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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

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Public IRS 990 nonprofit record

CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1464920 · Mutual & Membership Benefit (Y)

What they do

FINANCIAL SERVICES. THE UNIVERSITY of MICHIGAN CREDIT UNION is A FINANCIAL INSTITUTION CHARTERED IN THE STATE of MICHIGAN. THE CREDIT UNION PROVIDES A WIDE RANGE of FINANCIAL SERVICES to THE MEMBER/OWNERS AT A REASONABLE COST.

Before you give

Should I give to this charity?

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We do not have enough spending detail

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Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders21 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$90.95spent for every $100 of revenueRevenue covered expenses this year.
$18.25in assets for every $1 spent this yearSome assets cannot be spent right away.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,471,971 for TIFFANY FORD (CEO). Compare pay with organizations of similar size and complexity.

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Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$84,989,667
Expenses$77,297,519
Annual surplus $7,692,148 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$84,989,667
Expenses$77,297,519
Assets$1,410,845,896
Income$84,999,787
Stocks and bonds$38,236,405
Accounting fees$215,097
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
TIFFANY FORDCEO · 40 hrs/week $1,471,971Base $1,452,971 · Other $19,000
DONNA DICKERSON DOLEMANCHIEF MARKETING OFFICER · 40 hrs/week $392,364Base $344,109 · Other $48,255
MARCUS ENGLISHCHIEF OPERATIONS OFFICER · 40 hrs/week $384,848Base $347,331 · Other $37,517
DEANNE RAMOSCHIEF FINANCIAL OFFICER · 40 hrs/week $382,984Base $345,467 · Other $37,517
PATRICIA KEENECHIEF HUMAN RESOURCES OFFICER · 40 hrs/week $306,195Base $284,848 · Other $21,347
XIANG WUCHIEF TECHNOLOGY OFFICER · 40 hrs/week $298,056Base $265,486 · Other $32,570
TINA HAMILTONCHIEF LENDING OFFICER · 40 hrs/week $298,034Base $273,127 · Other $24,907
MINAL KAMATVP OF BRANCH OPERATIONS · 40 hrs/week $232,037Base $196,743 · Other $35,294
ERICA BOTKAVP OF TALENT · 40 hrs/week $218,699Base $203,515 · Other $15,184
RASHMI HURSTAVP OF BRAND AND MARKETING · 40 hrs/week $207,047Base $175,027 · Other $32,020
BRITTANY ZIELINSKIVP OF BRANCH OPERATIONS · 40 hrs/week $197,676Base $178,298 · Other $19,378
JOSEPH LOUIS-FERDINANDIT MANAGER · 40 hrs/week $190,729Base $161,550 · Other $29,179

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (21)

TIFFANY FORDCEO

DONNA DICKERSON DOLEMANCHIEF MARKETING OFFICER

MARCUS ENGLISHCHIEF OPERATIONS OFFICER

DEANNE RAMOSCHIEF FINANCIAL OFFICER

PATRICIA KEENECHIEF HUMAN RESOURCES OFFICER

XIANG WUCHIEF TECHNOLOGY OFFICER

TINA HAMILTONCHIEF LENDING OFFICER

MINAL KAMATVP OF BRANCH OPERATIONS

ERICA BOTKAVP OF TALENT

RASHMI HURSTAVP OF BRAND AND MARKETING

BRITTANY ZIELINSKIVP OF BRANCH OPERATIONS

JOSEPH LOUIS-FERDINANDIT MANAGER

LUKELAND GENTLESVICE CHAIRPERSON

VICTORIA BENNETTTREASURER

QUINTA VREEDEDIRECTOR

MARY KRASNYDIRECTOR

KAREN PARKERSECRETARY

JAMES MIDDLEMASDIRECTOR

FRANK CIANCIOLADIRECTOR

EARL BELLCHAIRPERSON

BENJIE JOHNSONDIRECTOR

About this charity

Recognized since
January 1956
Location
340 E HURON ST STE 100, ANN ARBOR, MI 48104-1946
County
Washtenaw
In care of
DEANNE RAMOS
Primary officer
DEANNE RAMOS, CHIEF FINANCIAL OFFICER

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990
Tax preparer
DOEREN MAYHEW
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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