VIBE CREDIT UNION Charity Report

Public IRS 990 nonprofit record

VIBE CREDIT UNION

EIN 38-1093900

What they do

to PROVIDE FINANCIAL SERVICES to MEMBER OWNERS WITH A COMMON BOND.

Before you give

Should I give to this charity?

Easy charity check

We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2017The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders14 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$93.44spent for every $100 of revenueRevenue covered expenses this year.

$23.86in assets for every $1 spent this yearSome assets cannot be spent right away.

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Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $529,102 for THOMAS REAGAN (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

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Money

Financial picture

Tax year 2017

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$23,738,462

Expenses$22,180,793

Annual surplus $1,557,669 Revenue was higher than expenses for this filing year.

See all reported dollar amounts

Revenue$23,738,462

Expenses$22,180,793

Assets$529,146,744

Accounting fees$47,161

People

Leadership and board

Tax year 2017

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

THOMAS REAGANPRESIDENT/CEO · 40 hrs/week $529,102Base $468,750 · Other $60,352

BRIAN G MCVEIGHCFO · 40 hrs/week $279,683Base $241,567 · Other $38,116

MARK WOLLSCHLAGERBUSINESS LOAN SPECIALIST · 40 hrs/week $188,785Base $157,774 · Other $31,011

CRAIG LARSONCLO · 40 hrs/week $171,804Base $144,375 · Other $27,429

RONALD LANGFORMER EVP/CFO · 40 hrs/week $159,960

TYLER ROSSCMO · 40 hrs/week $153,226Base $134,522 · Other $18,704

DERRICK BARBERCOO · 40 hrs/week $152,212Base $124,498 · Other $27,714

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (14)

THOMAS REAGANPRESIDENT/CEO

BRIAN G MCVEIGHCFO

MARK WOLLSCHLAGERBUSINESS LOAN SPECIALIST

CRAIG LARSONCLO

RONALD LANGFORMER EVP/CFO

TYLER ROSSCMO

DERRICK BARBERCOO

CHRISTA MURPHYDIRECTOR

DAVID COWLESCHAIRMAN

JOHN BARRETTTREASURER

JONATHAN SERRADIRECTOR

MICHAEL IVANICSDIRECTOR

STEPHEN WESTBROOKSVICE-CHAIRMAN

TERRY MCKINLEYSECRETARY

About this charity

Location: 44575 WEST 12 MILE ROAD, NOVI, MI 48377
County: Oakland
In care of: BRIAN MCVEIGH
Primary officer: BRIAN MCVEIGH, CHIEF FINANCIAL OFFICER

How to reach them

Phone(248) 735-9500

Filing and classification

Latest tax year: 2017
Tax period began: January 1, 2017
Return type: 990
Tax preparer: PLANTE & MORAN PLLC