ELGA CREDIT UNION Charity Report

Public IRS 990 nonprofit record

ELGA CREDIT UNION

EIN 38-1441242 · Mutual & Membership Benefit (Y)

What they do

PROVIDE FINANCIAL SERVICES and PRODUCTS to MEMBERS.

Before you give

Should I give to this charity?

Easy charity check

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Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders20 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$77.69spent for every $100 of revenueRevenue covered expenses this year.

$16.23in assets for every $1 spent this yearSome assets cannot be spent right away.

2.0%of its money came from giftsOther money may come from services or investments.

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Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,071,873 for TERRY KATZUR (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$123,097,040

Expenses$95,636,518

Annual surplus $27,460,522 Revenue was higher than expenses for this filing year.

See all reported dollar amounts

Revenue$123,097,040

Expenses$95,636,518

Assets$1,552,368,811

Income$123,261,006

Contributions$2,478,839

Grants given$1,778,468

Average grant$592,823

Stocks and bonds$157,470,295

Accounting fees$156,247

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

TERRY KATZURCEO · 40 hrs/week $1,071,873Base $1,033,087 · Other $38,786

DAVID BRANDTEVP · 40 hrs/week $412,057Base $365,771 · Other $46,286

KATHLEEN SMITHVP OF BRANCH EXPERIENCE · 40 hrs/week $263,920Base $226,396 · Other $37,524

ZACHARY EYCHANERVP OF DIGITAL EXPERIENCE · 40 hrs/week $260,081Base $232,913 · Other $27,168

MALLORY HAZARDVP OF CONSUMER LENDING · 40 hrs/week $226,887Base $188,415 · Other $38,472

BRYAN RANDALLCIO · 40 hrs/week $224,541Base $185,753 · Other $38,788

CHADD OBRIENCORPORATE COUNSEL · 40 hrs/week $212,422Base $187,925 · Other $24,497

ROBERT CLONTZBRANCH MANAGER · 40 hrs/week $184,411Base $150,287 · Other $34,124

AMY ZIMMERDIRECTOR OF MORTGAGE LENDING · 40 hrs/week $179,438Base $167,105 · Other $12,333

DOUGLAS CHAMPAGNECREDIT SOLUTIONS MANAGER · 40 hrs/week $178,741Base $150,784 · Other $27,957

REBECCA JONESDIGITAL EXPERIENCE MANAGER · 40 hrs/week $162,410Base $148,790 · Other $13,620

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (20)

TERRY KATZURCEO

DAVID BRANDTEVP

KATHLEEN SMITHVP OF BRANCH EXPERIENCE

ZACHARY EYCHANERVP OF DIGITAL EXPERIENCE

MALLORY HAZARDVP OF CONSUMER LENDING

BRYAN RANDALLCIO

CHADD OBRIENCORPORATE COUNSEL

ROBERT CLONTZBRANCH MANAGER

AMY ZIMMERDIRECTOR OF MORTGAGE LENDING

DOUGLAS CHAMPAGNECREDIT SOLUTIONS MANAGER

REBECCA JONESDIGITAL EXPERIENCE MANAGER

CHRISTOPHER GOETZBOARD MEMBER

DIANA CURRIERBOARD TREASURER

GLENN WILSONSUPERVISORY COMMITTEE MEMBER

HAROLD MOTTBOARD CHAIRPERSON

JOSEPH BORISBOARD VICE CHAIRPERSON

KEVIN KEANEBOARD MEMBER

RODERICK SLAUGHTERBOARD MEMBER

RUTHY QUARLESSUPERVISORY COMMITTEE CHAIR

SHEVEZE ANDERSONBOARD SECRETARY

About this charity

Recognized since: January 1956
Location: 6065 GRAND POINTE BLVD, GRAND BLANC, MI 48439
County: Genesee
In care of: TERRY KATZUR
Primary officer: TERRY KATZUR, CEO

How to reach them

WebsiteVisit the charity’s website Phone(810) 715-3542

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
Tax preparer: DOEREN MAYHEW
NTEE classification: Mutual & Membership Benefit (Y)
IRS tax category: Mutual & Membership Benefit
Grant-giving organization: Yes