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MICHIGAN UFCW UNIONS & EMPLOYERS JOINT PREPAID LEGAL SERVICES FUND

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Public IRS 990 nonprofit record

MICHIGAN UFCW UNIONS & EMPLOYERS JOINT PREPAID LEGAL SERVICES FUND

EIN 38-3136636 · Mutual & Membership Benefit (Y)

What they do

to PROVIDE LEGAL BENEFIT SERVICES to ELIGIBLE PARTICIPANTS.

Before you give

Should I give to this charity?

Easy charity check
Look at where the money went

Of every $100 spent, about $72.20 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders9 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

68.53%of revenue went to mission work72.2% of expenses · Program services
$118.68spent for every $100 of revenueSpending was higher than revenue this year.
26.34%of revenue went to management and office costs27.8% of expenses
$2.10in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $59,955 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $32,338 for DANIEL PEDERSEN (UNION TRUSTEE & CHAIRMAN). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$331,524
Mission workProgram services$227,19268.53% of revenue72.2% of expenses
ManagementOffice and general costs$87,33426.34% of revenue27.8% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Revenue left after expensesReported annual surplus$16,9985.13% of revenueShown in gray on the chart
Total expenses$314,52694.87% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails
2022CurrentExpense mix: 72.2% mission · 27.8% management · 0.0% fundraisingTotal expenses: 94.87% of revenue
2021Expense mix: 79.3% mission · 20.7% management · 0.0% fundraisingTotal expenses: 62.96% of revenue
2020Expense mix: 78.8% mission · 21.2% management · 0.0% fundraisingTotal expenses: 101.37% of revenue
2019Expense mix: 81.8% mission · 18.2% management · 0.0% fundraisingTotal expenses: 92.89% of revenue
2018Expense mix: 79.2% mission · 20.8% management · 0.0% fundraisingTotal expenses: 86.45% of revenue
2017Expense mix: 81.5% mission · 18.5% management · 0.0% fundraisingTotal expenses: 81.70% of revenue

Money in and money out

Revenue$321,032
Expenses$380,987
Annual shortfall $59,955 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$227,192 · 59.6% of expenses
Management and office costs$87,334 · 22.9% of expenses
See all reported dollar amounts
Revenue$321,032
Expenses$380,987
Assets$800,711
Income$387,948
Mission work (program services)$227,192
Stocks and bonds$662,802
Accounting fees$24,105
Investing fees$7,501
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
DANIEL PEDERSENUNION TRUSTEE & CHAIRMAN · 2 hrs/week $32,338Base · Other $32,338
STEPHANIE VILLALPANDOUNION TRUSTEE · 1 hrs/week $13,224Base · Other $13,224

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (9)

DANIEL PEDERSENUNION TRUSTEE & CHAIRMAN

STEPHANIE VILLALPANDOUNION TRUSTEE

DAWN MCCLANAHANALTERNATIVE UNION TRUSTEE

JESSICA OFFENBACHEREMPLOYEE TRUSTEE

KIMBERLY WELCH-HARLANEMPLOYER TRUSTEE

MARGARITTE THOMASUNION TRUSTEE

NATE CLARKALTERNATE UNION TRUSTEE

RYLAN NORRISALTERNATIVE EMPLOYER TRUST

STEVE YANCEYEMPLOYER TRUSTEE & SECRETARY

About this charity

Recognized since
January 1994
Location
7250 POE AVE STE 300, DAYTON, OH 45414-2645
County
Montgomery
In care of
% ED LIVELY
Primary officer
DANIEL PEDERSEN, CHAIR

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
April 1, 2024
Return type
990
Tax preparer
SIKICH LLC
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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