO-CHAIR

PAMELA MOSCHETTIDIRECTOR

PRECIOUS WILLIAMSDIRECTOR

RACHEL ZOUJR. BOARD MEMBER

RANDI KARMELDIRECTOR

RAYCHEL WILSONJR. BOARD DEVELOPMENT COMMITTEE CO-CHAIR

RICHA AGGARWALDIRECTOR

RUCHI PINNIGERDIRECTOR

SHELLON BLANCHARD-CLARKESECRETARY

SHUCHI MITTALDIRECTOR

STACY FRANCISFOUNDER

SUZANNE SIRACUSEVICE PRESIDENT

SYLVIA SIMSONDIRECTOR

TANYA KAULDIRECTOR

ALINA PANASDIRECTOR

MARY STONEDIRECTOR

MARGARET FOSTERJR. BOARD MEMBER

MARA CRISTINA TACHEJR. BOARD CO-CHAIR

LISA ZEIDERMANDIRECTOR

LEE CONTI JRDIRECTOR

KIMBERLY RIGGLEMANTREASURER

JULIA RODGERSDIRECTOR

JEANNE BERGERDIRECTOR

GARY B ROSENDIRECTOR

FIONA PHILLIPSDIRECTOR

CAROL SCHIRO GREENWALD PHDDIRECTOR

BERNADETTE HERWARD DAVIDADIRECTOR

ANNE MOSLEYJR. BOARD DEVELOPMENT COMMITTEE CO-CHAIR

AMY GOLDSMITHDIRECTOR

AMANDA CONNAUGHTONJR. BOARD MENTORSHIP COMMITTEE CO-CHAIR

About this charity

Recognized since: January 2006
Location: 39 BROADWAY 1730, NEW YORK, NY 10006
County: New York
In care of: JUDY HERBST
Primary officer: JUDY HERBST, EXECUTIVE DIRECTOR

How to reach them

WebsiteVisit the charity’s website Emailinfo@savvyladies.org Phone(646) 216-8988

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
Tax preparer: REID TAX & ADVISORY SERVICE LLC
NTEE classification: Centers to Support the Independence of Specific Populations (P80)
IRS tax category: Centers to Support the Independence of Specific Populations