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MICHIGAN CATASTROPHIC CLAIMS ASSOCIATION

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Public IRS 990 nonprofit record

MICHIGAN CATASTROPHIC CLAIMS ASSOCIATION

EIN 38-2227794 · Professional Athletic Leagues (N80)

What they do

REVIEW of PERSONAL INJURY PROTECTION CLAIMS REPORTED BY MEMBERS and INDEMNIFICATION of ULTIMATE MEMBER LOSS UNDER STATUTORY REQUIRED PERSONAL PROTECTION INSURANCE COVERAGES.

Before you give

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Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders15 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$119.26spent for every $100 of revenueSpending was higher than revenue this year.
$12.18in assets for every $1 spent this yearSome assets cannot be spent right away.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $308,138,640 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $529,259 for JOSEPH ERHARDT (ASSISTANT EXECUTIVE DIRECTOR). Compare pay with organizations of similar size and complexity.

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Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$1,599,542,481
Expenses$1,907,681,121
Annual shortfall $308,138,640 Expenses were higher than revenue for this filing year.
See all reported dollar amounts
Revenue$1,599,542,481
Expenses$1,907,681,121
Assets$23,236,293,140
Income$2,972,391,446
Stocks and bonds$19,604,750,521
Accounting fees$729,820
Investing fees$21,105,413
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
JOSEPH ERHARDTASSISTANT EXECUTIVE DIRECTOR · 40 hrs/week $529,259Base $496,789 · Other $32,470
KATHRYN MILLERGENERAL COUNSEL · 40 hrs/week $466,344Base $417,588 · Other $48,756
BRANDON PACHCONTROLLER · 40 hrs/week $319,234Base $174,568 · Other $144,666
WILLIAM MANGOLD IIIINFORMATION SYSTEMS MGR. · 40 hrs/week $292,323Base $244,098 · Other $48,225
LAURA KOCOTCLAIMS MANAGER · 40 hrs/week $256,600Base $212,099 · Other $44,501
WENDY HORBALCLAIMS MANAGER · 40 hrs/week $254,051Base $212,855 · Other $41,196
JAMES D LUNSTEDFORMER CONTROLLER $151,777
KIMBERLY BEZYEXECUTIVE DIRECTOR · 40 hrs/week $104,701Base $54,434 · Other $50,267

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (15)

JOSEPH ERHARDTASSISTANT EXECUTIVE DIRECTOR

KATHRYN MILLERGENERAL COUNSEL

BRANDON PACHCONTROLLER

WILLIAM MANGOLD IIIINFORMATION SYSTEMS MGR.

LAURA KOCOTCLAIMS MANAGER

WENDY HORBALCLAIMS MANAGER

JAMES D LUNSTEDFORMER CONTROLLER

KIMBERLY BEZYEXECUTIVE DIRECTOR

AMY MASSDIRECTOR

ERIN FOGARTYDIRECTOR - PART YEAR

ERIN WINTERSDIRECTOR

JOHN PARSONSDIRECTOR & VICE CHAIR

MIKE WYKESDIRECTOR

ROGER ODLEDIRECTOR & CHAIR

TED REINBOLDDIRECTOR & CHAIR - PART YEAR

About this charity

Recognized since
January 1979
Location
17177 LAUREL PARK DRIVE NORTH, LIVONIA, MI 48152-2693
County
Wayne
In care of
% JAMES D LUNSTED
Primary officer
BRANDON PACH, CONTROLLER

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
July 1, 2024
Return type
990
Tax preparer
PLANTE & MORAN PLLC
NTEE classification
Professional Athletic Leagues (N80)
IRS tax category
Professional Athletic Leagues

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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