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HONOR CREDIT UNION

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Public IRS 990 nonprofit record

HONOR CREDIT UNION

EIN 38-1231023 · Mutual & Membership Benefit (Y)

What they do

to PROVIDE FINANCIAL SERVICES to RESIDENTS of THE STATE of MICHIGAN.

Before you give

Are they doing good?

Easy charity check
Good signs so far

The public paperwork has several good signs. Now check whether the charity can show who it helped.

Here is the honest answer: A tax form shows money and paperwork. It cannot prove that people, animals, or the community were truly helped.

Good signs we looked for

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders19 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$87.16spent for every $100 of revenueRevenue covered expenses this year.
$15.29in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $801,759 for SCOTT MCFARLAND (CHIEF EXECUTIVE OFFICER). Compare pay with organizations of similar size and complexity.

Bottom line: Good paperwork is a good sign—not proof. The best answer comes when the charity can show what it changed, who it helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$127,936,925
Expenses$111,515,012
Annual surplus $16,421,913 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$127,936,925
Expenses$111,515,012
Assets$1,705,014,823
Income$150,815,335
Stocks and bonds$1,350,524
Accounting fees$291,932
Investing fees$128,819
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
SCOTT MCFARLANDCHIEF EXECUTIVE OFFICER · 40 hrs/week $801,759Base $741,008 · Other $60,751
HEATHER LUCIANICHIEF STRATEGY OFFICER · 40 hrs/week $377,305Base $342,559 · Other $34,746
KENT FIGYCHIEF LENDING OFFICER · 40 hrs/week $375,147Base $331,927 · Other $43,220
MEGAN HENDRIXCHIEF OPERATIONS OFFICER · 40 hrs/week $361,631Base $315,264 · Other $46,367
KATHERINE BERRYCHIEF PEOPLE OFFICER · 40 hrs/week $323,137Base $294,086 · Other $29,051
MATTHEW NORDBERGMORTGAGE LOAN OFFICER · 40 hrs/week $289,918Base $249,275 · Other $40,643
JENNIFER PATRICKVP OF MEMBER EXPERIENCE · 40 hrs/week $265,165Base $219,562 · Other $45,603
TONY MANDARINOVP OF BUSINESS SERVICES · 40 hrs/week $258,448Base $220,159 · Other $38,289
EDWARD FREEDVP OF INNOVATION TECHNOLOGY · 40 hrs/week $235,883Base $199,352 · Other $36,531
MARSHALLL WILLIAMSVP OF FINANCE · 40 hrs/week $233,027Base $211,663 · Other $21,364

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (19)

SCOTT MCFARLANDCHIEF EXECUTIVE OFFICER

HEATHER LUCIANICHIEF STRATEGY OFFICER

KENT FIGYCHIEF LENDING OFFICER

MEGAN HENDRIXCHIEF OPERATIONS OFFICER

KATHERINE BERRYCHIEF PEOPLE OFFICER

MATTHEW NORDBERGMORTGAGE LOAN OFFICER

JENNIFER PATRICKVP OF MEMBER EXPERIENCE

TONY MANDARINOVP OF BUSINESS SERVICES

EDWARD FREEDVP OF INNOVATION TECHNOLOGY

MARSHALLL WILLIAMSVP OF FINANCE

GREG VAUGHNDIRECTOR

MIMI ELWELLVICE CHAIR

PAIGE EAGONASSOCIATE DIRECTOR

RANDY ONEILDIRECTOR

RICHARD ATWELLSECRETARY

RON GRIESINGERTREASURER

CARRIE MUESSIGASSOCIATE DIRECTOR

STEPHEN SMITHDIRECTOR

BRIAN BROWNCHAIR

About this charity

Recognized since
January 1956
Location
8385 EDGEWOOD DRIVE, BERRIEN SPRINGS, MI 49103
County
Berrien
In care of
SCOTT MCFARLAND
Primary officer
SCOTT MCFARLAND, CEO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
PLANTE & MORAN PLLC
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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