CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
EIN 38-1350130 · Mutual & Membership Benefit (Y)
What they do
Highly Personalized Service, Easy to Understand, Financial Expertise Offering A Full Range of Financial Services and Products.
Should I give to this charity?
Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.
Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.
Basic facts we verified
IRS warning checkNo IRS revocation warning appears in this data.
Money report from 2024The charity has a recent tax report to read.
They explain their jobThe charity tells us what it is trying to do.
They name their leaders19 people are listed in the latest report.
You can reach themThey list contact information, so you can ask questions.
Money made simple
Ask these three easy questions
- Who did you help? Ask for a recent story or report that shows real results.
- What will my money do? Ask exactly what your gift will pay for.
- Is this really the charity? Give only through its official website or confirmed phone number.
Pay context: The highest compensation shown in this filing is $1,558,279 for BRAD SOVA (FINANCIAL CONSULTANT). Compare pay with organizations of similar size and complexity.
Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.
Financial picture
A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.
How each $100 of revenue was used
The large number compares each expense with revenue. The smaller number shows its share of total expenses.
Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.
Has the pattern changed?
Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.
Money in and money out
Reported spending amounts
Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.
See all reported dollar amounts
Leadership and board
Names, titles, time, and compensation below are reported by the organization on its Form 990.
People reported as paid
Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.
See everyone listed on the board or leadership roster (19)
BRAD SOVAFINANCIAL CONSULTANT
RYAN GOLDBERGCEO
JOHN FRIDAYFINANCIAL CONSULTANT
JACK BARRETTFLORIDA MARKET & CHIEF CL OFFICER
KERI BOYDCHIEF RETAIL SERVICE OFFICER
JOHN CHAPEL-PEARCHCFO
VINCE PITTIGLIOCIO
PATRICK MAHERPRESIDENT DFCU FINANCIAL PARTNERS
LOUIS PETRUCCOFINANCIAL CONSULTANT
BRIAN MELLFINANCIAL CONSULTANT
JAMES COWPERBOARD MEMBER CHAIRPERSON
DONALD TOMFORDBOARD SECRETARY
JOHN SINELLIBOARD MEMBER
KEITH MOSSBOARD MEMBER VICE CHAIR
CAMA CURETONBOARD MEMBER
MARGARET DIMONDBOARD MEMBER
MATT ELSEYBOARD TREASURER
SHIRLEY GHANNAMBOARD MEMBER
ANNETTA MAYBOARD MEMBER
About this charity
- Recognized since
- January 1956
- Location
- 400 TOWN CENTER DRIVE, DEARBORN, MI 48126-2753
- County
- Wayne
- In care of
- John Chapel-Pearch
- Primary officer
- John Chapel-Pearch, CFO
How to reach them
Filing and classification
- Latest tax year
- 2024
- Tax period began
- January 1, 2024
- Return type
- 990
- NTEE classification
- Mutual & Membership Benefit (Y)
- IRS tax category
- Mutual & Membership Benefit
- Grant-giving organization
- Yes