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PUBLIC SERVICE CREDIT UNION

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Public IRS 990 nonprofit record

PUBLIC SERVICE CREDIT UNION

EIN 38-1439781 · Mutual & Membership Benefit (Y)

What they do

to HELP OUR MEMBERS REACH THEIR FINANCIAL GOALS. WE ARE COMMITTED to PROVIDING EXCEPTIONAL SERVICES FROM KNOWLEDGABLE EMPLOYEES. AS A MEMBER of THE PSCU FAMILY, EVERYONE WILL BE TREATED WITH DIGNITY and RESPECT.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders15 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$92.76spent for every $100 of revenueRevenue covered expenses this year.
$14.20in assets for every $1 spent this yearSome assets cannot be spent right away.
7.2%of its money came from giftsOther money may come from services or investments.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $498,212 for DEAN J TRUDEAU (PRESIDENT/CEO, BOARD TREASURER). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$31,835,970
Expenses$29,530,611
Annual surplus $2,305,359 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$31,835,970
Expenses$29,530,611
Assets$419,478,532
Income$31,835,970
Contributions$2,289,320
Accounting fees$158,658
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
DEAN J TRUDEAUPRESIDENT/CEO, BOARD TREASURER · 40 hrs/week $498,212Base $457,521 · Other $40,691
ANGELO FANARASCIO/SVP OF ELECTRONIC SERVICES · 40 hrs/week $319,226Base $204,095 · Other $115,131
DONNA FOLLBAUMCOO/EVP OF BRANCH SERVICES · 40 hrs/week $262,330Base $215,156 · Other $47,174
MELISSA ESPINOZACFO/SVP OF SUPPORT · 40 hrs/week $252,895Base $238,628 · Other $14,267
ROBERT MERCIERCLO/SVP OF SALES & LENDING · 40 hrs/week $236,877Base $187,188 · Other $49,689
TANIS CAMPBELLVP OF RISK MANAGEMENT · 40 hrs/week $184,647Base $135,676 · Other $48,971
ASHLEY CARRVP OF PEOPLE & CULTURE · 40 hrs/week $182,655Base $139,498 · Other $43,157
DAMIKA CLARKVP OF BRANCH EXPERIENCE · 40 hrs/week $170,625Base $119,180 · Other $51,445
DAWN SEWARDAVP OF CONSUMER LENDING & COLLECTIONS · 40 hrs/week $149,366Base $112,907 · Other $36,459
BRIAN BUCZEKCOMMERCIAL RELATIONSHIP MANAGER · 40 hrs/week $148,882Base $131,161 · Other $17,721

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (15)

DEAN J TRUDEAUPRESIDENT/CEO, BOARD TREASURER

ANGELO FANARASCIO/SVP OF ELECTRONIC SERVICES

DONNA FOLLBAUMCOO/EVP OF BRANCH SERVICES

MELISSA ESPINOZACFO/SVP OF SUPPORT

ROBERT MERCIERCLO/SVP OF SALES & LENDING

TANIS CAMPBELLVP OF RISK MANAGEMENT

ASHLEY CARRVP OF PEOPLE & CULTURE

DAMIKA CLARKVP OF BRANCH EXPERIENCE

DAWN SEWARDAVP OF CONSUMER LENDING & COLLECTIONS

BRIAN BUCZEKCOMMERCIAL RELATIONSHIP MANAGER

CHARLIE LOWLERVICE CHAIRPERSON

DALE REAUMEDIRECTOR

EDWARD CAREYSECRETARY

FREDERICK MORGANCHAIRPERSON

JUANITA HENRYDIRECTOR

About this charity

Recognized since
January 1956
Location
7665 MERRIMAN RD, ROMULUS, MI 48174-1920
County
Wayne
In care of
DEAN J TRUDEAU
Primary officer
DEAN J TRUDEAU, PRESIDENT/CEO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
DOEREN MAYHEW
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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