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DIRECTIONS CREDIT UNION INC

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Public IRS 990 nonprofit record

DIRECTIONS CREDIT UNION INC

EIN 34-4475249 · Arts, Culture & Humanities (A)

What they do

to BE A TRUSTED PARTNER IN HELPING MEMBERS ACHIEVE THEIR FINANCIAL GOALS.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders23 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$89.37spent for every $100 of revenueRevenue covered expenses this year.
$19.77in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $535,602 for BARRY SHANER (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$73,772,147
Expenses$65,930,945
Annual surplus $7,841,202 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$73,772,147
Expenses$65,930,945
Assets$1,303,538,165
Income$73,772,147
Accounting fees$124,692
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
BARRY SHANERCEO · 45 hrs/week $535,602Base $522,897 · Other $12,705
JENNIFER HERNESSR MORTGAGE LOAN ORIGINATOR · 40 hrs/week $350,254Base $339,388 · Other $10,866
JOHN USTASZEWSKICHIEF OPERATING OFFICER · 45 hrs/week $331,951Base $321,619 · Other $10,332
SONJA DELANEYCHIEF STRATEGY OFFICER · 45 hrs/week $302,277Base $292,997 · Other $9,280
JULIE LINCHSVP RETAIL OPS & PHYS PRES · 45 hrs/week $253,763Base $246,226 · Other $7,537
MATT GIESCHIEF TALENT OFFICER · 45 hrs/week $248,386Base $241,220 · Other $7,166
JONATHAN POLLOCKCHIEF RISK OFFICER · 45 hrs/week $247,366Base $239,134 · Other $8,232
BRIAN EPSTEINCHIEF EXPERIENCE OFFICER · 45 hrs/week $219,666Base $215,966 · Other $3,700
SCOTT SWANSVP - LENDING · 45 hrs/week $193,540Base $187,466 · Other $6,074
ANGI SZUMASVP MEMBER EXPERIENCE · 40 hrs/week $177,363Base $171,425 · Other $5,938
BRENDA COVRETTVP OF BRANDING & COMM ENGA · 40 hrs/week $150,636Base $146,643 · Other $3,993
DIANE HARRISVP MEMBER EXPERIENCE · 40 hrs/week $149,336Base $145,926 · Other $3,410

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (23)

BARRY SHANERCEO

JENNIFER HERNESSR MORTGAGE LOAN ORIGINATOR

JOHN USTASZEWSKICHIEF OPERATING OFFICER

SONJA DELANEYCHIEF STRATEGY OFFICER

JULIE LINCHSVP RETAIL OPS & PHYS PRES

MATT GIESCHIEF TALENT OFFICER

JONATHAN POLLOCKCHIEF RISK OFFICER

BRIAN EPSTEINCHIEF EXPERIENCE OFFICER

SCOTT SWANSVP - LENDING

ANGI SZUMASVP MEMBER EXPERIENCE

BRENDA COVRETTVP OF BRANDING & COMM ENGA

DIANE HARRISVP MEMBER EXPERIENCE

PATRICK HARRIGANVP ITM OPS & FACILITIES

JOE SHARPBOARD MEMBER

JEFF UNDERWOODBOARD MEMBER

LAURA CSOMOSASSOCIATE BOARD MEMBER

MARK KOTTBOARD VICE CHAIR

JAY MALCOLMBOARD CHAIR

NADIA LEWISASSOCIATE BOARD MEMBER

PATRICIA PETERSONBOARD MEMBER

RAY LEIGHTONBOARD SECRETARY

FREDERICK A KOMINEKBOARD TREASURER

AARON WIENSASSOCIATE BOARD MEMBER

About this charity

Recognized since
January 1969
Location
200 N ST CLAIR STREET 1600, TOLEDO, OH 43604
County
Lucas
In care of
KEITH WEYLER
Primary officer
KEITH WEYLER, CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
GBQ PARTNERS LLC
NTEE classification
Arts, Culture & Humanities (A)
IRS tax category
Arts, Culture & Humanities

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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