STERLING-ROCK FALLS FAMILY YMCA Charity Report

Public IRS 990 nonprofit record

STERLING-ROCK FALLS FAMILY YMCA

EIN 36-2225496 · Young Mens or Womens Associations (P27)

What they do

to PUT CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT BUILD HEALTHY SPIRIT, MIND and BODY for ALL. THE STERLING ROCK FALLS YMCA is A NONPROFIT LIKE NO OTHER. THATS BECAUSE IN WE HAVE THE PRESENCE and PARTNERSHIPS to NOT JUST PROMISE, BUT DELIVER, POSITIVE CHANGE. THE STERLING ROCK FALLS YMCA is COMMUNITY-CENTERED. for 125 YEARS, WEVE BEEN LISTENING and RESPONDING to THE STERLING-ROCK FALLS COMMUNITY. THE STERLING ROCK FALLS YMCA BRINGS PEOPLE TOGETHER. WE CONNECT PEOPLE of ALL AGES and BACKGROUNDS to BRIDGE THE GAPS IN COMMUNITY NEEDS. THE STERLING ROCK FALLS YMCA NURTURES POTENTIAL. WE BELIEVE THAT EVERYONE SHOULD HAVE THE OPPORTUNITY to LEARN, GROW and THRIVE. THE STERLING ROCK FALLS YMCA HAS LOCAL PRESENCE and GLOBAL REACH. WE MOBILIZE LOCAL COMMUNITIES to EFFECT LASTING, MEANINGFUL CHANGE.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $74.70 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders13 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

86.38%of revenue went to mission work74.7% of expenses · Program services

1.56%of revenue went to fundraising1.4% of expenses

$115.69spent for every $100 of revenueSpending was higher than revenue this year.

27.74%of revenue went to management and office costs24.0% of expenses

$2.21in assets for every $1 spent this yearSome assets cannot be spent right away.

27.5%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $380,914 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $183,490 for TRISH KLAVER (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$2,427,758

Mission workProgram services$2,097,21186.38% of revenue74.7% of expenses

ManagementOffice and general costs$673,49927.74% of revenue24.0% of expenses

FundraisingAsking for donations$37,9621.56% of revenue1.4% of expenses

Total expenses$2,808,672115.69% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 74.7% mission · 24.0% management · 1.4% fundraisingTotal expenses: 115.69% of revenue

2024Expense mix: 74.7% mission · 25.3% management · 0.0% fundraisingTotal expenses: 99.43% of revenue

2023Expense mix: 76.2% mission · 23.8% management · 0.0% fundraisingTotal expenses: 116.24% of revenue

2022Expense mix: 77.8% mission · 22.2% management · 0.0% fundraisingTotal expenses: 105.92% of revenue

2021Expense mix: 85.5% mission · 13.2% management · 1.3% fundraisingTotal expenses: 86.73% of revenue

2020Expense mix: 79.5% mission · 18.0% management · 2.5% fundraisingTotal expenses: 107.73% of revenue

2019Expense mix: 88.4% mission · 10.3% management · 1.3% fundraisingTotal expenses: 107.01% of revenue

2018Expense mix: 91.1% mission · 6.9% management · 2.0% fundraisingTotal expenses: 111.62% of revenue

Money in and money out

Revenue$2,427,758

Expenses$2,808,672

Annual shortfall $380,914 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$2,097,211 · 74.7% of expenses

Management and office costs$673,499 · 24.0% of expenses

Fundraising$37,962 · 1.4% of expenses

See all reported dollar amounts

Revenue$2,427,758

Expenses$2,808,672

Assets$6,206,242

Income$2,442,103

Contributions$667,573

Mission work (program services)$2,097,211

Fundraising$37,962

Management and general$673,499

Accounting fees$25,016

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

TRISH KLAVERCEO · 50 hrs/week $183,490Base $173,492 · Other $9,998

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (13)

TRISH KLAVERCEO

DAN ARICKXCHIEF VOLUNTEER OFFICER

ELIZABETH WAHLDIRECTOR

FRANK NELSENDIRECTOR

KATY SELMIDIRECTOR

KRIS NOBLEDIRECTOR

MARTY BENSONTREASURER

MARY WHITEVICE CHIEF VOLUNTEER OFFICER

MATT BIRDSLEYDIRECTOR

SANDY CAVAZOSSECRETARY

SHANE BROWNDIRECTOR

TAD EVERETTDIRECTOR

TOM MYERSDIRECTOR

About this charity

Recognized since: January 1944
Location: 2505 AVENUE E, STERLING, IL 61081-9063
County: Whiteside
In care of: TRISH KLAVER
Primary officer: TRISH KLAVER, CEO

How to reach them

WebsiteVisit the charity’s website Phone(815) 535-9622

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: WIPFLI ADVISORY LLC
NTEE classification: Young Mens or Womens Associations (P27)
IRS tax category: Young Mens or Womens Associations