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FREESTAR FINANCIAL CREDIT UNION

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Public IRS 990 nonprofit record

FREESTAR FINANCIAL CREDIT UNION

EIN 38-1582963 · Mutual & Membership Benefit (Y)

What they do

to POSITIVELY IMPACT THE LIVES of OUR MEMBERS, TEAM MEMBERS, and COMMUNITY THROUGH MEANINGFUL CONNECTIONS and PROGRESSIVE FINANCIAL SOLUTIONS.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders15 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$91.90spent for every $100 of revenueRevenue covered expenses this year.
$19.18in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $568,176 for DREMA ISAAC (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$18,583,911
Expenses$17,078,451
Annual surplus $1,505,460 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$18,583,911
Expenses$17,078,451
Assets$327,543,553
Income$18,583,911
Stocks and bonds$57,590,110
Accounting fees$94,479
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
DREMA ISAACPRESIDENT/CEO · 40 hrs/week $568,176Base $401,463 · Other $166,713
JENNIFER MARTINESCHIEF GROWTH OFFICER · 40 hrs/week $205,758Base $195,456 · Other $10,302
TIMOTHY STRENKCHIEF INFORMATION OFFICER · 40 hrs/week $192,899Base $163,431 · Other $29,468
ANNE LESTERVP BRANCH OPERATIONS · 40 hrs/week $153,574Base $138,840 · Other $14,734
VICTORIA MCINTOSHVP OF COMMUITY AFFAIRS · 40 hrs/week $128,747Base $115,579 · Other $13,168
BEVERLY MURRELLAVP OF REPAYMENT SOLUTIONS · 40 hrs/week $128,511Base $101,602 · Other $26,909
ABIGAIL WARDCFO · 40 hrs/week $50,626Base $44,301 · Other $6,325

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (15)

DREMA ISAACPRESIDENT/CEO

JENNIFER MARTINESCHIEF GROWTH OFFICER

TIMOTHY STRENKCHIEF INFORMATION OFFICER

ANNE LESTERVP BRANCH OPERATIONS

VICTORIA MCINTOSHVP OF COMMUITY AFFAIRS

BEVERLY MURRELLAVP OF REPAYMENT SOLUTIONS

ABIGAIL WARDCFO

ASHLEY CIAMILLOBOARD DIRECTOR

BRIAN EISBRENNERASSOCIATE BOARD DIRECTOR

CATHERINE PATYIBOARD TREASURER

CHARLES LARSENBOARD VICE CHAIRPERSON

GAIL MAZZONEBOARD DIRECTOR

JEFFREY BRUSSBOARD SECRETARY

MARC ALEXANDERBOARD DIRECTOR

RAYMOND W WHITE JRBOARD CHAIRPERSON

About this charity

Recognized since
January 1956
Location
PO BOX 2800, MOUNT CLEMENS, MI 48046-2800
County
Macomb
In care of
% CRYSTAL GRACZ
Primary officer
DREMA ISAAC, PRESIDENT/CEO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
DOEREN MAYHEW
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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