NATIONAL CREDIT UNION FOUNDATION Charity Report

Public IRS 990 nonprofit record

NATIONAL CREDIT UNION FOUNDATION

EIN 39-1383650 · Public & Societal Benefit (W1261)

What they do

THE NATIONAL CREDIT UNION FOUNDATION ENVISIONS A WORLD WHERE EVERYONE CAN ACHIEVE FINANCIAL WELL-BEING. WE EXIST to IMPROVE FINANCIAL WELL-BEING WITH and THROUGH CREDIT UNIONS. WE DO THIS THROUGH TWO STRATEGIC PRIORITIES. FIRST, WE INSPIRE and EDUCATE CREDIT UNION PROFESSIONALS ABOUT FINANCIAL WELL-BEING and THE CREDIT UNION MISSION. SECOND, WE HELP CREDIT UNIONS MAKE MORE IMPACT and IMPROVE THE FINANCIAL WELL-BEING of THEIR MEMBERS and COMMUNITIES. PUT ANOTHER WAY, WE WORK to INNOVATE and OPERATIONALIZE FINANCIAL WELL-BEING.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $58.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders26 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

51.11%of revenue went to mission work58.0% of expenses · Program services

11.28%of revenue went to fundraising12.8% of expenses

$88.05spent for every $100 of revenueRevenue covered expenses this year.

25.66%of revenue went to management and office costs29.1% of expenses

$3.34in assets for every $1 spent this yearSome assets cannot be spent right away.

76.6%of its money came from giftsOther money may come from services or investments.

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Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $482,443 for LAUREN E CULP (EXECUTIVE DIRECTOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$5,487,162

Mission workProgram services$2,804,23151.11% of revenue58.0% of expenses

ManagementOffice and general costs$1,408,27425.66% of revenue29.1% of expenses

FundraisingAsking for donations$618,83011.28% of revenue12.8% of expenses

Revenue left after expensesReported annual surplus$655,82711.95% of revenueShown in gray on the chart

Total expenses$4,831,33588.05% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 58.0% mission · 29.1% management · 12.8% fundraisingTotal expenses: 88.05% of revenue

2024Expense mix: 64.2% mission · 26.5% management · 9.3% fundraisingTotal expenses: 109.51% of revenue

2023Expense mix: 63.1% mission · 27.8% management · 9.1% fundraisingTotal expenses: 74.90% of revenue

2022Expense mix: 69.7% mission · 23.5% management · 6.8% fundraisingTotal expenses: 67.76% of revenue

2021Expense mix: 62.2% mission · 29.9% management · 7.9% fundraisingTotal expenses: 59.41% of revenue

2020Expense mix: 65.8% mission · 25.8% management · 8.4% fundraisingTotal expenses: 86.39% of revenue

2019Expense mix: 65.7% mission · 25.5% management · 8.8% fundraisingTotal expenses: 82.88% of revenue

2018Expense mix: 70.9% mission · 22.0% management · 7.1% fundraisingTotal expenses: 86.47% of revenue

Money in and money out

Revenue$5,487,162

Expenses$4,831,335

Annual surplus $655,827 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$2,804,231 · 58.0% of expenses

Management and office costs$1,408,274 · 29.1% of expenses

Fundraising$618,830 · 12.8% of expenses

See all reported dollar amounts

Revenue$5,487,162

Expenses$4,831,335

Assets$16,117,483

Income$10,132,347

Contributions$4,200,850

Mission work (program services)$2,804,231

Fundraising$618,830

Grants given$6,518,043

Average grant$37,246

Management and general$1,408,274

Executive compensation (total)$888,961

Stocks and bonds$6,130,893

Accounting fees$23,962

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

LAUREN E CULPEXECUTIVE DIRECTOR · 40 hrs/week $482,443Base $438,172 · Other $44,271

ANDRE T PARRAWAYCHIEF FINANCIAL & OPERATIONS OFFICER · 40 hrs/week $364,743Base $341,931 · Other $22,812

DANIELLE BROWNCHIEF ENGAGEMENT DIRECTOR · 40 hrs/week $315,245Base $282,565 · Other $32,680

CHRISTOPHER MORRISPROGRAM DIRECTOR, DE · 40 hrs/week $209,932Base $180,957 · Other $28,975

JENNI SPETHDIRECTOR, ENGAGEMENT · 40 hrs/week $154,340Base $125,667 · Other $28,673

CHRISTINE HICKEYFINANCIAL HEALTH PROGRAM SR MANAGER · 40 hrs/week $135,086Base $114,118 · Other $20,968

MARGARET RUSSELL SR MANAGERUSER EXPERIENCE & PROJECTS · 40 hrs/week $125,943Base $115,606 · Other $10,337

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (26)

LAUREN E CULPEXECUTIVE DIRECTOR

ANDRE T PARRAWAYCHIEF FINANCIAL & OPERATIONS OFFICER

DANIELLE BROWNCHIEF ENGAGEMENT DIRECTOR

CHRISTOPHER MORRISPROGRAM DIRECTOR, DE

JENNI SPETHDIRECTOR, ENGAGEMENT

CHRISTINE HICKEYFINANCIAL HEALTH PROGRAM SR MANAGER

MARGARET RUSSELL SR MANAGERUSER EXPERIENCE & PROJECTS

SCOTT SIMPSONPRESIDENT (AS OF 11/2025)

ROBERT CASHMANTREASURER

PAUL BARBATODIRECTOR

MELANIE KENNEDYDIRECTOR

LAUREN WHALEYDIRECTOR

KYLE MARKLANDDIRECTOR

JUAN FERNANDEZDIRECTOR

JOHN SACKETTCHAIR

JIM NUSSLEPRESIDENT (TERM 11/2025)

JENNY VIPPERMANVICE CHAIR

GREG GALLANTDIRECTOR

DEBBIE SMITHDIRECTOR

DEAN YOUNGDIRECTOR

DAVID BIRKYDIRECTOR

CREIGHTON BLACKWELLDIRECTOR

CHRISTINE CORDELLSECRETARY

CHRISSY SIDERSDIRECTOR

CECILIA HOMISONDIRECTOR

CARMA PARRISHDIRECTOR (TERM 11/2025)

About this charity

Recognized since: January 1981
Location: 4703 MADISON YARDS WAY 300, MADISON, WI 53705
County: Dane
In care of: LAUREN E CULP
Primary officer: LAUREN E CULP, EXECUTIVE DIRECTOR

How to reach them

WebsiteVisit the charity’s website Phone(608) 231-5771

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: BAKER TILLY ADVISORY GROUP LP
NTEE classification: Public & Societal Benefit (W1261)
IRS tax category: Other Grantmaking and Giving Services
Grant-giving organization: Yes