DUPAGE CREDIT UNION Charity Report

Public IRS 990 nonprofit record

DUPAGE CREDIT UNION

EIN 36-2499724 · Telecommunications (W50)

What they do

AS A COOPERATIVE, WE OFFER FINANCIAL PRODUCTS and SERVICES to ENHANCE THE ECONOMIC WELL-BEING of OUR MEMBERS NOW and INTO THE FUTURE.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $0.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders19 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$85.74spent for every $100 of revenueRevenue covered expenses this year.

85.53%of revenue went to management and office costs100.0% of expenses

$16.92in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $579,393 for ROBERTA KOZLOWICZ (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$37,877,320

Mission workProgram services0.00% of revenue0.0% of expenses

ManagementOffice and general costs$32,395,56885.53% of revenue100.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$5,481,75214.47% of revenueShown in gray on the chart

Total expenses$32,395,56885.53% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Money in and money out

Revenue$40,059,385

Expenses$34,348,067

Annual surplus $5,711,318 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Management and office costs$32,395,568 · 94.3% of expenses

See all reported dollar amounts

Revenue$40,059,385

Expenses$34,348,067

Assets$581,069,288

Income$40,151,064

Stocks and bonds$50,513,510

Accounting fees$75,893

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

ROBERTA KOZLOWICZPRESIDENT/CEO · 40 hrs/week $579,393Base $533,955 · Other $45,438

AMY BRANDTCHIEF EXPERIENCE OFFICER · 40 hrs/week $341,547Base $299,240 · Other $42,307

RYAN FISHERCHIEF FINANCIAL OFFICER · 40 hrs/week $325,286Base $288,359 · Other $36,927

JASON DEGARMOCHIEF LENDING OFFICER · 40 hrs/week $313,191Base $267,138 · Other $46,053

FRANK SPOSITOCHIEF INFORMATION OFFICER · 40 hrs/week $299,987Base $280,246 · Other $19,741

JAMES CHYLLOAVP OF RETAIL & COMPLIANCE · 40 hrs/week $228,242Base $185,119 · Other $43,123

DIANA HUGHESCONTROLLER · 40 hrs/week $223,528Base $206,277 · Other $17,251

RACHELLE MULCONREYAVP OF TECHNOLOGY · 40 hrs/week $216,377Base $202,659 · Other $13,718

MICHAEL BOROSAKSENIOR SYSTEMS AND NETWORK ADMINISTRATOR · 40 hrs/week $182,439Base $165,133 · Other $17,306

ASHLEE KLINEAVP MARKETING · 40 hrs/week $173,445Base $163,504 · Other $9,941

ALEX HEILDIRECTOR MARKETING · 40 hrs/week $171,924Base $155,760 · Other $16,164

HELEN ROMPASENIOR RESIDENTIAL LENDING UNDERWRITER · 40 hrs/week $156,650Base $151,838 · Other $4,812

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (19)

ROBERTA KOZLOWICZPRESIDENT/CEO

AMY BRANDTCHIEF EXPERIENCE OFFICER

RYAN FISHERCHIEF FINANCIAL OFFICER

JASON DEGARMOCHIEF LENDING OFFICER

FRANK SPOSITOCHIEF INFORMATION OFFICER

JAMES CHYLLOAVP OF RETAIL & COMPLIANCE

DIANA HUGHESCONTROLLER

RACHELLE MULCONREYAVP OF TECHNOLOGY

MICHAEL BOROSAKSENIOR SYSTEMS AND NETWORK ADMINISTRATOR

ASHLEE KLINEAVP MARKETING

ALEX HEILDIRECTOR MARKETING

HELEN ROMPASENIOR RESIDENTIAL LENDING UNDERWRITER

KAITLIN PLUCINSKIVICE CHAIRMAN OF THE BOARD

GARY SAAKEBOARD MEMBER

MICHAEL DZUGANBOARD SECRETARY

DENNIS ANDREBOARD MEMBER

DEBRA RAGUSACHAIRMAN OF THE BOARD

BRYAN JONESBOARD TREASURER

WILLIAM SHIELDSBOARD MEMBER

About this charity

Recognized since: January 1956
Location: 1515 Bond Street, Naperville, IL 605630112
County: DuPage
In care of: Ryan Fisher
Primary officer: Ryan Fisher, CFO

How to reach them

WebsiteVisit the charity’s website Phone(630) 428-3440

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
NTEE classification: Telecommunications (W50)
IRS tax category: Telecommunications