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ZEAL CREDIT UNION

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Public IRS 990 nonprofit record

ZEAL CREDIT UNION

EIN 38-1569911 · Mutual & Membership Benefit (Y)

What they do

FINANCIAL COOPERATIVE ORGANIZED to PROVIDE MEMBERS WITH AFFORDABLE FINANCIAL SERVICES & PRODUCTS.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders16 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$60.02spent for every $100 of revenueRevenue covered expenses this year.
$23.93in assets for every $1 spent this yearSome assets cannot be spent right away.
1.3%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $763,338 for JULIE KREINBRING (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$57,308,175
Expenses$34,394,015
Annual surplus $22,914,160 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$57,308,175
Expenses$34,394,015
Assets$822,949,279
Income$57,308,175
Contributions$748,853
Grants given$14,634
Average grant$14,634
Stocks and bonds$93,002,319
Accounting fees$138,383
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
JULIE KREINBRINGPRESIDENT/CEO · 40 hrs/week $763,338Base $573,322 · Other $190,016
SANDRA SELEWSKICHIEF OPERATIONS OFFICER · 40 hrs/week $474,140Base $195,960 · Other $278,180
RONALD BOEHNLEINCFO · 40 hrs/week $352,580Base $309,171 · Other $43,409
MICHAEL CONNOLLYCHIEF TECHNOLOGY OFFICER · 40 hrs/week $230,755Base $195,192 · Other $35,563
COLLEEN CHAPMANVP MEMBER EXPERIENCE · 40 hrs/week $184,509Base $151,272 · Other $33,237
DORI HAWKINS-FREELAINVP ACCOUNTING · 40 hrs/week $147,853Base $130,966 · Other $16,887
EDWARD PRIEBEINFORMATION SECURITY OFFIC · 40 hrs/week $120,359Base $110,438 · Other $9,921

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (16)

JULIE KREINBRINGPRESIDENT/CEO

SANDRA SELEWSKICHIEF OPERATIONS OFFICER

RONALD BOEHNLEINCFO

MICHAEL CONNOLLYCHIEF TECHNOLOGY OFFICER

COLLEEN CHAPMANVP MEMBER EXPERIENCE

DORI HAWKINS-FREELAINVP ACCOUNTING

EDWARD PRIEBEINFORMATION SECURITY OFFIC

DAVID ADAMS JRDIRECTOR

DAVID L KISICSECRETARY

KAREN RAWLSTREASURER

KATHY RICHARDSONDIRECTOR

MICHAEL A OHEHIRCHAIRPERSON

PAUL MESSIMERVICE CHAIRPERSON

SAMUEL R PALISEDIRECTOR

SHARON WRIGHTDIRECTOR

SUSAN LESLIEDIRECTOR

About this charity

Recognized since
January 1956
Location
17250 NEWBURGH RD, LIVONIA, MI 48152
County
Wayne
In care of
SANDRA SELEWSKI
Primary officer
SANDRA SELEWSKI, COO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
DOEREN MAYHEW
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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