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CREDIT UNION CHARTERED IN THE STATE OF COMMUNITY CHOICE CREDIT UNION

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Public IRS 990 nonprofit record

CREDIT UNION CHARTERED IN THE STATE OF COMMUNITY CHOICE CREDIT UNION

EIN 38-0960035 · Mutual & Membership Benefit (Y)

What they do

COMMUNITY CHOICE CREDIT UNION is A MEMBER OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE COMMITTED to SERVING AS A TRUSTED ADVISOR to OUR MEMBERS. WE ARE DEDICATED to IMPROVING THE FINANCIAL LIVES of OUR MEMBERS and QUALITY of LIFE for THE COMMUNITIES WE SERVE IN MICHIGAN. WE RECOGNIZE FOUR MAIN CORE VALUES THAT WE STRIVE to DELIVER WITH EVERY EXPERIENCE: COMMITTED, CHARITABLE, CREDIBLE, and UNITED.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders25 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$94.73spent for every $100 of revenueRevenue covered expenses this year.
$15.60in assets for every $1 spent this yearSome assets cannot be spent right away.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,269,098 for ROBERT BAVA (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$124,802,335
Expenses$118,223,191
Annual surplus $6,579,144 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$124,802,335
Expenses$118,223,191
Assets$1,844,505,982
Income$124,933,965
Grants given$467,375
Average grant$58,422
Stocks and bonds$194,385,129
Accounting fees$160,148
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
ROBERT BAVACEO · 40 hrs/week $1,269,098Base $1,198,615 · Other $70,483
DANIEL MUNROCOO/EVP · 40 hrs/week $846,049Base $555,437 · Other $290,612
WENDI DIACONOWEALTH ADVISOR · 40 hrs/week $558,189Base $533,641 · Other $24,548
KELLI WISNER-FRANKCFO · 40 hrs/week $465,176Base $408,491 · Other $56,685
TERESA MAYERCLO · 40 hrs/week $414,531Base $407,133 · Other $7,398
DONNA BASHIVP BUSINESS DEVELOPMENT · 40 hrs/week $405,753Base $382,309 · Other $23,444
DONNA SIEJUTTCHRO · 40 hrs/week $383,389Base $333,410 · Other $49,979
BRENT LOWELLSR BUSINESS RELATIONSHIP MANAGER · 40 hrs/week $370,235Base $330,625 · Other $39,610
JENNIFER LYNN HURRENSVP CHIEF DIGITAL OFFICER · 40 hrs/week $353,740Base $330,094 · Other $23,646
ELIZABETH ANNE SPADAFORESR BUSINESS RELATIONSHIP MANAGER · 40 hrs/week $335,129Base $323,736 · Other $11,393
CARLINGTON BUCKNORVP TECHNOLOGY · 40 hrs/week $301,866Base $261,883 · Other $39,983
BRIAN WILSONVP RETAIL DELIVERY · 40 hrs/week $294,363Base $246,880 · Other $47,483

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (25)

ROBERT BAVACEO

DANIEL MUNROCOO/EVP

WENDI DIACONOWEALTH ADVISOR

KELLI WISNER-FRANKCFO

TERESA MAYERCLO

DONNA BASHIVP BUSINESS DEVELOPMENT

DONNA SIEJUTTCHRO

BRENT LOWELLSR BUSINESS RELATIONSHIP MANAGER

JENNIFER LYNN HURRENSVP CHIEF DIGITAL OFFICER

ELIZABETH ANNE SPADAFORESR BUSINESS RELATIONSHIP MANAGER

CARLINGTON BUCKNORVP TECHNOLOGY

BRIAN WILSONVP RETAIL DELIVERY

JEFFREY DUBEYVP RISK MANAGEMENT

JENNY LUDWIGSENVP MARKETING

BARBARA BABINGTONVP LENDING

FREDERICK MARSZALECBUSINESS RELATIONSHIP MANAGER

JASON CAINVP DIGITAL

MARY MIKODIRECTOR

MICHAEL FAHMYDIRECTOR

ONEATA BAILEYDIRECTOR

CHERYL MARKSDIRECTOR

KATHLEEN BONUTTITREASURER

THOMAS COOKSECRETARY

TIMOTHY CROSSONVICE CHAIRPERSON

TIMOTHY WELCERDIRECTOR

About this charity

Recognized since
January 1956
Location
31155 NORTHWESTERN HWAY, FARMINGTON HILLS, MI 48334-2502
County
Oakland
In care of
% VP OF OPERATIONS
Primary officer
KELLI WISNER-FRANK, CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
DOEREN MAYHEW
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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