YELLOW RIBBON FUND INC Charity Report

Public IRS 990 nonprofit record

YELLOW RIBBON FUND INC

EIN 36-4567583 · Fund Raising & Fund Distribution - Philanthropy, Voluntarism, and Grantmaking (T12)

What they do

Offer Supplemental Assistance to Wounded, Ill and Injured American Service Members, Their Families, and Caregivers That Bridges The Gap Between Their Needs and Earned Benefits, Enabling Families to Stay Together During Critical Recuperation Phases.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $82.30 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders21 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

73.66%of revenue went to mission work82.3% of expenses · Program services

12.13%of revenue went to fundraising13.6% of expenses

$89.46spent for every $100 of revenueRevenue covered expenses this year.

3.67%of revenue went to management and office costs4.1% of expenses

$1.12in assets for every $1 spent this yearSome assets cannot be spent right away.

98.2%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $188,944 for GINA HARROW (EXECUTIVE DIRECTOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$2,950,952

Mission workProgram services$2,173,75673.66% of revenue82.3% of expenses

ManagementOffice and general costs$108,2503.67% of revenue4.1% of expenses

FundraisingAsking for donations$358,00312.13% of revenue13.6% of expenses

Revenue left after expensesReported annual surplus$310,94310.54% of revenueShown in gray on the chart

Total expenses$2,640,00989.46% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 82.3% mission · 4.1% management · 13.6% fundraisingTotal expenses: 89.46% of revenue

2024Expense mix: 85.0% mission · 4.9% management · 10.1% fundraisingTotal expenses: 104.50% of revenue

2023Expense mix: 89.7% mission · 2.6% management · 7.7% fundraisingTotal expenses: 91.89% of revenue

2022Expense mix: 90.0% mission · 3.1% management · 6.9% fundraisingTotal expenses: 95.13% of revenue

2021Expense mix: 86.9% mission · 4.4% management · 8.7% fundraisingTotal expenses: 75.58% of revenue

2020Expense mix: 88.4% mission · 3.9% management · 7.8% fundraisingTotal expenses: 93.35% of revenue

2019Expense mix: 81.3% mission · 5.8% management · 12.9% fundraisingTotal expenses: 83.16% of revenue

2018Expense mix: 86.7% mission · 4.4% management · 8.9% fundraisingTotal expenses: 89.44% of revenue

Money in and money out

Revenue$2,950,952

Expenses$2,640,009

Annual surplus $310,943 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$2,173,756 · 82.3% of expenses

Management and office costs$108,250 · 4.1% of expenses

Fundraising$358,003 · 13.6% of expenses

See all reported dollar amounts

Revenue$2,950,952

Expenses$2,640,009

Assets$2,962,439

Income$2,570,994

Contributions$2,897,852

Mission work (program services)$2,173,756

Fundraising$358,003

Management and general$108,250

Stocks and bonds$157,808

Accounting fees$37,982

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

GINA HARROWEXECUTIVE DIRECTOR · 40 hrs/week $188,944

ARIANA CARAGLIANOCHIEF ADVANCEMENT OFFICER · 40 hrs/week $173,803Base $132,113 · Other $41,690

DAVID W HEISERCHIEF FINANCIAL OFFICER · 40 hrs/week $62,500

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (21)

GINA HARROWEXECUTIVE DIRECTOR

ARIANA CARAGLIANOCHIEF ADVANCEMENT OFFICER

DAVID W HEISERCHIEF FINANCIAL OFFICER

JANELLE KINGBOARD MEMBER

WILLIAM J SCOTTCHAIRMAN EMERITUS

TRIPP SHREVESBOARD MEMBER

THOMAS LYNCHBOARD MEMBER

RYAN BERRYBOARD MEMBER

MICHAEL MORRISSECRETARY

LOUISE OBERRYBOARD MEMBER

LLOYD POLMATEERBOARD MEMBER

LISA SLATERBOARD MEMBER

KEVIN CHASEBOARD MEMBER

BEN HARROWBOARD MEMBER

ANATOLIO B CRUZVICE CHAIR

GARY BOWMANCHAIR

DILLON BEHRBOARD MEMBER

DERICK CARVERBOARD MEMBER

CHUCK ZINGLERBOARD MEMBER

CHRIS BOCKTREASURER

BRETT MCMAHONBOARD MEMBER

About this charity

Recognized since: January 2006
Location: PO Box 41048, Bethesda, MD 20824
County: Montgomery
In care of: Gina Harrow
Primary officer: Gina Harrow, Executive Director

How to reach them

WebsiteVisit the charity’s website EmailDonate@yellowribbonfund.org Phone(240) 223-1180 Officer phone(516) 318-8525

Filing and classification

Latest tax year: 2025
Tax period began: March 1, 2025
Return type: 990
NTEE classification: Fund Raising & Fund Distribution - Philanthropy, Voluntarism, and Grantmaking (T12)
IRS tax category: Fund Raising & Fund Distribution