WANIGAS CREDIT UNION Charity Report

Public IRS 990 nonprofit record

WANIGAS CREDIT UNION

EIN 38-1515480

What they do

A MEMBER-OWNED FINANCIAL COOPERATIVE DEDICATED to PROVIDING A FULL RANGE of QUALITY FINANCIAL PRODUCTS and SERVICES THAT MEET THE EVER-CHANGING NEEDS of OUR MEMBERSHIP.

Before you give

Should I give to this charity?

Easy charity check

We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2021The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders13 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$78.57spent for every $100 of revenueRevenue covered expenses this year.

$28.91in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $434,466 for BERNARD D WILLIAMS (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2021

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$18,275,533

Expenses$14,359,526

Annual surplus $3,916,007 Revenue was higher than expenses for this filing year.

See all reported dollar amounts

Revenue$18,275,533

Expenses$14,359,526

Assets$415,190,693

People

Leadership and board

Tax year 2021

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

BERNARD D WILLIAMSCEO · 40 hrs/week $434,466Base $393,637 · Other $40,829

TAMMY A OLEARYDIRECTOR OF LENDING · 40 hrs/week $323,300Base $305,866 · Other $17,434

LISA SHOEMAKERMORTGAGE OPERATIONS MANAGE · 40 hrs/week $192,511Base $163,750 · Other $28,761

JEANINE MILNEDIRECTOR OF IT · 40 hrs/week $164,333Base $140,705 · Other $23,628

JAY JULIUS PEITSCH SRCFO · 40 hrs/week $74,373Base $66,435 · Other $7,938

SHARON BURNSCFO · 40 hrs/week $60,167Base $57,701 · Other $2,466

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (13)

BERNARD D WILLIAMSCEO

TAMMY A OLEARYDIRECTOR OF LENDING

LISA SHOEMAKERMORTGAGE OPERATIONS MANAGE

JEANINE MILNEDIRECTOR OF IT

JAY JULIUS PEITSCH SRCFO

SHARON BURNSCFO

GERALD LITTLEDIRECTOR

GUS ALEXANDERTREASURER

JALYNN HOPKINSSECRETARY

LISA WILSONVICE CHAIRPERSON

MICHAEL BALLSCHAIRPERSON

PATRICIA MCCULLEYDIRECTOR

SHELDON MATTHEWSDIRECTOR

About this charity

Location: 1837 BAGLEY ST, SAGINAW, MI 48601
County: Saginaw
In care of: BERNARD D WILLIAMS
Primary officer: BERNARD D WILLIAMS, CHIEF EXECUTIVE OFFICER

How to reach them

WebsiteVisit the charity’s website Emailinfo@myfpcu.comFax Phone(989) 799-9800

Filing and classification

Latest tax year: 2021
Tax period began: January 1, 2021
Return type: 990
Tax preparer: DOEREN MAYHEW