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AMERICAN 1 CREDIT UNION

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Public IRS 990 nonprofit record

AMERICAN 1 CREDIT UNION

EIN 38-2323689 · Mutual & Membership Benefit (Y)

What they do

THE MISSION of AMERICAN 1 CREDIT UNION is to CREATE FINANCIAL WELLNESS IN OUR COMMUNITIES THROUGH PERSONAL EVERYDAY BANKING.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders16 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$91.99spent for every $100 of revenueRevenue covered expenses this year.
$10.82in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $960,912 for MARTHA FUERSTENAU (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$66,378,767
Expenses$61,060,731
Annual surplus $5,318,036 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$66,378,767
Expenses$61,060,731
Assets$660,897,035
Income$66,378,767
Accounting fees$68,732
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
MARTHA FUERSTENAUPRESIDENT/CEO · 40 hrs/week $960,912Base $861,295 · Other $99,617
KRISTINA EDGAREXECUTIVE VICE PRESIDENT/COO · 40 hrs/week $283,246Base $256,308 · Other $26,938
SARAH MILLERCHIEF FINANCIAL OFFICER · 40 hrs/week $256,731Base $224,463 · Other $32,268
CAROLYN DUNCANCHIEF MEMBER EXPERIENCE OFFICER · 40 hrs/week $218,443Base $197,059 · Other $21,384
NICOLE PATRICKVP OF INFORMATION SECURITY & TECHNOLOGY · 40 hrs/week $186,836Base $160,701 · Other $26,135
KELEIGH BALLINGERVP OF BRANCH OPERATIONS · 40 hrs/week $163,613Base $131,427 · Other $32,186
KELLY GRYGIELVP OF COMMUNICATIONS · 40 hrs/week $161,211Base $137,432 · Other $23,779
TONIA WHITECHIEF EXPERIENCE OFFICER · 40 hrs/week $150,089Base $124,170 · Other $25,919
DAVID PUCKETTFORMER PRESIDENT/CEO $147,796

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (16)

MARTHA FUERSTENAUPRESIDENT/CEO

KRISTINA EDGAREXECUTIVE VICE PRESIDENT/COO

SARAH MILLERCHIEF FINANCIAL OFFICER

CAROLYN DUNCANCHIEF MEMBER EXPERIENCE OFFICER

NICOLE PATRICKVP OF INFORMATION SECURITY & TECHNOLOGY

KELEIGH BALLINGERVP OF BRANCH OPERATIONS

KELLY GRYGIELVP OF COMMUNICATIONS

TONIA WHITECHIEF EXPERIENCE OFFICER

DAVID PUCKETTFORMER PRESIDENT/CEO

ANGELLA ARNOLDBOARD SECRETARY

CHERL SCHANTZBOARD MEMBER

FRANCIS WEATHERSBOARD VICE-CHAIR

JULIE ALEXANDERBOARD TREASURER

LINDA SCHAUBBOARD MEMBER

PHILIP HOFFMANBOARD CHAIR

TIMOTHY HERNANDEZBOARD MEMBER

About this charity

Recognized since
January 1956
Location
718 EAST MICHIGAN AVENUE, JACKSON, MI 49201
County
Jackson
In care of
MARTHA FUERSTENAU
Primary officer
MARTHA FUERSTENAU, PRESIDENT/CEO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
FORVIS MAZARS LLP
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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