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WESTERN ILLINOIS CREDIT UNION

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Public IRS 990 nonprofit record

WESTERN ILLINOIS CREDIT UNION

EIN 37-0817658

What they do

THE CREDIT UNION is A MEMBER OWNED FINANCIAL COOPERATIVE WITH THE COMMITMENT to EXCEL AT PROVIDING THE BEST PERSONAL FINANCIAL SERVICES WHILE MAXIMIZING ITS LONG-TERM STABILITY.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2022The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders14 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$126.25spent for every $100 of revenueSpending was higher than revenue this year.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $189,958 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $78,649 for CHRISTY FOSTER (VP OF LENDING). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2022

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$723,690
Expenses$913,648
Annual shortfall $189,958 Expenses were higher than revenue for this filing year.
See all reported dollar amounts
Revenue$723,690
Expenses$913,648
Stocks and bonds$2,699,632
People

Leadership and board

Tax year 2022

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
CHRISTY FOSTERVP OF LENDING · 40 hrs/week $78,649Base $67,350 · Other $11,299
CORIE DANIELSVP OF ACCOUNTING · 40 hrs/week $54,127Base $52,350 · Other $1,777
BRANDY WORLEYAVP LENDING AND OPERATIONS · 40 hrs/week $50,406Base $44,308 · Other $6,098

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (14)

CHRISTY FOSTERVP OF LENDING

CORIE DANIELSVP OF ACCOUNTING

BRANDY WORLEYAVP LENDING AND OPERATIONS

BONNIE TAYLORBOARD MEMBER

CATHY EARLYBOARD VICE CHAIR PERSON

JESSICA BUTCHERBOARD CHAIR PERSON

JULIE DEWEESBOARD MEMBER

KATHY WATERSBOARD TREASURER/ACTING PRESIDENT

LANA MARKHAMBOARD MEMBER

NICK PETITGOUTBOARD MEMBER

RACHEL SUTTONBOARD MEMBER

ROBIN WILTBOARD MEMBER

STERLING SADDLERBOARD MEMBER

TAMARA KLINEDINSTBOARD SECRETARY

About this charity

Location
200 E CHAMPAIGN AVENUE, RANTOUL, IL 61866
County
Champaign
In care of
SCOTT MCDONALD
Primary officer
SCOTT MCDONALD, CFO/EVP

How to reach them

Filing and classification

Latest tax year
2022
Tax period began
January 1, 2022
Return type
990
Tax preparer
GBQ PARTNERS LLC

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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