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ANDIGO CREDIT UNION

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Public IRS 990 nonprofit record

ANDIGO CREDIT UNION

EIN 36-1508191

What they do

The Organization is A Full Service, State-chartered Credit Union Providing A Broad Range of Loan and Deposit Products and Other Financial Services to Its Members Located Throughout The US Using Various Channels Including Branches, A Call Center, and The Internet.

Before you give

Should I give to this charity?

Easy charity check
Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2019The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders20 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

92.79%of revenue went to mission work100.0% of expenses · Program services
$86.48spent for every $100 of revenueRevenue covered expenses this year.
$22.60in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $625,716 for MICHAEL MURPHY (CHIEF EXECUTIVE OFFICER). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2019

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$35,582,519
Mission workProgram services$33,018,22792.79% of revenue100.0% of expenses
ManagementOffice and general costs0.00% of revenue0.0% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Revenue left after expensesReported annual surplus$2,564,2927.21% of revenueShown in gray on the chart
Total expenses$33,018,22792.79% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Money in and money out

Revenue$43,497,190
Expenses$37,616,202
Annual surplus $5,880,988 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$33,018,227 · 87.8% of expenses
See all reported dollar amounts
Revenue$43,497,190
Expenses$37,616,202
Assets$850,101,906
Mission work (program services)$33,018,227
Stocks and bonds$80,230,599
Accounting fees$301,565
People

Leadership and board

Tax year 2019

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
MICHAEL MURPHYCHIEF EXECUTIVE OFFICER · 40 hrs/week $625,716
LARRY ROSINCHIEF FINANCIAL OFFICER · 40 hrs/week $366,260
JEAN THEISCHIEF OPERATING OFFICER · 40 hrs/week $357,355
SEAN BOWERSCHIEF LENDING OFFICER · 40 hrs/week $352,024
MATTHEW HANCOCKVICE PRESIDENT - BUSINESS SERVICES · 40 hrs/week $229,060
CHRISTINE STOTLANDVICE PRESIDENT - MEMBER EXPERIENCE · 40 hrs/week $221,235
ROBERT WILBERGVICE PRESIDENT - CONTROLLER · 40 hrs/week $182,337
ERIC KAPUSINSKIVICE PRESIDENT - INFORMATION TECHNOLOGY · 40 hrs/week $170,651
SARAH BRENNERVP - MARKETING · 40 hrs/week $161,648
SANDRA ZUNIGAACCOUNTING MANAGER · 40 hrs/week $118,344
ROBIN BALFOURTRAINING AND FACILITY MANAGER · 40 hrs/week $110,702
MARK HOLLADAYBUSINESS LOAN OFFICER · 40 hrs/week $108,231

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (20)

MICHAEL MURPHYCHIEF EXECUTIVE OFFICER

LARRY ROSINCHIEF FINANCIAL OFFICER

JEAN THEISCHIEF OPERATING OFFICER

SEAN BOWERSCHIEF LENDING OFFICER

MATTHEW HANCOCKVICE PRESIDENT - BUSINESS SERVICES

CHRISTINE STOTLANDVICE PRESIDENT - MEMBER EXPERIENCE

ROBERT WILBERGVICE PRESIDENT - CONTROLLER

ERIC KAPUSINSKIVICE PRESIDENT - INFORMATION TECHNOLOGY

SARAH BRENNERVP - MARKETING

SANDRA ZUNIGAACCOUNTING MANAGER

ROBIN BALFOURTRAINING AND FACILITY MANAGER

MARK HOLLADAYBUSINESS LOAN OFFICER

HEATHER MCGIVERNOPERATIONS MANAGER

MICHAEL CHATTERTONWEALTH MANAGEMENT ADVISOR

MELISSA PEDREGALCONSUMER LENDING MANAGER

JEANNINE MEYODIRECTOR

JOHN FIOREDIRECTOR

ANN SIMMSCHAIRMAN

MICHAEL ANNESVICE CHAIRMAN

BOB HUBBERTSDIRECTOR

About this charity

Location
1501 E Woodfield Road, Schaumburg, IL 60173
County
Cook
In care of
Robert Wilberg
Primary officer
Robert Wilberg, Vice President - Controller

How to reach them

Filing and classification

Latest tax year
2019
Tax period began
January 1, 2019
Return type
990

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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